06-28-2013, 03:44 AM | #17 (permalink) |
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damn!! like someone said earlier... could've been worse.
what ever happened to the one that hit you? did he just get a fine or something?
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06-28-2013, 12:39 PM | #18 (permalink) |
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Police got his insurance info and let him go but then my insurance ran his insurance it came up that his insurance was cancelled. So now my insurance is going to sue the guy to try and recover all the money that they are spending on me.
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06-28-2013, 01:41 PM | #19 (permalink) |
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Wow $8k worth of damage?
As long as the frame wasn't bent I would have had the car fixed. It sucks that we have to have uninsured motorist on our policies but at least you don't have to come out of pocket for anymore than your deductible |
06-28-2013, 02:03 PM | #21 (permalink) |
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My uninsured motorist coverage means I do not have to pay deductible, I get everything fixed, and it doesn't increase my rates. Without it, if I get hit by uninsured motorist, I would have to pay my $500 deductible, but I still get everything fixed without my rates increasing. It's like $20 every 6 months, so definitely worth it.
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06-28-2013, 04:06 PM | #22 (permalink) |
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You should probably look into taking that guy to court for lost of value to your car as well, but probably difficult to collect from him since cant even afford to keep insurance policy.
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06-28-2013, 08:14 PM | #23 (permalink) |
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Ya a tiny dimple of a hit on my rear bumper after a rear end incident over a year ago cost the insurance company $1200 to fix. What sux is it will be on a carfax.
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06-28-2013, 11:14 PM | #24 (permalink) |
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BS on rate not going up... insurance gets the money one way or another. Been hit 3 times and have had to use the following. uninsured (95 explorer), under-insured(05 330CI ZHP), under-insured (09 G8 GT). Got dinged one way or another after each one.
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06-29-2013, 11:52 PM | #26 (permalink) |
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Update:
Just got a call from my insurance. They said that some-how they recovered the money for repairs so I don't even have to pay the deductible anymore. |
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