Extended Warranty: Did You Purchase a Nissan Warranty? How much?

MD370Z

No one can say definitively that the extended warranty is worth it or not. The insurance company that offers it sets a rate based on probabilities based on a lot of things including past experiences with the manufacturer and preceeding model. They also earn interest on the float (you pay upfront, they hold and invest the money until or if it pays out a claim). What you pay for is peace of mind, a known $ figure upfront for repairs, and spreading out the premium over months if you financed. That is worth different things to different people. The key is to minimize the commission paid to the dealer, so just negotiate it as you have done with the car. It may also help to resell your car, especially since the Z is such a high volume production car. I personally would be more inclined to buy extended warranties when the car is in its first model year.