Official Insurance Premium Discussion Thread

nogoodname · 12-16-2008, 02:27 PM

since no one here owns a 370Z yet, we can only speculate.

so, i'll start with this story.

when i was deciding whether to get an 07 G35 Coupe or an 08 G37 Coupe and ended up going with the G37.
I called my insurance agent and gave the vin#, they called me back saying it would cost 900 with tax per year...so i took it.
then i asked what the insurance premium would have been if i bought a 07 G35 Coupe, she runs the numbers and it comes out to 1300 with tax per year.
I was confused by this, how is that a newer model car with more power under the hood have a lesser premium... i was totally dumb founded by this.

so, what will be the case for the new Z, will ppl have a lesser premium to pay than the 350Z ??? ...lol

Educ8r · 12-16-2008, 04:12 PM

nogoodname · 12-16-2008, 04:17 PM

880 for 6 month, that's quite a bit

shumby · 12-16-2008, 04:18 PM

me and the wife insuded on the 09G and 03 Maxima with 2,000,000 liabiity(needed for her to drive students) is only about 1100 a year.

nogoodname · 12-16-2008, 04:25 PM

she drives students??, i thought teacher weren't allowed that anymore b/c the world is ruined now

I bet everyone would want a ride in the 370Z

zsport1 · 12-16-2008, 04:32 PM

There's alot more to an issurance quote than what the car is. Things like car model, age, driving record, credit rating, and the area you live in all go into consideration.
I pay $122/month for full coverage on both my vehicles and my home owners combined. That includes un insured motor, under insured, and tripling my accident coverage across the board.

nogoodname · 12-16-2008, 04:35 PM

^^ But what about my 1 st post on here, wasn't that just weird/bizarre ???

zsport1 · 12-16-2008, 04:39 PM

Quote:

Originally Posted by nogoodname007

^^ But what about my 1 st post on here, wasn't that just weird/bizarre ???

Ya, I guess that is weird.

frcefed · 12-16-2008, 04:45 PM

I pay 140$ a month for a 2008 G37S (full replacement 5 years) and a 2007 R6. I love Alberta for bikes!!!

Educ8r · 12-16-2008, 05:02 PM

Yes it is, but my coverage is more than the Texas minimum, my deductible is $250 and I am single...oh yeah did I mention I may have a ticket or two

"If you can't afford the insurance DON'T buy the car!"

Quote:

Originally Posted by nogoodname007

880 for 6 month, that's quite a bit

nogoodname · 12-16-2008, 05:08 PM

^^ not bad then, you are single , male, young...all that makes a higher premium..lol

ctzn · 12-16-2008, 05:38 PM

I hoping to keep mine under $1200/yr now that I am over 25. Do you suppose there is a discount if you only drive the car a couple days a week?

nogoodname · 12-16-2008, 05:40 PM

^^ not really, it is cheaper if you tell them you not going to be making a lot of mileage on the car

like 12000KM a year or whatever intervals they use.

370z · 12-16-2008, 06:09 PM

Quote:

Originally Posted by frcefed

I pay 140$ a month for a 2008 G37S (full replacement 5 years) and a 2007 R6. I love Alberta for bikes!!!

wow...that is a good deal IMO.
are both paid off?

dad · 12-16-2008, 07:22 PM

Just for info:

http://www.nhtsa.dot.gov/staticfiles...Comparison.pdf

12-16-2008, 02:27 PM	#1 (permalink)
nogoodname Lifetime Premium Join Date: Nov 2008 Location: Montreal Posts: 22,357 Drives: E46 M3 Rep Power: 1765	Official Insurance Premium Discussion Thread since no one here owns a 370Z yet, we can only speculate. so, i'll start with this story. when i was deciding whether to get an 07 G35 Coupe or an 08 G37 Coupe and ended up going with the G37. I called my insurance agent and gave the vin#, they called me back saying it would cost 900 with tax per year...so i took it. then i asked what the insurance premium would have been if i bought a 07 G35 Coupe, she runs the numbers and it comes out to 1300 with tax per year. I was confused by this, how is that a newer model car with more power under the hood have a lesser premium... i was totally dumb founded by this. so, what will be the case for the new Z, will ppl have a lesser premium to pay than the 350Z ??? ...lol

