Special Financing

Threev8s · 08-17-2009, 10:23 AM

Has anyone heard of the possibility of special financing for the 2009 Z? I may have found the one I want but am trying to decide if I want to pull the trigger or wait for potential lower APR. Infiniti has 0% on the G37s and even Porsche has low (1.9%) financing right now. All feedback would be greatly appreciated.

stag3 · 08-17-2009, 10:27 AM

won't happen anytime soon, best bet is to go thru your credit union.
the lowest i got from nissan financing was 5.99

FuszNissan · 08-17-2009, 10:51 AM

There is no subvented rates. I wouldn't expect to see any for a long time. You can try PenFed. Nissan has 4.89% B.O.A. Has 4.2 something

awesomez · 08-17-2009, 10:57 AM

Not gonna happen. I was looking at that too, and if you take that into consideration along with price, you can get top of the line G37 for less than 370Z.

FuszNissan · 08-17-2009, 12:09 PM

Since the G has been out longer, they do have special financing for 72 month and a lease special. The Z has been on the market for a shorter time and they are selling very, very well. The problem is that the domestic companies have created this Rebate problem and every buyer is used to seeing a car come out brand new and it has special financing and special APR. This is rare for Nissan. They will hold out until the car really needs it. The only true reason for a Rebate is to make the vehilce competitive in it's class. For the Z that is hard to justifiy.

Threev8s · 08-17-2009, 01:02 PM

Thank you for all the feedback!

grebnasticle · 08-17-2009, 01:07 PM

While I was shopping, the dealership I ended up selecting offered me 3.99% for up to 63 months (I selected 60...) on the Z. The bank was actually the credit union I have been using for the past 10 years so it was easy for me to agree to do business with them. The funny part was that when I talked with a guy at the bank the next time I was in there, he had no idea the credit union was running that sort of special.

So, I guess while you're not likely to find anything like 0% for 60 months anytime in the near future, there are some decent deals to be found for a 'specialty car'.

stag3 · 08-17-2009, 01:20 PM

the 3.99 was thru penfed?

awesomez · 08-17-2009, 01:36 PM

Quote:

Originally Posted by grebnasticle

While I was shopping, the dealership I ended up selecting offered me 3.99% for up to 63 months (I selected 60...) on the Z. The bank was actually the credit union I have been using for the past 10 years so it was easy for me to agree to do business with them. The funny part was that when I talked with a guy at the bank the next time I was in there, he had no idea the credit union was running that sort of special.

So, I guess while you're not likely to find anything like 0% for 60 months anytime in the near future, there are some decent deals to be found for a 'specialty car'.

I bet you that was an accident. I am a member of credit union and they are not that genrous. If you have a good credit Nissan will match or do better than credit union. Actually it depends on if you bought an 08 350Z. Lots of places offer deals on that one after 370Z came out.

FuszNissan · 08-17-2009, 01:45 PM

^^Nissan's lowest rate is 4.89% They will not match or beat 3.99%

awesomez · 08-17-2009, 01:54 PM

Quote:

Originally Posted by FuszNissan

^^Nissan's lowest rate is 4.89% They will not match or beat 3.99%

True. I am questioning if the credit union really offered 3.99%. Best rate at my credit union is 4.74%. It's not worth the trouble of going through them. I would still take 4.89% the easy way then 4.74% the hard way.

FuszNissan · 08-17-2009, 02:00 PM

Ah..sorry,misunderstood your post. Yes PenFed is doing 3.99%

WShade · 08-17-2009, 04:32 PM

Best rate my FCU would offer was 4.75%. Allowed the dealer to finance through the same lender and got 3.99%.

SlikNik · 08-17-2009, 04:46 PM

GTE Federal Credit Union is doing 4.25% for 72 months. This is the option I went with. Includes a.25 deduction for auto payment from checking account.

Paid 35,800
5,800 down

financed 30k
for around 470$ a month

stag3 · 08-17-2009, 07:40 PM

nice rate, lowest i got from CU was 4.98% for 72

08-17-2009, 10:23 AM	#1 (permalink)
Threev8s Base Member Join Date: Aug 2009 Location: Wayne, PA/Ventnor, NJ Posts: 72 Drives: 09 MB 6MT,03 V8 4Run Rep Power: 16	Special Financing Has anyone heard of the possibility of special financing for the 2009 Z? I may have found the one I want but am trying to decide if I want to pull the trigger or wait for potential lower APR. Infiniti has 0% on the G37s and even Porsche has low (1.9%) financing right now. All feedback would be greatly appreciated.

