This mentality is why are rates are so high.

Thing is, if the world becomes Buddha tomorrow, your rates won't go down either, because they know you're used to paying a certain amount.

And insurance was willing to pay $6600 after the deductible.
Since you want to take the morally correct way, tell insurance to get the same parts for cheaper, like I stated in a previous post. Tell them to keep the change.


It may not sound like it, but at the end of the day, I'm being the asshòle so that OP or others can learn there is another way, and you are here. Ask us for our opinions, don't let people (Insurance company and the dealer) use you, they're YOUR employee.

If OP can return his set of lugs nuts for $160, I will GLADLY send him a set of 20 on MY dime for free.
Just saying we're all here to help, even though it may not seem like it at first

I do agree that alot of dealers do try and screw the insurance companies out of money by charging inflated prices but I do not agree with this practice and will not contribute to it at all. The dealer should charge reasonable prices regardless if going through insurance or not.