Official Insurance Premium Discussion Thread

[homeryansta]

hey OP,

I was in the same boat as you when I purchased my Z 3 months back. Don't listen to the OG on here who forgot what it's like to buy a car and wonder about these things.

I'm 25, no prior accidents or tickets. I've had a couple claims though.

I'm paying 123.00 a month from state farm with 500 deductible.

[Zenki370]

Originally Posted by homeryansta

hey OP,

I was in the same boat as you when I purchased my Z 3 months back. Don't listen to the OG on here who forgot what it's like to buy a car and wonder about these things.

I'm 25, no prior accidents or tickets. I've had a couple claims though.

I'm paying 123.00 a month from state farm with 500 deductible.

Same here but 24. Just 1 following too close ticket on the record and an at fault accident that didnt pay a claim (i hit a brand new car, they fixed it at their expense in house to keep the car fax clean). Everything else dropped off. 120.xx

[Jasonle]

Originally Posted by kenchan

Ibtfkingl

Lol

[Minsu]

Originally Posted by homeryansta

hey OP,

I was in the same boat as you when I purchased my Z 3 months back. Don't listen to the OG on here who forgot what it's like to buy a car and wonder about these things.

I'm 25, no prior accidents or tickets. I've had a couple claims though.

I'm paying 123.00 a month from state farm with 500 deductible.

Thanks man, 123.00 sadness i think i pay close to 1k a month for 3 diff cars right now, if i get a Z its gonna be ridiculous....
sigh

[Thechidz]

Originally Posted by Minsu

Not sure if its in this area of the forum but here i go.

so im 21 2 accidents neither my fault.

I was wondering what kind of money you paid and which company you went with.

And would it be a good idea to just put the car under my fathers name or mothers? I heard that this will lower the cost.

Any advice, random rants, and info is appreciated, Insurance might make my parents woah on the purchase cause im paying the car they pay insurance.

it would def be cheaper on their insurance

[BeksNice]

I checked my insurance rate for 2013 370z at geico and progressive
and it turns out the price is going to be 560$ a month (!) w00t?!?!
I'm 18.
Is it how it is supposed to be? :P

[enkei2k]

I don't understand why people ask others on a PUBLIC WORLDWIDE forum what their insurance rates are? If you want to know how much insurance costs, GOOGLE different insurance companies and put down your information. It's FREE and it only takes a few minutes of your time to get a quote.

To save you trouble: The major ones off the top of my head: Geico, Progressive, State Farm, All State, eSurance, etc.

Your insurance rates in NJ will be vastly different from someone in MN or FL or CA or wherever. It also depends on your driving history (tickets + accidents = high premium), discounts (defensive driver, good student), and other factors.

[DR_]

Originally Posted by BeksNice

I checked my insurance rate for 2013 370z at geico and progressive
and it turns out the price is going to be 560$ a month (!) w00t?!?!
I'm 18.
Is it how it is supposed to be? :P

I'm surprised it isn't higher then that. Insurance companies just don't want 18 year old boys, especially in sports cars, and even more especially in Los Angeles. It is just a huge claim waiting to happen.

Mine is <$50 a month but I'm twice your age.

[BeksNice]

Originally Posted by DR_

I'm surprised it isn't higher then that. Insurance companies just don't want 18 year old boys, especially in sports cars, and even more especially in Los Angeles. It is just a huge claim waiting to happen.

Mine is <$50 a month but I'm twice your age.

=[
I don't have much choice though.

[LinPark]

Originally Posted by Minsu

Thanks man, 123.00 sadness i think i pay close to 1k a month for 3 diff cars right now, if i get a Z its gonna be ridiculous....
sigh

My recommendation would be to sell the 3 cars and use the proceeds to pay for a new Z and insurance.

I have 3 cars (married with kids) the car payments AND insurance don't total $1k a month.

[dmhenderson]

Yeah I would have straight up wrecked and killed myself in something like a Z when I was 18.

I think I pay like $110 a month for insurance with a clean record but my deductible is low.

[BeksNice]

Originally Posted by dmhenderson

Yeah I would have straight up wrecked and killed myself in something like a Z when I was 18.

I think I pay like $110 a month for insurance with a clean record but my deductible is low.

Well, I am a very responsible 18 y/o driver. I drive defensively and do not show off on roads. So, I am not worried about wrecking it and getting myself killed. It is just funny that insurance on Z is 560$ and on let's say GTR (which is more than twice expensive and has more power) is only 750$. makes no sense to me.

[Thechidz]

Originally Posted by BeksNice

I checked my insurance rate for 2013 370z at geico and progressive
and it turns out the price is going to be 560$ a month (!) w00t?!?!
I'm 18.
Is it how it is supposed to be? :P

that's pretty high. try nationwide

[BeksNice]

Originally Posted by Thechidz

that's pretty high. try nationwide

Premium is even higher lol

[ERZperformance]

I think some time it can be true because they may think newer car may have warranty and less chance of breaking down??!! I dunno! Did you ask the insurance agent why would it be?