Financing Options
 

Lease is ending on my 06Z and Im really looking forward to purchasing this time a new 370z.

Does anyone have any experiences to share with purchasing a new Z to which they brought in their own financing?? In other words, someone who got financing before actually walking into the dealer...

-were you able to negotiate a better price for the car since you were paying 'cash'?

-did you get a better rate than what the dealer was offering?

Im concerned mainly with the rate since Nissan never offers any special financing rates for the Z/GT-R and so their rates will be comparable to what all other banks are offering..

Nissan has 4.89% for 63mons. There are credit Unions like Penfed that have 3.99% for 60 months. Paying cash insn't going to get you a better deal these days. Just make sure you are well educated on rates and invoices on the vehilce so you know what to negotiate to. I hope that makes sense

hmm....local nissan dealer provided me with 5.74%@60 months

thats what sparked my interest with online auto loans.

heres a good place to start...if you are serious :tup:

Nissan 370Z Forum - Search Results

let us know how it goes, ok?

What kinda fico score does one need to have to get under 8% int rate these days..

Why 63 mths.? Instead of 60. Seems odd!

If I were you, just go to the nearest credit union and get a loan from them. By that, you are assure that you get the right rate for you instead of playing with the dealership. After you pre-approved; do your assignment, go to the dealership and get ready to play numbers with them.

To help people stay in lower terms, I guess. Maybe bump someone to 63 instead of going right to 72, because I know that Nissan loses money on going extended terms. Just my guess.

http://www.the370z.com/nissan-370z-p...r-my-370z.html

From what I've seen, PenFed or ThinkBank offer the best rates (3.99% APR up to 60 months?). I got my loan from PenFed. :tup: