New to the Z community

[Gastelum]

Hello everyone, I'm new to the Z community.

I recently decided to go with the Z, so why not join the Community. Right?

I haven't bought a Z yet. This is where you guys and girls coming in play.

Looking forward to buying one. I just want to make sure I can Afford it.

I'm 19 years old, friends suggested me to go with a two year old Z. Which I

have plans of buying a two year old Z in case I can't afford a brand new one

out the factory. I'm a Security officer making $2600 monthly, lucky me I only

pay $400 in rent. I still live at home with parents. Few friends of mine said,

I won't be able to afford it because insurance on that car will eat me alive.

I got $4,000 down payment for the car down payment still climbing, current

car I'm driving the Honda civic(no power, not even fast yet I managed to get

two speeding tickets in 10 months). The car is paid off free and clear. I

manage to stay debt free, I only have Student loans which I'm not required to

pay until I graduate. I took a very good look at the prices at carmax.com.

price range I'm targeting under $26,000 with at max of 20,000 miles.


Making $2600 x 12 months = $31,200 a year that times the 5 year auto loan.

$31,200 x 5 (year loan)= $156,000

I don't see the problem, why I won't be able afford it. (Do have a girlfriend

but I got her have on the pills) If fired while I have the car loan My plan B is

to join the military ASAP. (I'm joining after graduating the University of

Phoenix with a Bachelor's Degree In Criminal Justice)

So, here is my question to the Z owners. Can I afford the Z? Will I need more

down payment? What more do I need to go pick one up?

Thanks in advance and Happy New years everyone.