Official Insurance Premium Discussion Thread

j.arnaldo · 11-07-2009, 02:30 PM

$1,350.00/year for, both my Z and my wife's Pathfinder (comes to, about, $112.50 per month). Sports cars owners always get the short end of the stick, insurance-wise. Comes with the territory, I guess.

vipor · 11-07-2009, 03:50 PM

Quote:

Originally Posted by 6spd

im 21 and am at 127 a month, full coverage, the works, and perfect credit and own a new home. this is through auto owners. gieco wanted 186... wtf?

i expect it to drop considerably when i hit the magic age of 25.

it's funny, they say 25 or 27, but realistically it slowly lowers every couple of years. it does get more drastic about that age though.

6spd · 11-07-2009, 08:22 PM

Quote:

Originally Posted by vipor

it's funny, they say 25 or 27, but realistically it slowly lowers every couple of years. it does get more drastic about that age though.

right, oh and another thing to ponder because i cant get an answer as to why from anyone: my insurance is cheaper on the Z than my old slow RSX... go figure?!?! its probably due to the theft rate and total loss rate, both are VERY high for the rsx. hopefully the Z wont end up that way. i dont think so because a different kind of person buys a Z than the person who buys an rsx.

superz · 11-07-2009, 11:30 PM

Just paid $279 for 6 months. Was paying $379 for 6 months on my 2005 H2 SUT. I have a clean driving record, but I can see the possibility of speeding tickets.

speedoflife · 11-08-2009, 12:14 AM

You all have it lucky. I drive a sedan, have a clean record, get a discount for only driving 6 months out of the year, and pay a slight bit over $300 a month.
Granted, I am 17 years old, and the majority of my money goes to insurance (I am only able to work during summers).

I just want to turn 25... (for insurance's sake)

vipor · 11-08-2009, 12:30 AM

Quote:

Originally Posted by 6spd

right, oh and another thing to ponder because i cant get an answer as to why from anyone: my insurance is cheaper on the Z than my old slow RSX... go figure?!?! its probably due to the theft rate and total loss rate, both are VERY high for the rsx. hopefully the Z wont end up that way. i dont think so because a different kind of person buys a Z than the person who buys an rsx.

6 airbags, starter disable, tcs, and vdc

the rsx has 2 airbags and starter disable

myfirstz · 11-08-2009, 01:56 AM

Quote:

Originally Posted by gauchowr

What are you guys paying for insurance on your 370z's? I have a parking lot accident from last summer and three and a half years ago I fell asleep while driving and totaled my truck. Geico quoted me about $340 per month. Does this sound a little steep to anyone? Also, for anyone else in a similar situation to mine, are you paying less for your insurance and who is your insurance provider? I am in the process of buying today but I don't want to pay that much for insurance.

David

Age: 36
Marital Status: Married
Location: Valley Grande, AL
Other Vehicles: 03 Jag X Type 2.5 and 02 Chevy Suburban LT 4X4
Other Drivers: Wife (same age)
Accidents/Tickets: Both of us have clean records. No violations of any type since driving.

Our coverage limits are 50/100/50. Our deductible is $500. We pay $725 for 6 months which is equivalent to $120.83 p/mo for 3 cars FULL Coverage. The insurance company is Progressive. The Z alone for 6 months is $372 which is $62 p/mo full coverage. I would say those are AWESOME rates!

6spd · 11-08-2009, 09:40 AM

Quote:

Originally Posted by vipor

6 airbags, starter disable, tcs, and vdc

the rsx has 2 airbags and starter disable

the rsx has 4 airbags actually (front and side in the seat) and you would think a v6 sports car would cost more than it does, but yeah your probably right about the tcs and vdc, i didnt think about that!

j.arnaldo · 11-08-2009, 11:03 AM

Insurance companies have a literal war, one trying to capture the others' clients. It all boils down to how well you can negotiate, how flexible the agent is, etc.

MindFusion FX · 11-10-2009, 10:19 AM

i dont have the car yet..but i got a final quote from Allstate

162 per month full coverage (300/100 coverage). I'm 24 have a bunch of tickets including reckless driving and a ton of speeding tickets..so i dont think 162 is too bad.

PapoZalsa · 11-13-2009, 11:42 PM

USAA Ins.

mirror · 11-14-2009, 05:23 AM

I'm 22 and I've had one major accident (not my fault).

