Official Insurance Premium Discussion Thread

[NBZ34]

Country = U.S.
State = Texas (San Antonio)
Age = 41
Company = USAA

Discounts =
Multi Car
New Car
Premier driver
USAA Member

Coverages =
Comp/Coll: $500/500
Bodily Injury Liability: $30k/60k per person
Property Damage Liability: $25k per accident
Uninsured/Underinsured Motorists Bodily Injury: $30k/60k per person
Personal Injury Protection: $2500 per person
Uninsured/Underinsured Motorists Property Damage: $25k per accident
Towing & Labor


2012 NISSAN 370Z Total Six-Month Premium $383.01

[rich conover]

My premium is is around $250 every 6-months with considerably better coverage, but then again I'm slightly older, in my 50's. Love the car, purchased the FI exhaust.....anxiously waiting end of June.

[gnznroses]

Country = U.S.
State = WV
Age = 28

I've been paying about $610/6 months for my car (about $850/6 months for my old truck with 100k miles...)
...but State Farm just gave me the boot :/
That was for something like 300k/100k/300k with $500 deductible
Multi-car discount. Had a safe-driving discount lol
Had two fender-benders about 7 months apart, both extremely minor. One in the Z, one in my truck. One ticket, for failure to yield, because of the first wreck.
I'm sure my rate will jump like crazy when I get a new insurance company (I have two weeks to do so)

[FateAveRun]

Hello members,

I am soon on my way to a new 370Z!
But...before I get into my lovely car I need to know how much
insurance would be since if it's at too high of a range I might not
be able to afford it. So if you would kindly tell me how much you pay
that'd be great. I live in California and have a good student discount so
any info would be welcome.

[MacLean]

Well for starters how old are you? If you are under the age of 25 it going to be high. I believe there was a thread about insurance payment on the Z. Have one of your parents be the primary & you could be the secondary. I know for me on my Nismo is $95.16 a month, but I am 30yrs old too. I switched it today, so that my mother (is 55yrs old) will be the primary......hehehehe. This will drop drastically to around $65 give or take a couple dollars possibly. It is all about playing the game. FYI insurance on a Nismo is going to be higher than a non Nismo.

[FairladyZ]

26 here and pay about 95$ or so too

[enkei2k]

You're better off posting this in the regional section. Insurance varies state by state, city by city, so your answers will be either $30 a month - $3000 a month depending who you ask.

FWIW, I'm paying $266.66 a month for mine in NYC with the usual stuff.

Bodily Injury Liability Current Limit: $50,000/$100,000
Property Damage Liability Current Limit: $50,000
Supplementary Uninsured Motorist Current Limit: $25,000/$50,000
Basic Personal Injury Protection Basic Non-Deductible
Comprehensive $2,000 ded. with Non-ded Glass
Collision $2,000 Ded.

[Huckleberry]

Originally Posted by enkei2k

You're better off posting this in the regional section. Insurance varies state by state, city by city, so your answers will be either $30 a month - $3000 a month depending who you ask.

FWIW, I'm paying $266.66 a month for mine in NYC with the usual stuff.

Bodily Injury Liability Current Limit: $50,000/$100,000
Property Damage Liability Current Limit: $50,000
Supplementary Uninsured Motorist Current Limit: $25,000/$50,000
Basic Personal Injury Protection Basic Non-Deductible
Comprehensive $2,000 ded. with Non-ded Glass
Collision $2,000 Ded.

that's high as hell.

[Cristobal09]

There's a ton of factors that go into insurance costs. Age, location, discounts you get if you have homeowners insurance with the company, how much coverage you want, what kind of deductible, driving record, and I can keep going on and on. Not to mention every insurance company has their own way of rating you, anf there's a ton of agencies to choose from as well. You wont really get a very concrete answer on forums. If I were you, id just start calling each agency one by one until you find one with the best price.

[nismochiq]

damn I pay $165 in florida, then again I am only 23 but still no accidents, and no tickets on my record ;P

[MacLean]

Originally Posted by Cristobal09

There's a ton of factors that go into insurance costs. Age, location, discounts you get if you have homeowners insurance with the company, how much coverage you want, what kind of deductible, driving record, and I can keep going on and on. Not to mention every insurance company has their own way of rating you, anf there's a ton of agencies to choose from as well. You wont really get a very concrete answer on forums. If I were you, id just start calling each agency one by one until you find one with the best price.

+1....... This is a very vague question to ask everybody b/c you are looking at a good solid dozen different variables that would reflect your premium. Those are just some that was already mentioned. If you have direct deposit that will help a bit to lower your premium & also how long have you been with your current carrier. How far away is your work & where is your car kept (outside or in a garage).


FYI...... I would call around to different insurance carries in your area to get some quotes b/c this would be the very best bet for you.

[Nismo89]

i pay $877 a year for full coverage, when i bought the car i was 21, im 22 now, turning 23 next month. No Accidents no Arrests of any sort . Clean driving record.

[Huckleberry]

Originally Posted by Nismo89

i pay $877 a year for full coverage, when i bought the car i was 21, im 22 now, turning 23 next month. No Accidents no Arrests of any sort . Clean driving record.

dont recall them askin about a criminal record.

how odd.

[MacLean]

Originally Posted by Huckleberry

dont recall them askin about a criminal record.

how odd.

.......... Next person might give us a blood or urine sample to prove there point......jk

[Huckleberry]

Originally Posted by cgmg21

.......... Next person might give us a blood or urine sample to prove there point......jk

should have known better.