Official Insurance Premium Discussion Thread

elmz · 04-16-2010, 12:50 PM

Wow you guys have some GREAT rates! I'm 29 with Farmers $128/month $500 deductible 09 370 Base+Sport in San Diego, CA. No tickets w/ 1 claim(my fault) within 5 years. I think I'm going to call around now...

JACKPAC · 04-16-2010, 05:15 PM

I guess we should also state if we have touring package or not as my insurance had the categories separated.

lando76 · 04-23-2010, 02:31 PM

I am 34 years old, my record is clean. I have a deductible of $500 my coverage is 150k/300k which is very good. I was quoted $508 every six months. Mercury Insurance Company.

whoady4shoady · 04-23-2010, 06:25 PM

Quote:

Originally Posted by kenchan

yah, that's high... but you're only 27 and dont own a house or multiple cars, etc. you'll get your break someday.

Im 27 and have never had a claim and the cheapest I can get even with all kinds of discounts and pleasure driver is $204 a month. I would kill to pay anything under $200. Louisiana sucks balls.

Hi-Step'n370Z · 04-23-2010, 07:15 PM

Quote:

Originally Posted by whoady4shoady

Im 27 and have never had a claim and the cheapest I can get even with all kinds of discounts and pleasure driver is $204 a month. I would kill to pay anything under $200. Louisiana sucks balls.

whoady4shoady's right.

I am with Allstate, have been since age 18, and I pay a whopping $630.00 for a whole year, and I have high end coverage. BUT.... I also have my house - w/a 1,000,000.00 added umbrella, and my other car, and have a spotless record, and some advantage by being a long term customer, so I get all the discounts available.

When I started out, I payed ultra high premiums too.

Keep your nose clean, and your day will come.

My advise is to absolutely shop around for rate, but don't skimp on the coverage. Real good high end coverage is not that much more expensive than the cheap-o with lousy coverage. And the only time you'll realize this is when - if - you need your insurance. Don't find out the hard way.

When I did need to use Allstate, they always came through for me with flying colors, and that's important. So also research the insurance company well before you sign on.

4r3s · 04-23-2010, 11:32 PM

shopping around is really important. I did some calling around today and for 6 months same coverage I was quoted $580 to $2100. I was absolutely shocked at the $2100 which was from metlife and included the discount through my work. The metlife salesman was the most pushy too saying "oooh thats a really good rate for that car, you should definetly take this!" I followed up with a chuckle and said no thanks I think we've spoke long enough.

cossie1600 · 04-25-2010, 12:36 PM

Insurance agents are annoying, I prefer to call a 800 number online.

TongMan · 04-08-2011, 10:29 AM

Please post your annual premium rate for your single 370z. Please exclude the addition of other cars in your policy. Include collision and comprehensive deductible. Include coverage and monthly payment.

*I am aware of location, discounts, hook ups, age, sex, multiple car discounts, home owners, etc. Just please post exactly how much you are paying for your 370z on your policy papers.

I'll start.

2010 Nissan 370z

Liberty Mutual Ins - Single/Unmarried - 27 years old
Liability: 25/50/25
Medical: 5,000
Uninsured Motorist: 25/50
Collision deductible: $1000
Comprehensive: $500

Annual Payment: $1409.00
Monthly: $117.41

No points, tickets, accidents.
BTW, I searched the forum but found no thread to this specificity.

GZ3 · 04-08-2011, 11:00 AM

104, same coverages except i have 500 deduc all the way around

Isamu · 04-08-2011, 04:59 PM

77$ a month

bullitt5897 · 04-08-2011, 05:02 PM

close to $5k a year hahaha

Isamu · 04-08-2011, 05:05 PM

Quote:

Originally Posted by Bullitt@UAMotorsports

close to $5k a year hahaha

do you crash alot? <3

red6spd · 04-08-2011, 05:22 PM

About $320 a month. Full Coverage on a 2010 370Z and full coverage on a leased 2010 Versa.
Single male 24 years old. One accident (got a** ended, but that was about 5 years ago) and I think one speeding ticket.

GZ3 · 04-08-2011, 05:24 PM

Quote:

Originally Posted by Isamu

do you crash alot? <3

lol, whats the heart for??

