NJ Insurance and beyond!

Theatrix · 03-04-2009, 07:12 PM

Quote:

Originally Posted by SHIFT_Z

its awesome to have insurance agents on the boards. I have heard good things about allstate but I dont think my policy with USAA can be beat, even when i get my z.
Right now I drive a 08 Altima Coupe 3.5, Im 20,Male, w 1 speeding ticket and only pay 180/month full coverage.

Do I detect a challenge? Lets see!

StreetChase · 03-10-2009, 01:43 PM

Bump it Up!!

tranceformer · 03-12-2009, 10:17 AM

Bump for Rick!

My rates went down for the 370z (switching from a 350z)!

AK370Z · 03-12-2009, 09:48 PM

Quote:

Originally Posted by tranceformer

Bump for Rick!

My rates went down for the 370z (switching from a 350z)!

now that's an awesome news!

Greasy · 03-15-2009, 04:48 AM

I just can't wait to hit 25. I'm tired of getting raped on insurance.

tranceformer · 03-15-2009, 03:35 PM

Quote:

Originally Posted by Greasy

I just can't wait to hit 25. I'm tired of getting raped on insurance.

Don't hold your breath. When my [older] brother turned 25, his rates didn't reduce by a huge amount. Same goes for me, although I had a speeding ticket on my record at the time. It might be different for others but that's just how it was for us. Maybe Rick knows something we don't?

Theatrix · 03-15-2009, 08:58 PM

First of all, a male isn't given adult rates until he is thirty or married. Females get the rate at twenty-five.

The rate changes for a young driver year by year so by the time you hit 25 or 30 it is not substantial.

But heres something that many don't know.

The example is real and is based on a 23 y/o. When a young man has one vehicle with full coverage then the vehicle is rated based on the age appropriate drive.
However, when that same young man has a DD with liability only and his "weekend" vehicle, then the primary vehicle is rated on his age and the "weekend" vehicle is rated at a full adult rate.

Wrote this Evo guy last week and with the EVo only, his rate was $1600, but with a second vehicle it dropped to $1200 for both because the Evo was rated at the full adult rate. It was actaully cheaper to cover two vehicles as opposed to one.

StreetChase · 03-17-2009, 01:08 PM

Bump it up!

StreetChase · 03-23-2009, 02:58 PM

Monday Bump!

Its slow today so its a good time to get a quote

steveg78 · 04-02-2009, 10:12 PM

Quote:

Originally Posted by Theatrix

But heres something that many don't know.

The example is real and is based on a 23 y/o. When a young man has one vehicle with full coverage then the vehicle is rated based on the age appropriate drive.
However, when that same young man has a DD with liability only and his "weekend" vehicle, then the primary vehicle is rated on his age and the "weekend" vehicle is rated at a full adult rate.

Wrote this Evo guy last week and with the EVo only, his rate was $1600, but with a second vehicle it dropped to $1200 for both because the Evo was rated at the full adult rate. It was actaully cheaper to cover two vehicles as opposed to one.

Ahhh no wonder I just got quoted such a sick rate. I called NJM to "scope out" the possibility of keeping my Jeep and getting a 370. I told the rep to put the Jeep on just liability since it's pd off and 6yrs old now and list the 370 as a pleasure vehicle...My rate was just $500 more than I am paying right now for full coverage on the Jeep.

zcoupe09 · 04-04-2009, 08:33 AM

just looking for a qoute if possible...you can contact me via PM or email - jreis4206@hotmail.com thanks again

StreetChase · 04-07-2009, 12:32 PM

Quote:

Originally Posted by steveg78

Ahhh no wonder I just got quoted such a sick rate. I called NJM to "scope out" the possibility of keeping my Jeep and getting a 370. I told the rep to put the Jeep on just liability since it's pd off and 6yrs old now and list the 370 as a pleasure vehicle...My rate was just $500 more than I am paying right now for full coverage on the Jeep.

Im glad to see that everthing worked out for you!
We could generate a quote and see if we can beat what your paying if would like. Im rather curious to know

Quote:

Originally Posted by zcoupe09

just looking for a qoute if possible...you can contact me via PM or email - jreis4206@hotmail.com thanks again

I just responded to your email. Let me know how you would like to proceed

Theatrix · 04-09-2009, 10:48 AM

updated with email addy

Theatrix · 04-28-2009, 08:57 AM

Been a little quite here. Needs a bump

StreetChase · 05-26-2009, 02:33 PM

Bump!

