Official Insurance Premium Discussion Thread

[o0javi0o]

wow,,, Nissan 350z have a 200+ rating.... (worse) based on the document posted by "dad".
Well, in my opinion I think that it will be a more or less the same as a Nissan 350z.

I am 25 and w/ my 07 350z, I am only paying w/ taxes $83 Monthly (with my wife). I have fill cover 50K/25K/50K, Road Assistance, $250 Deductibles. But it all depends on your records too as a buddy was saying here as well where you live, how often you drive, distance, marital status, lease, finance, if you own home or rent, and lots of asterisks to be considered.
I haven't (yet) received a ticket in my life (thx Valentine 1), The color of my car is Dark Gray, but I have a discount for being member of the American Society of Civil Engineers (ASCE) for having a Bachelors in Science of Civil Engineering and having a Masters in Engineering Management, being married and also the area where I live is considered "good" (BUT THE FIRST WEEK I GOT MY CAR SOME A_ _H_ _ _ _ _ _ _ _ _ _ _ ___ _ _ _ _ _ _ _ _ LE!!!! STOLE MY TIRES W/ RIMS!!!!!!!! it didn't have at least 4 days w/ me........).

so yeah. I think that the insurance premiums will be rounding more or less the same amount as a 350z.

[BlackBullet]

Well, the quote will base on your credit, history, age, and etc. But there's one thing that doesn't change. The profile of the vehicle. Your best best is to get the car before dumb/young people start crashing it. But I think some of the 350z driver already did it, since they will probably base it off of the previous version.

[BanningZ]

Originally Posted by ctzn

I hoping to keep mine under $1200/yr now that I am over 25. Do you suppose there is a discount if you only drive the car a couple days a week?

Policies are no longer dictated by age 25 anymore. Its pretty lame. Now its based on the previous 3 year record and your credit score. They changed this in 2007. You also get a better deal if you have had a relationship with the insurer for more than 2 years and if you are married or a college student.

[tranceformer]

Credit score?!?! WTF!?

[diskreet]

Could be worse. If I get the Z I'll be paying around $1400 - $1700 per 6 months. Although I always keep high levels of insurance and I'm 22. Shame my parents, who are insurance agents, don't get discounts from their company. Bastards.

[frcefed]

Originally Posted by 370z

wow...that is a good deal IMO.
are both paid off?

Bike has 2 more payments ( I started to paying for it Jan 08) and the G is financed. If I get to go to the sand box (afganistan) in August the G will be paid off June 2010.

I like the car insurance alot cause the 5 year replacement is a sweet deal. In the 1st 2 years of ownership they willl give me the amout that I paid for the car and the balance of the 3 years will be what it is to buy the car new (seeing that cars usually go up in price, so it covers inflation). Hopefully Infiniti doesn't drop the prices lol.

I don't think credit scores affect our insurance premiums in Canada.

[Greg]

Originally Posted by zsport1

There's alot more to an issurance quote than what the car is. Things like car model, age, driving record, credit rating, and the area you live in all go into consideration.
I pay $122/month for full coverage on both my vehicles and my home owners combined. That includes un insured motor, under insured, and tripling my accident coverage across the board.

+1

Insurance is way to speculative to compare.

[bigdog1250]

USED cars will have the higher premium as I have learned. More could go wrong and no be covered by warranty. Financing a used car compared to a new car with a private agency also costs more....

Crazy world.

[SocalBurt]

For current owners of the 370z what are your Insurance payments? I have a 06 350z and am paying $105 a mo. with high coverage including gap incase the car was totaled. Just curious on current figures, I know many factors are involved but just wanna see what everyone is paying for their 370z and have they placed the car in a high risk level!

[Crash]

I'm 25, Male, Single, have a suspension on my license (non-moving violation), and no tickets or accidents in more than 4 years. I'll be paying around $500/mo. for insurance on the Z. (probably more actually)

[Lug]

Originally Posted by Crash

I'm 25, Male, Single, have a suspension on my license (non-moving violation), and no tickets or accidents in more than 4 years. I'll be paying around $500/mo. for insurance on the Z. (probably more actually)

That's frikkin' insane!!

[dad]

Interesting:


HLDI: Insurance losses by make and model

[G&M Performance]

$106 per month for full coverage here...

[capo190]

Originally Posted by Crash

I'm 25, Male, Single, have a suspension on my license (non-moving violation), and no tickets or accidents in more than 4 years. I'll be paying around $500/mo. for insurance on the Z. (probably more actually)

wat......why?

That's more than the cost of the car per month....why don't you get a diff insurance company brah? There HAS to be lower rates than that.

[Crash]

That's going to be the rate anywhere I go. I know it's retarded, but that's just how it is. I don't get a multicar discount, and if you have a suspension on your license (no matter what the cause is) they jack your rates up to double. My suspension was caused by a registration problem I had with my Trans Am in 2007, but didn't know about it until late 2008, so I got screwed. I have to battle this in court, but the suspension will still be on my record no matter what.