Isamu · 04-08-2011, 06:49 PM

Quote:

Originally Posted by GZ3

lol, whats the heart for??

cuz i <3 his car

04-08-2011, 10:29 AM	#218 (permalink)
TongMan A True Z Fanatic Join Date: Feb 2010 Location: NorCal Posts: 1,297 Drives: 2013 Nissan GTR Rep Power: 715	How much do you pay for insurance for your 370z? Please post your annual premium rate for your single 370z. Please exclude the addition of other cars in your policy. Include collision and comprehensive deductible. Include coverage and monthly payment. I am aware of location, discounts, hook ups, age, sex, multiple car discounts, home owners, etc. Just please post exactly how much you are paying for your 370z on your policy papers. I'll start. 2010 Nissan 370z Liberty Mutual Ins - Single/Unmarried - 27 years old Liability: 25/50/25 Medical: 5,000 Uninsured Motorist: 25/50 Collision deductible: $1000 Comprehensive: $500 Annual Payment: $1409.00 Monthly: $117.41 No points, tickets, accidents. BTW, I searched the forum but found no thread to this specificity. Last edited by TongMan; 04-08-2011 at 10:33 AM.*

04-08-2011, 11:00 AM	#219 (permalink)
GZ3 A True Z Fanatic Join Date: Dec 2009 Location: SATX Posts: 3,296 Drives: Z Rep Power: 21	104, same coverages except i have 500 deduc all the way around __________________ 09 GT-R 12' 370Z 7AT HANDED DOWN 12'+13' 5.0 SOLD

04-08-2011, 05:02 PM	#221 (permalink)
bullitt5897 Premium Member Join Date: Jan 2009 Location: North GA Posts: 6,831 Drives: Twin Turbo Z34 Rep Power: 3682	close to $5k a year hahaha __________________ *Shop Cars: 2013 318whp Nismo VspecII 370z SOLD, 2009 1000hp+ 93oct 4.0L TT 370z Fast Intentions STAGE 4 #054*

04-08-2011, 05:22 PM	#223 (permalink)
red6spd A True Z Fanatic Join Date: Apr 2010 Location: Long Island NY Posts: 3,277 Drives: 2010 Z Coupe M6 SPT Rep Power: 21	About $320 a month. Full Coverage on a 2010 370Z and full coverage on a leased 2010 Versa. Single male 24 years old. One accident (got a** ended, but that was about 5 years ago) and I think one speeding ticket. __________________ 2010 Base+Sport 6spd: Stillen G3, FI Non-Resonated CBE, FI Non-Resonated Test Pipes, UpRev Tuned, Custom 24R Oil Cooler, JDM Rear Fog-OEM Harness. ???Whp ???WTQ (Will find out come spring time) Last edited by red6spd; 04-08-2011 at 05:32 PM.

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04-16-2010, 12:50 PM	#211 (permalink)
elmz Track Member Join Date: Feb 2009 Location: San Diego, CA Posts: 674 Drives: 2014 Porsche Boxster Rep Power: 17	Wow you guys have some GREAT rates! I'm 29 with Farmers $128/month $500 deductible 09 370 Base+Sport in San Diego, CA. No tickets w/ 1 claim(my fault) within 5 years. I think I'm going to call around now...

04-16-2010, 05:15 PM	#212 (permalink)
JACKPAC Track Member Join Date: Sep 2009 Location: Kentucky Posts: 516 Drives: MB 370z Rep Power: 17	I guess we should also state if we have touring package or not as my insurance had the categories separated.

04-23-2010, 02:31 PM	#213 (permalink)
lando76 Base Member Join Date: Jul 2009 Location: ca Posts: 107 Drives: N/A Rep Power: 16	I am 34 years old, my record is clean. I have a deductible of $500 my coverage is 150k/300k which is very good. I was quoted $508 every six months. Mercury Insurance Company.

04-23-2010, 11:32 PM	#216 (permalink)
4r3s A True Z Fanatic Join Date: Dec 2009 Location: MD Posts: 2,077 Drives: Touring 370z Rep Power: 24	shopping around is really important. I did some calling around today and for 6 months same coverage I was quoted $580 to $2100. I was absolutely shocked at the $2100 which was from metlife and included the discount through my work. The metlife salesman was the most pushy too saying "oooh thats a really good rate for that car, you should definetly take this!" I followed up with a chuckle and said no thanks I think we've spoke long enough.

04-25-2010, 12:36 PM	#217 (permalink)
cossie1600 A True Z Fanatic Join Date: Jun 2009 Location: californee way Posts: 5,380 Drives: 370, Leaf Rep Power: 30	Insurance agents are annoying, I prefer to call a 800 number online.