So, I dropped Comprehensive and Collision coverage today
 

I've got no coverage at the track anyways, and since I got the CR-Z, I've decided to pretty much track only the car now. Its paid off, been wrecked at VIR requiring a new core support, bumper, fender and door, and then I hit a deer requiring fixing the bumper and fender, so I really couldn't ethically sell it to someone.

Going to the Z1 meet on the 19th and Zdayz, and then I think I am going to gut it. Its a huge step, but I think I'm ready to take it.

Nice to hear, how far you planning to go with this car?

so do you just trailer it to the track?

at the moment, sometimes. it depends how far and how lazy I feel. Road Atlanta this weekend I didn't, because it was rainy and I was on street tires, plus its only 30 miles from my house. Normally I do though. Might even sell my open trailer and get an enclosed one so I can store the car in it.

just for driving schools and lapping days, but setup similar to Travis, stripped with a cage if I do have the guts to go through with it.

Nice, custom cage?

In for details/updates

If I go ahead with gutting, then yes. Unfortunately, this will probably be the last year I have a Nissan Z at Zdayz. At least I have a Honda Z and a BMW Z that I can still bring!

You crazy bastid! I'd rather drive a Z on the streets, but at least the track is a respectable place for the Z.

Sub'd in case you go through with it.. I might want some of your interior pieces :D

Yikes, where did you wreck at VIR?

Easy search of threads started by him.

http://www.the370z.com/nissan-370z-g...-wall-1-a.html

Nice Mike! If you get it done in time, make sure to trailer it up to Road America in October. :D

Yikes, it makes me want to retire from track days sometimes. I had a spin in my 350 due to a brake line coming off, I came 10 feet from hitting the wall. I was never the same after that incident. Heck, that was one of the big reason I sold the car as I lost full confidence in it.

yeah, it wasn't fun. thats one of the reasons I want to cage it and get a hans device.

JB, I'd love to get up there again, but damn, thats a lot of gas to trailer it 1800 miles round trip.

Pretty cool Mike. If it's a track car, gutting it is definitely something I'd consider. You don't even have to sell off the parts...just tuck them away if you ever want to go back (hard to do if you cage it thought). Otherwise, those parts will get you some nice cash to defer the caging costs.

I'd like dibs on the center plastic molding..the piece that incorporates the middle cup holder, seat heater buttons, and armrest cubby. Managed to scratch mine up a bit. :)

This is slippery slope though. Single straight pipe race exhaust? Fuel cell from AM Performance? Brake ducting galore?

So what happens if you wipe out while on a track day? Insurance doesn't cover that? (sorry if its a noob question)

Nope... if you wreck at the track, your insurance (Nationwide/Allstate/Geico/General/fakEsurance/etc..) ain't gonna be worth a dime to you.

I really only know two guys whose insurance does cover their track days: they call it a Trust Fund and I call them Trust Fund Babies. Very nice guys which is quite uncommon, but no clue what it can be like for those that like to have some occasional fun in their DDs.

Never done it, but you can get track insurance when you go out.

I've heard of people with USAA getting covered while at a HPDE event, but it's only a matter of time before there fine print catches up with the rest. You used to be able to cover your *** based on the fact that it was a Drivers Education event but they all now pretty much exclude you as soon as your wheels touch the track surface.

Agreed value track insurance is the way to go if you are concerned about a total loss. SCDA and some others let you sign up for it right at the track.

HPDE Insurance Program

you play you pay. My track accident cost me about 3500, and I got the parts at cost.

Chris is right, you can buy an agreed upon track insurance package, but it can be pricey. USAA specifically does not cover track damage in their fine print now, although, when I first started doing this in 2004, they gave me a driving instruction discount for it. I left them for a while for Progressive, but then they also started specifically excluding it, so I went back.

Pretty much almost everyone excludes track events ever since a Carrera GT crashed into a Ferrari in Cali and someone died a few years back.

I'll let you know. Sharif says even a 4 point, once you properly mount it will take it out of contention for returning to street use, so I'll probably part everything.

i might want your trunk panels if you end up getting rid of them. i have holes drilled in mine for accessing the coilovers but they aren't even, and it kind of annoys me :p