12-16-2008, 04:18 PM	#4 (permalink)
shumby Captin Canuck Join Date: Dec 2008 Location: with your mom Age: 44 Posts: 6,288 Drives: your sister Rep Power: 236	me and the wife insuded on the 09G and 03 Maxima with 2,000,000 liabiity(needed for her to drive students) is only about 1100 a year. __________________ Originally Posted by SAM@GTM Engine detonation is not normal and it should never never happen, and whoever told that need to do something else for living . Sam

12-16-2008, 04:32 PM	#6 (permalink)
zsport1 Base Member Join Date: Nov 2008 Location: TEXAS Posts: 224 Drives: 300 Rep Power: 17	There's alot more to an issurance quote than what the car is. Things like car model, age, driving record, credit rating, and the area you live in all go into consideration. I pay $122/month for full coverage on both my vehicles and my home owners combined. That includes un insured motor, under insured, and tripling my accident coverage across the board. Last edited by zsport1; 12-16-2008 at 04:35 PM.

12-16-2008, 07:22 PM	#15 (permalink)
dad Grand Prix of Endurance Join Date: Nov 2008 Location: Tennessee Posts: 3,476 Drives: Mulsanne Straight Rep Power: 26	Just for info: http://www.nhtsa.dot.gov/staticfiles...Comparison.pdf __________________ We can do without any article of luxury we have never had; but once obtained, it is not in human nature to surrender it voluntary.

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12-16-2008, 04:12 PM	#2 (permalink)
Educ8r Enthusiast Member Join Date: Nov 2008 Location: Houston Posts: 397 Drives: a car Rep Power: 17

12-16-2008, 04:17 PM	#3 (permalink)
nogoodname Lifetime Premium Join Date: Nov 2008 Location: Montreal Posts: 22,357 Drives: E46 M3 Rep Power: 1765	880 for 6 month, that's quite a bit

12-16-2008, 04:25 PM	#5 (permalink)
nogoodname Lifetime Premium Join Date: Nov 2008 Location: Montreal Posts: 22,357 Drives: E46 M3 Rep Power: 1765	she drives students??, i thought teacher weren't allowed that anymore b/c the world is ruined now I bet everyone would want a ride in the 370Z

12-16-2008, 04:35 PM	#7 (permalink)
nogoodname Lifetime Premium Join Date: Nov 2008 Location: Montreal Posts: 22,357 Drives: E46 M3 Rep Power: 1765	^^ But what about my 1 st post on here, wasn't that just weird/bizarre ???

12-16-2008, 04:45 PM	#9 (permalink)
frcefed Base Member Join Date: Dec 2008 Location: Edmonton, ab,Canada Posts: 50 Drives: g37s Rep Power: 16	I pay 140$ a month for a 2008 G37S (full replacement 5 years) and a 2007 R6. I love Alberta for bikes!!!

12-16-2008, 05:08 PM	#11 (permalink)
nogoodname Lifetime Premium Join Date: Nov 2008 Location: Montreal Posts: 22,357 Drives: E46 M3 Rep Power: 1765	^^ not bad then, you are single , male, young...all that makes a higher premium..lol

12-16-2008, 05:38 PM	#12 (permalink)
ctzn inquisitive Join Date: Nov 2008 Location: Back in Midwest, StL Posts: 384 Drives: G35 Rep Power: 17	I hoping to keep mine under $1200/yr now that I am over 25. Do you suppose there is a discount if you only drive the car a couple days a week?

12-16-2008, 05:40 PM	#13 (permalink)
nogoodname Lifetime Premium Join Date: Nov 2008 Location: Montreal Posts: 22,357 Drives: E46 M3 Rep Power: 1765	^^ not really, it is cheaper if you tell them you not going to be making a lot of mileage on the car like 12000KM a year or whatever intervals they use.