track day event insurance plan?
 

Hi, I am going to a track day event where they rent supercars.
Four options are F430, LP560, R8v10, 997 turbo.
I will be riding two of the above options (I may choose R8 and 997 turbo since I may be able to buy them in future), but I am not so sure about which insurance plan people usually get for these type of cars.
I am thinking about buying $59 (I have to buy insurance for each car)
Each car will run 1.3 mile track for 3 laps.
I do not have experience at track, so I am highly considering getting one.
What would you recommend?


$39 includes: 50,000 coverage, $5000 deductible
$59 includes: 100,000 coverage, $2500 deductible
$99 includes: 200,000 coverage, $500 deductible
$199 includes: 250,000 coverage, $99 deductible

$100/500

^I guess, but I bet the coverage only covers the actual car... And I don't really know what other problems you're going to have. God forbid the OP bins it, I doubt they're going to charge for a tow or yeah, you owe us $75 out of pocket for your crash helmet, lol


I guess if you CAN afford the $200/car you rent out easily, then do it, the best value I'm seeing is the $100/500
And god forbid you crash the first car, you'll be out $600, and I highly doubt you're gonna drive a second car because you'll be shaken up


Why not go to a cheaper/more simple track day first to get a feel for track day driving before you get in a car with 500+ hp?

Don’t buy the insurance. Three laps on the 1.3 is less than 5 minutes of track time. You won’t even memorize the track in 3 laps so between your self-preservation and your instructor you aren’t going to hurt the car. There are no straights on the 1.3 where 500+ hp can be used and you won’t even get over 80 mph. They will have all the electronic nannies on so it will take something extraordinarily stupid to wreck the car.

I totally agree with this... But if you're hell bent on insurance... 100/500
And if you total it, tow the car home with you, or break parts off and make suite the bítch is REALLY totaled, lol

^^ Listen to your Dr.

Thanks all who replied!
I'd go ask them first before I make a purchase.
But as Dr_ mentioned, it is a very short course, so I think I'd first try with the $59 one just to be safe for the first car. If I feel totally safe, I'd go w/o it or get the $39 one at least for the second car experience.

Better read the fine print too! Smells fishy to me. Probably salvage cars to begin with.