Nissan 370Z Forum

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-   Nissan 370Z Pricing / Ordering Discussions (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/)
-   -   MUST find a way... NEW Buyer HELP NEEDED! (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/9839-must-find-way-new-buyer-help-needed.html)

bigdog1250 10-06-2009 03:17 AM

MUST find a way... NEW Buyer HELP NEEDED!
 
.

lovethe370z 10-06-2009 09:51 AM

Quote:

Originally Posted by bigdog1250 (Post 224090)
Hey Guys,

So like most of you, I have been drooling over the 370z since fall of last year. However I have been without a solid job for the past 2 years due to school. Currently I am a Junior in college and have begun working for Apple as of 2 months ago. Just as some background info, I bought a 350z when I was 17 and sadly sold it when I moved to SF for school. Didn't want to have payments my freshman year... but now I highly regret that decision.

I live in CA in the bay area and am trying to find a way to buy/lease a 370z.
I don't want to co-sign, thus I face a great challenge.

My credit score is 727, not too shabby for a 20 year old.
I have $2K to drop as a down payment right now. Can have $4K soon.

I would like to hear from you guys if there is a logical way to obtain a 370z.

Could leasing be the answer?

Leasing is a scam that exploits those want what they cannot afford.

If you cannot afford the car, do not buy it. Starting off your life with major debt on a depreciating asset is just dumb.

carfr3ak 10-06-2009 10:04 AM

love, you must feel the same about people financing cars. Leasing is for people who like to change cars every few years and don't want to deal with trading in the car, and there's other advantages to leasing which I won't go into.

OP: In my opinion, I suggest you don't do it. In this economy right now, absolutely nothing is guaranteed. Just because you are working for apple now, doesn't mean you will be working for them next month. It's very bad that the first money you come upon, you think about ways of spending it immediately instead of saving for rainy days.

Let's face it, 2k or 4k down is nothing. You live in SF, most of the people commute by public transportation or bike because owning a car there is very expensive and not the logical choice. If you were living in some other bay area city, then yea. But in your case, even then, no.

1down5up 10-06-2009 10:51 AM

Quote:

Originally Posted by lovethe370z (Post 224175)
Leasing is a scam that exploits those want what they cannot afford.

Not true. It depends on the lease offer, vehicle, and ownership period.

edeeZee 10-06-2009 11:25 AM

Quote:

Originally Posted by lovethe370z (Post 224175)
Leasing is a scam that exploits those want what they cannot afford.

If you cannot afford the car, do not buy it. Starting off your life with major debt on a depreciating asset is just dumb.

No, leasing IS NOT a scam. There's no "exploitation" like you vilify it to be. There are WEALTHY people who lease $100K or more cars because they like using them for 3-4 years, don't wanna hassle with trading it or selling it in ads had they bought it, and use leases as "tax write offs"...

I agree with you, however, that living above your means, especially in this precarious economy which looks dismal, is dumb.

FuszNissan 10-06-2009 01:28 PM

Quote:

Originally Posted by edeeZee (Post 224221)
No, leasing IS NOT a scam. There's no "exploitation" like you vilify it to be. There are WEALTHY people who lease $100K or more cars because they like using them for 3-4 years, don't wanna hassle with trading it or selling it in ads had they bought it, and use leases as "tax write offs"...

I agree with you, however, that living above your means, especially in this precarious economy which looks dismal, is dumb.

:iagree:

blinkme323 10-06-2009 02:30 PM

Leasing definitely is not a scam, it can be even more advantageous than financing depending the situation - it all depends on the person. If you are someone who likes to change cars every few years, then leasing is probably the right choice. Also, most leases can be treated like a finance in a way, it just depends on the residual.

maggot head 10-07-2009 09:33 PM

Quote:

Originally Posted by lovethe370z (Post 224175)
Leasing is a scam that exploits those want what they cannot afford.

If you cannot afford the car, do not buy it. Starting off your life with major debt on a depreciating asset is just dumb.



Alot of very rich people lease ferraris and lamborghinis etc.

FuszNissan 10-07-2009 10:23 PM

Buy things that appreciate, rent things that depreciate. That is the simplest way to put it


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