State Farm wants ~$180/month to insure a Z which is significantly higher than what I'm paying now for my current two-door car.

mdbrich · 11-14-2009, 07:50 AM

1

JMA · 11-26-2009, 01:11 AM

My insurance guy just quoted me about $100/month for 2 cars - my existing chevy pickup and the Z I want to buy. That's for 50/100 with a 1000 deductable. The new Z was less than twice what my 1993 Chevy pickup is with over 145K miles. ...but I'm late 40s with a very good record and have listed the Z as not commuting with it to work.

toxic 6 · 11-26-2009, 08:12 AM

Quote:

Originally Posted by gauchowr

What are you guys paying for insurance on your 370z's? I have a parking lot accident from last summer and three and a half years ago I fell asleep while driving and totaled my truck. Geico quoted me about $340 per month. Does this sound a little steep to anyone? Also, for anyone else in a similar situation to mine, are you paying less for your insurance and who is your insurance provider? I am in the process of buying today but I don't want to pay that much for insurance.

David

i pay $320 per every 6mnts w/usaa
i have 09 nismo

11-07-2009, 02:30 PM	#136 (permalink)
j.arnaldo Banned Join Date: Oct 2009 Location: Puerto Rico Posts: 937 Drives: Nissan 350Z, 2004 Rep Power: 0	$1,350.00/year for, both my Z and my wife's Pathfinder (comes to, about, $112.50 per month). Sports cars owners always get the short end of the stick, insurance-wise. Comes with the territory, I guess. Last edited by j.arnaldo; 11-07-2009 at 02:37 PM.

11-08-2009, 12:14 AM	#140 (permalink)
speedoflife Enthusiast Member Join Date: Aug 2009 Location: MS/TX Posts: 268 Drives: '06 Pontiac G.P. Rep Power: 16	You all have it lucky. I drive a sedan, have a clean record, get a discount for only driving 6 months out of the year, and pay a slight bit over $300 a month. Granted, I am 17 years old, and the majority of my money goes to insurance (I am only able to work during summers). I just want to turn 25... (for insurance's sake) Last edited by speedoflife; 11-08-2009 at 12:53 AM.

11-14-2009, 07:50 AM	#148 (permalink)
mdbrich Base Member Join Date: Aug 2009 Location: ATX Posts: 171 Drives: Nizmo, DD Honda Fit Rep Power: 16	1 Last edited by mdbrich; 02-23-2010 at 12:41 AM.

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11-07-2009, 11:30 PM	#139 (permalink)
superz Base Member Join Date: Sep 2009 Location: Overland Park, KS Posts: 11 Drives: 09 370Z TS Black Rep Power: 16	Just paid $279 for 6 months. Was paying $379 for 6 months on my 2005 H2 SUT. I have a clean driving record, but I can see the possibility of speeding tickets.

11-08-2009, 11:03 AM	#144 (permalink)
j.arnaldo Banned Join Date: Oct 2009 Location: Puerto Rico Posts: 937 Drives: Nissan 350Z, 2004 Rep Power: 0	Insurance companies have a literal war, one trying to capture the others' clients. It all boils down to how well you can negotiate, how flexible the agent is, etc.

11-10-2009, 10:19 AM	#145 (permalink)
MindFusion FX Base Member Join Date: Nov 2009 Location: Hollywood, FL Posts: 132 Drives: Getting a 370 Soon Rep Power: 16	i dont have the car yet..but i got a final quote from Allstate 162 per month full coverage (300/100 coverage). I'm 24 have a bunch of tickets including reckless driving and a ton of speeding tickets..so i dont think 162 is too bad.

11-13-2009, 11:42 PM	#146 (permalink)
PapoZalsa A True Z Fanatic Join Date: Nov 2009 Location: Not in Sunny Florida Posts: 6,358 Drives: 16 Nismo w/Tech Pack Rep Power: 4500	USAA Ins.

11-14-2009, 05:23 AM	#147 (permalink)
mirror Base Member Join Date: Sep 2009 Location: edgewater, nj Posts: 16 Drives: 07 350z Rep Power: 16	I'm 22 and I've had one major accident (not my fault). State Farm wants ~$180/month to insure a Z which is significantly higher than what I'm paying now for my current two-door car.

11-26-2009, 01:11 AM	#149 (permalink)
JMA Base Member Join Date: Nov 2009 Location: TX Posts: 5 Drives: 370Z Rep Power: 16	My insurance guy just quoted me about $100/month for 2 cars - my existing chevy pickup and the Z I want to buy. That's for 50/100 with a 1000 deductable. The new Z was less than twice what my 1993 Chevy pickup is with over 145K miles. ...but I'm late 40s with a very good record and have listed the Z as not commuting with it to work.