Official Insurance Premium Discussion Thread
 

since no one here owns a 370Z yet, we can only speculate.

so, i'll start with this story.

when i was deciding whether to get an 07 G35 Coupe or an 08 G37 Coupe and ended up going with the G37.
I called my insurance agent and gave the vin#, they called me back saying it would cost 900 with tax per year...so i took it.
then i asked what the insurance premium would have been if i bought a 07 G35 Coupe, she runs the numbers and it comes out to 1300 with tax per year.
I was confused by this, how is that a newer model car with more power under the hood have a lesser premium... i was totally dumb founded by this.


so, what will be the case for the new Z, will ppl have a lesser premium to pay than the 350Z ??? ...lol

:rolleyes:
http://www.alexdjones.com/insurance.jpg

880 for 6 month, that's quite a bit

me and the wife insuded on the 09G and 03 Maxima with 2,000,000 liabiity(needed for her to drive students) is only about 1100 a year.

she drives students??, i thought teacher weren't allowed that anymore b/c the world is ruined now


I bet everyone would want a ride in the 370Z

There's alot more to an issurance quote than what the car is. Things like car model, age, driving record, credit rating, and the area you live in all go into consideration.
I pay $122/month for full coverage on both my vehicles and my home owners combined. That includes un insured motor, under insured, and tripling my accident coverage across the board.

^^ But what about my 1 st post on here, wasn't that just weird/bizarre ???

Ya, I guess that is weird.

I pay 140$ a month for a 2008 G37S (full replacement 5 years) and a 2007 R6. I love Alberta for bikes!!!

Yes it is, but my coverage is more than the Texas minimum, my deductible is $250 and I am single...oh yeah did I mention I may have a ticket or two :rolleyes:

"If you can't afford the insurance DON'T buy the car!"

^^ not bad then, you are single , male, young...all that makes a higher premium..lol

I hoping to keep mine under $1200/yr now that I am over 25. Do you suppose there is a discount if you only drive the car a couple days a week?

^^ not really, it is cheaper if you tell them you not going to be making a lot of mileage on the car

like 12000KM a year or whatever intervals they use.

wow...that is a good deal IMO.
are both paid off?

Just for info:

http://www.nhtsa.dot.gov/staticfiles...Comparison.pdf

wow,,, Nissan 350z have a 200+ rating.... (worse) based on the document posted by "dad".
Well, in my opinion I think that it will be a more or less the same as a Nissan 350z.

I am 25 and w/ my 07 350z, I am only paying w/ taxes $83 Monthly (with my wife). I have fill cover 50K/25K/50K, Road Assistance, $250 Deductibles. But it all depends on your records too as a buddy was saying here as well where you live, how often you drive, distance, marital status, lease, finance, if you own home or rent, and lots of asterisks to be considered.
I haven't (yet) received a ticket in my life (thx Valentine 1), The color of my car is Dark Gray, but I have a discount for being member of the American Society of Civil Engineers (ASCE) for having a Bachelors in Science of Civil Engineering and having a Masters in Engineering Management, being married and also the area where I live is considered "good" (BUT THE FIRST WEEK I GOT MY CAR SOME A_ _H_ _ _ _ _ _ _ _ _ _ _ ___ _ _ _ _ _ _ _ _ LE!!!! STOLE MY TIRES W/ RIMS!!!!!!!! it didn't have at least 4 days w/ me........).

so yeah. I think that the insurance premiums will be rounding more or less the same amount as a 350z.

Well, the quote will base on your credit, history, age, and etc. But there's one thing that doesn't change. The profile of the vehicle. Your best best is to get the car before dumb/young people start crashing it. But I think some of the 350z driver already did it, since they will probably base it off of the previous version.

Policies are no longer dictated by age 25 anymore. Its pretty lame. Now its based on the previous 3 year record and your credit score. They changed this in 2007. You also get a better deal if you have had a relationship with the insurer for more than 2 years and if you are married or a college student.

Credit score?!?! WTF!?

Could be worse. If I get the Z I'll be paying around $1400 - $1700 per 6 months. Although I always keep high levels of insurance and I'm 22. Shame my parents, who are insurance agents, don't get discounts from their company. Bastards.

Bike has 2 more payments ( I started to paying for it Jan 08) and the G is financed. If I get to go to the sand box (afganistan) in August the G will be paid off June 2010.