08-17-2009, 10:51 AM	#3 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 542	There is no subvented rates. I wouldn't expect to see any for a long time. You can try PenFed. Nissan has 4.89% B.O.A. Has 4.2 something __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012

08-17-2009, 12:09 PM	#5 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 542	Since the G has been out longer, they do have special financing for 72 month and a lease special. The Z has been on the market for a shorter time and they are selling very, very well. The problem is that the domestic companies have created this Rebate problem and every buyer is used to seeing a car come out brand new and it has special financing and special APR. This is rare for Nissan. They will hold out until the car really needs it. The only true reason for a Rebate is to make the vehilce competitive in it's class. For the Z that is hard to justifiy. __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012 Last edited by FuszNissan; 08-17-2009 at 12:13 PM. Reason: spelling, I spell everything wrong. Oh well.

08-17-2009, 01:02 PM	#6 (permalink)
Threev8s Base Member Join Date: Aug 2009 Location: Wayne, PA/Ventnor, NJ Posts: 72 Drives: 09 MB 6MT,03 V8 4Run Rep Power: 16	Thank You Thank you for all the feedback!

08-17-2009, 01:45 PM	#10 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 542	^^Nissan's lowest rate is 4.89% They will not match or beat 3.99% __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012

08-17-2009, 10:27 AM	#2 (permalink)
stag3 Base Member Join Date: Jul 2009 Location: socal Posts: 24 Drives: 2008 mazdaspeed 3 Rep Power: 16	won't happen anytime soon, best bet is to go thru your credit union. the lowest i got from nissan financing was 5.99

08-17-2009, 10:57 AM	#4 (permalink)
awesomez Base Member Join Date: May 2009 Location: VA Posts: 199 Drives: 09 370Z Touring 7AT Rep Power: 16	Not gonna happen. I was looking at that too, and if you take that into consideration along with price, you can get top of the line G37 for less than 370Z.

08-17-2009, 01:07 PM	#7 (permalink)
grebnasticle Base Member Join Date: Jul 2009 Location: Philadelphia Posts: 70 Drives: 09 370Z Rep Power: 16	While I was shopping, the dealership I ended up selecting offered me 3.99% for up to 63 months (I selected 60...) on the Z. The bank was actually the credit union I have been using for the past 10 years so it was easy for me to agree to do business with them. The funny part was that when I talked with a guy at the bank the next time I was in there, he had no idea the credit union was running that sort of special. So, I guess while you're not likely to find anything like 0% for 60 months anytime in the near future, there are some decent deals to be found for a 'specialty car'.

08-17-2009, 01:20 PM	#8 (permalink)
stag3 Base Member Join Date: Jul 2009 Location: socal Posts: 24 Drives: 2008 mazdaspeed 3 Rep Power: 16	the 3.99 was thru penfed?

08-17-2009, 02:00 PM	#12 (permalink)
FuszNissan A True Z Fanatic Join Date: May 2009 Location: St. Louis Posts: 14,275 Drives: Pure Sex Rep Power: 542	Ah..sorry,misunderstood your post. Yes PenFed is doing 3.99% __________________ Mods: Too Many to list! LouFuszNissan ZDAYZ 2012

08-17-2009, 04:32 PM	#13 (permalink)
WShade Track Member Join Date: Jan 2009 Location: San Antonio, TX Posts: 765 Drives: 09 370Z T/S/N Rep Power: 187	Best rate my FCU would offer was 4.75%. Allowed the dealer to finance through the same lender and got 3.99%. __________________ Q50S Q60 RS400

08-17-2009, 04:46 PM	#14 (permalink)
SlikNik Enthusiast Member Join Date: May 2009 Location: Florida Posts: 294 Drives: 2015 Corvette Z51 Rep Power: 18	GTE Federal Credit Union is doing 4.25% for 72 months. This is the option I went with. Includes a.25 deduction for auto payment from checking account. Paid 35,800 5,800 down financed 30k for around 470$ a month

08-17-2009, 07:40 PM	#15 (permalink)
stag3 Base Member Join Date: Jul 2009 Location: socal Posts: 24 Drives: 2008 mazdaspeed 3 Rep Power: 16	nice rate, lowest i got from CU was 4.98% for 72

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