03-10-2009, 01:43 PM	#17 (permalink)
StreetChase Base Member Join Date: Mar 2009 Location: NJ Posts: 8 Drives: 06 DG G35 Coupe Rep Power: 16	Bump it Up!! __________________ Project:Forward Motion 06' DG G35 NJ Allstate Customer Service Rep

03-15-2009, 08:58 PM	#22 (permalink)
Theatrix Base Member Join Date: Feb 2009 Location: Zoo Jersey Posts: 23 Drives: fx35 Rep Power: 16	First of all, a male isn't given adult rates until he is thirty or married. Females get the rate at twenty-five. The rate changes for a young driver year by year so by the time you hit 25 or 30 it is not substantial. But heres something that many don't know. The example is real and is based on a 23 y/o. When a young man has one vehicle with full coverage then the vehicle is rated based on the age appropriate drive. However, when that same young man has a DD with liability only and his "weekend" vehicle, then the primary vehicle is rated on his age and the "weekend" vehicle is rated at a full adult rate. Wrote this Evo guy last week and with the EVo only, his rate was $1600, but with a second vehicle it dropped to $1200 for both because the Evo was rated at the full adult rate. It was actaully cheaper to cover two vehicles as opposed to one. __________________ 06' G35 Coupe, 06' 350z Grand Touring, 09' Fx35 10' R10 (coming) NJ Allstate Agent, (B) 609-877-1105, (C) 856-607-6755 Coomer@allstate.com

03-17-2009, 01:08 PM	#23 (permalink)
StreetChase Base Member Join Date: Mar 2009 Location: NJ Posts: 8 Drives: 06 DG G35 Coupe Rep Power: 16	Bump it up! __________________ Project:Forward Motion 06' DG G35 NJ Allstate Customer Service Rep

03-23-2009, 02:58 PM	#24 (permalink)
StreetChase Base Member Join Date: Mar 2009 Location: NJ Posts: 8 Drives: 06 DG G35 Coupe Rep Power: 16	Monday Bump! Its slow today so its a good time to get a quote __________________ Project:Forward Motion 06' DG G35 NJ Allstate Customer Service Rep

04-09-2009, 10:48 AM	#28 (permalink)
Theatrix Base Member Join Date: Feb 2009 Location: Zoo Jersey Posts: 23 Drives: fx35 Rep Power: 16	updated with email addy __________________ 06' G35 Coupe, 06' 350z Grand Touring, 09' Fx35 10' R10 (coming) NJ Allstate Agent, (B) 609-877-1105, (C) 856-607-6755 Coomer@allstate.com

03-12-2009, 10:17 AM	#18 (permalink)
tranceformer A True Z Fanatic Join Date: Nov 2008 Location: Palm Beach, FL Posts: 1,213 Drives: 2009 370Z PW 6MT Rep Power: 268	Bump for Rick! My rates went down for the 370z (switching from a 350z)!

03-15-2009, 04:48 AM	#20 (permalink)
Greasy Base Member Join Date: Oct 2008 Location: Filthydelphia Posts: 145 Drives: 02 SOM v6 Camaro Rep Power: 17	I just can't wait to hit 25. I'm tired of getting raped on insurance.

04-04-2009, 08:33 AM	#26 (permalink)
zcoupe09 Enthusiast Member Join Date: Mar 2009 Location: tri-state Posts: 312 Drives: 09 370z Touring m6 Rep Power: 16	just looking for a qoute if possible...you can contact me via PM or email - jreis4206@hotmail.com thanks again

04-28-2009, 08:57 AM	#29 (permalink)
Theatrix Base Member Join Date: Feb 2009 Location: Zoo Jersey Posts: 23 Drives: fx35 Rep Power: 16	Been a little quite here. Needs a bump __________________ 06' G35 Coupe, 06' 350z Grand Touring, 09' Fx35 10' R10 (coming) NJ Allstate Agent, (B) 609-877-1105, (C) 856-607-6755 Coomer@allstate.com

05-26-2009, 02:33 PM	#30 (permalink)
StreetChase Base Member Join Date: Mar 2009 Location: NJ Posts: 8 Drives: 06 DG G35 Coupe Rep Power: 16	Bump! __________________ Project:Forward Motion 06' DG G35 NJ Allstate Customer Service Rep

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