I just had LTH installed, and am worried about emissions. I live in western MD, but would like to have the vehicle registered in eastern MD, where emissions is not
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03-09-2012, 10:39 AM | #1 (permalink) |
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How can I get my Z registered to a different county?
I just had LTH installed, and am worried about emissions. I live in western MD, but would like to have the vehicle registered in eastern MD, where emissions is not required. I do have family that resides in eastern MD if that helps.
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03-09-2012, 10:43 AM | #2 (permalink) |
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I'm having the same problem in PA, the county I reside in doesn't do emissions testing (with a sniffer) but they do a Visual Tamper Inspection to make sure all the parts are there. i.e. the CATS.
So I'm not sure how that's going to work... Anyone from PA/MD that's overcome this, I'd be happy to hear your thoughts.
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03-09-2012, 11:17 AM | #4 (permalink) |
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If they just do a code scan, as long as you don't have a CEL, you should be fine.
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03-13-2012, 08:07 AM | #5 (permalink) |
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So would this require doing a change of address, and calling my insurance company and telling them I moved? Any risk if they find out I didn't really move?
Last edited by NickBaragona; 03-13-2012 at 03:22 PM. |
03-13-2012, 08:15 AM | #6 (permalink) |
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Well it amounts to insurance fraud, if that's what you're asking. Get in a wreck and you're probably not going to be covered as they'll find out the truth one way or another.
And it's tax fraud too if you have personal property taxes assessed based on your location like in VA.
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03-13-2012, 09:00 AM | #7 (permalink) |
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you just need to find a friendly emissions inspector who like Benjamins.
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03-13-2012, 10:53 AM | #8 (permalink) | |
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Quote:
It's absolutely insurance fraud and you won't be covered and could potentially face further ramifications. I won't knowingly sell a policy to someone who's trying to use different addresses. It puts the agency at a huge risk as well. You're better off following Mike's advice... |
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03-13-2012, 11:23 AM | #9 (permalink) | |
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03-13-2012, 12:27 PM | #10 (permalink) |
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IMO if I have to pay someone over $100 to inspect my car, I just as soon will drive with bad inspection and hope no one notices...
People do the alternate address thing all the time... you wouldn't believe how many Florida tags there are in NJ to avoid high insurance... in your case though I don't think it will void a claim per say because where you live isn't material to the claim if it is a reasonable distance away. If you are caught though, the claim would be adjusted for the benefit that you would get at that particular premium at your valid address. Some issues you will run into though are that you will need to reregister your drivers license to your parents address... doesn't sound like a big deal but you will no longer be able to take advantage of municipal services like certain police or court processes as well as things like recycling or waste drop off centers. The only other thing I can think of is changing ownership to your parents... still you are adding a lot of headache and work... |
03-13-2012, 01:02 PM | #11 (permalink) |
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If you are not representing your address correctly this is a material misrepresentation on the contract you entered in on your policy, therefore causing it to be null and void. The company will more than likely return your premium, leaving you to foot the bill for your accident way before they would happily pay out a claim, even if that means they would charge you more for the incorrect address. You have to understand the fraud goes past insurance companies. Potential charges can be brought into the picture for defrauding the insurance company, which is essentially a financial institution.
And reregistering your license to your parents address can cause problems for them. If the DMV runs the licenses in your house and sees there are other drivers, the insurance company could add you to the policy raising the rate on your parents policy and other issues as well... Last edited by Nick911sc; 03-13-2012 at 01:05 PM. |
03-13-2012, 01:05 PM | #12 (permalink) |
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You don't need to change your residence, or your drivers license to do it. All that matters is where the car is "primarily" garaged.
The insurance issue comes into play mostly if it is damaged while parked in the primary garage, rather than the "primary" garage. |
03-13-2012, 01:29 PM | #13 (permalink) |
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You're on the insurance topic though... he is on the registration/inspection topic... by this logic (assuming it is true) you should be able to register your car at your parents house (which would allow for inspection there) but still be upfront with the insurance carrier to maintain legality although I am pretty sure that you can't use one registration address and one insuring address (at least in NJ).
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03-13-2012, 01:33 PM | #14 (permalink) | |
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People get in trouble when they don't match between real life, insurance, and state records. Most people get busted when the insurance company denies a claim because the state records dont line up with insurance (which most people keep inline with reality). Then, after the insurance company refuses to pay, the state slaps them with a fine for lying... |
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03-13-2012, 03:29 PM | #15 (permalink) |
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This sounds like a pain in the ***...why is life so difficult. Had I known the long tube headers completely bypassed the cats, I probably would have never done it. But now that I have, I don't want to switch to HFC and lose power...
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