Track Insurance?

danegrey

My recent experience with Hagerty:
I was late in doing this for SCCA Track Night for Last Wednesday (4/24).
So I did it 2 days before and was shocked that it was 363 dollars.
Considering last year it was 118 dollars. Better safe then sorry.
Well I called them and got a call back the other day.

Here are the reasons for the increase cost:
1) Track Night was at Road Atlanta, it costs more, more walls
2) Last year they did not charge for itemized mods, this year they are.
3) I listed my mods, about 18K, bringing car value to 32K..
4) If you list mods and file a claim, they will replace the mods like for like. vs just stock parts.
5) If I had not listed mods and said my car was work 32K, Track Insurance would been about 158 dollars.

Not upset with them, it was just an education and the rules changed....

So now I have to review and re-think
1) just get insurance based on car value, and not worry about mods.
2) start looking at other track insurance options (Lockton or ontrack)

and life goes on....

__________________
Lots of Changes
the Z needs to be driven and driven hard for the car lives for it