Insurance Question

Gixxer-370Z · 06-15-2011, 09:16 AM

OK So I have a perfect driving record yet my insurance seem high, especially since I've owned a 350 before and if was almost half what it is now with the 370. I'm also over 25 so that is not the issue.

If you do not mind sharing, who is you insurance company, how much do you pay a month, and what is your collision deductible?

murphman · 06-15-2011, 09:36 AM

24yrs old/Amica/$130 per month/$500 deductable

With Amica there is no sports car category. Everything is based off number of accident claims on a model car. I'm sure it would be higher if I didnt purchase my car back in late 09 with all the accidents building up.

jennyt71 · 06-15-2011, 11:38 AM

39yr old/Amica/$1194 a year/$500 ded (mult car discount & house discount)

also - have $300k liability coverage & $300k motorists coverage.. not sure if that is different for other people's policies. I just didnt want the bare minimum. Last wreck I was in was multi-car and included a brand new Bentley being totalled - NOT by me.. but I just wanted to be sure I could cover hitting a car like that!

theDreamer · 06-15-2011, 03:42 PM

24/All-State/500 ded/650-700 every 6 months

I have full platinum coverage from All-State, roadside assistance, etc. Only thing they basically will not cover on my car are my performance modifications (technically). There is a clause that states any additional modifications with receipt of purchase and photo graphs will warrant a value claimed of purchase blah blah blah. Basically if I document they will pay me back for it up to a certain value.

007MI6 · 06-15-2011, 06:24 PM

1) What are your insurance details?

2) 31/State Farm/$500 deductible/~$94 per month (lots of deductions w/State Farm too)

murphman · 06-15-2011, 08:18 PM

Dreamer save your money and take off roadside assistance if you can broski. Turn your drivers license over and you will find your free roadside assistance.

theDreamer · 06-15-2011, 09:50 PM

Quote:

Originally Posted by murphman

Dreamer save your money and take off roadside assistance if you can broski. Turn your drivers license over and you will find your free roadside assistance.

It is anywhere in the US and 100% flatbed, have to have that flatbed.
Plus it is part of my plan.

06-15-2011, 09:16 AM	#1 (permalink)
Gixxer-370Z Base Member Join Date: Apr 2011 Location: Houston, TX Posts: 134 Drives: '11 370Z Nismo Rep Power: 14	Insurance Question OK So I have a perfect driving record yet my insurance seem high, especially since I've owned a 350 before and if was almost half what it is now with the 370. I'm also over 25 so that is not the issue. If you do not mind sharing, who is you insurance company, how much do you pay a month, and what is your collision deductible?

06-15-2011, 09:36 AM	#2 (permalink)
murphman Track Member Join Date: Dec 2009 Location: houston Posts: 611 Drives: 370z Tour Black 7AT Rep Power: 17	24yrs old/Amica/$130 per month/$500 deductable With Amica there is no sports car category. Everything is based off number of accident claims on a model car. I'm sure it would be higher if I didnt purchase my car back in late 09 with all the accidents building up. __________________ Mod List: FI 18" CBE// Eibach Springs// Rear Camber kit// Ingen CAI// Last edited by murphman; 06-15-2011 at 09:38 AM.

06-15-2011, 03:42 PM	#4 (permalink)
theDreamer A True Z Fanatic Join Date: Feb 2009 Location: Texas Posts: 30,879 Drives: 370z Rep Power: 4210	24/All-State/500 ded/650-700 every 6 months I have full platinum coverage from All-State, roadside assistance, etc. Only thing they basically will not cover on my car are my performance modifications (technically). There is a clause that states any additional modifications with receipt of purchase and photo graphs will warrant a value claimed of purchase blah blah blah. Basically if I document they will pay me back for it up to a certain value. __________________ theDreamer's Z // Fast Intentions // Uprev // GTM // HKS // TEIN theDreamer's Silvia // URAS // GREDDY Houston Zs // Facebook // Twitter // Instagram

06-15-2011, 06:24 PM	#5 (permalink)
007MI6 Track Member Join Date: May 2011 Location: Corpus Christi, TX Age: 45 Posts: 703 Drives: Audrey Rep Power: 15	1) What are your insurance details? 2) 31/State Farm/$500 deductible/~$94 per month (lots of deductions w/State Farm too) __________________ 2011 370Z Touring+Sport Coupe BLK Int\|\|M6\|\|Navigation\|\|Illuminated Door Sills\|\|GoMiniGo LPB

06-15-2011, 08:18 PM	#6 (permalink)
murphman Track Member Join Date: Dec 2009 Location: houston Posts: 611 Drives: 370z Tour Black 7AT Rep Power: 17	Dreamer save your money and take off roadside assistance if you can broski. Turn your drivers license over and you will find your free roadside assistance. __________________ Mod List: FI 18" CBE// Eibach Springs// Rear Camber kit// Ingen CAI//

06-15-2011, 11:38 AM	#3 (permalink)
jennyt71 Track Member Join Date: Aug 2010 Location: Houston, TX Posts: 637 Drives: '10 PW Nismo #393 Rep Power: 16	39yr old/Amica/$1194 a year/$500 ded (mult car discount & house discount) also - have $300k liability coverage & $300k motorists coverage.. not sure if that is different for other people's policies. I just didnt want the bare minimum. Last wreck I was in was multi-car and included a brand new Bentley being totalled - NOT by me.. but I just wanted to be sure I could cover hitting a car like that!

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