I like the car insurance alot cause the 5 year replacement is a sweet deal. In the 1st 2 years of ownership they willl give me the amout that I paid for the car and the balance of the 3 years will be what it is to buy the car new (seeing that cars usually go up in price, so it covers inflation). Hopefully Infiniti doesn't drop the prices lol.

I don't think credit scores affect our insurance premiums in Canada.

+1

Insurance is way to speculative to compare.

USED cars will have the higher premium as I have learned. More could go wrong and no be covered by warranty. Financing a used car compared to a new car with a private agency also costs more....

Crazy world.

Current Owners!
 

For current owners of the 370z what are your Insurance payments? I have a 06 350z and am paying $105 a mo. with high coverage including gap incase the car was totaled. Just curious on current figures, I know many factors are involved but just wanna see what everyone is paying for their 370z and have they placed the car in a high risk level!

I'm 25, Male, Single, have a suspension on my license (non-moving violation), and no tickets or accidents in more than 4 years. I'll be paying around $500/mo. for insurance on the Z. (probably more actually)

That's frikkin' insane!! :eek:

Interesting:


HLDI: Insurance losses by make and model

$106 per month for full coverage here...

wat......why?

That's more than the cost of the car per month....why don't you get a diff insurance company brah? There HAS to be lower rates than that.

That's going to be the rate anywhere I go. I know it's retarded, but that's just how it is. I don't get a multicar discount, and if you have a suspension on your license (no matter what the cause is) they jack your rates up to double. My suspension was caused by a registration problem I had with my Trans Am in 2007, but didn't know about it until late 2008, so I got screwed. I have to battle this in court, but the suspension will still be on my record no matter what.

^^ damn....was the regis problem on ur fault or the DMV side???

Technically my fault. But I'd fixed it a LONG time ago and somehow it wasn't corrected in the system. A few years back I bombed a business I was running and didn't have any money, so I didn't pay my registration before a CHP gave me a ticket for expired reg. But that was all taken care of... except for in the system. Sadly, these little "computer-mishaps" are a common problem here. Even if I show my insurance company the problem was fixed, they won't do anything about it.

The law enforcement and judicial system works very closely with the vehicle insurance industry. :( Insurance companies DONATE new laser/radar guns to the law enforcement departments so that the cops can give tickets and the insurance companies can jack up the insurance rates. The "speed-trap" was an insurance industry brain-child. Those are illegal to enforce now, thank god. There's 100's of things the insurance industry does to help increase the insurance premiums. So any chance they get to increase it, they will.

Also, you all should know that if you've driven without any tickets or accidents for 4 years, you can call your insurance company and have them lower your rates. They won't do this for you on their own (nor spend time researching it) for obvious reasons, but you can remind them to do it! :D

Insurance is the biggest scam ever. I've paid more than $40K into insurance over all the years of me driving, and MAYBE caused about $8K in damage total. Not to mention all the money they made by investing that $40K. The day I have $30K to put away, I'm taking liability off my insurance list and just paying for theft and comprehensive. They day I have $100K to put away, I'm not going to pay for insurance at all. Total BS.

I moved to Texas when I was 9. There was a State Farm agent my father went to, and I did when I got my license. I'm 50 now and it's still there. EVERY business in that area has changed hands or closed 1/2 a dozen times except that State Farm agent. My fathar-in-Law/wife has the same story with a different agent. These guys may whine over losses but I have never seen any business with the exception of hospitals and government offices that have such staying power. That equals huge long term profits.

^^ wowsers....that totally sucks..... have a chip on ur shoulder for a long LONG time

^^^ You can say that. There's nothing I hate more than scams than a law-enforced scam.

I have USAA and just canceled my 07 Accord Coupe and added the Z. My premiums went up $38 every 6 months. I do keep a $1000 deductibe, but carry higher than required amounts.

Sweet.

AAA Has No Records of the 370Z
 

We bought our 370Z three days ago, and today I called to insure it with our existing insure AAA, and was unable to as AAA they have no data on the 2009 370Z. At this point they will only give us liability coverage—that is it. I have to fax the entire purchase contract to AAA so they can figure out how insure it! Any one else in Southern California running into the same problem?

Age 22, no records. Declined medical since I'm in the military but I'll have to add it once I separate in May.

@SoCal

USAA didn't have any information on the 370 when I bought mine in back on the 10th of January. So the agent just processed mine as a 350Z.

allstate is pretty good. i'm with them. about 700 for every 6 months. 25,000/50,000 bodily injury and medical. property damage 50,000.