Official Insurance Premium Discussion Thread

[red6spd]

Country = U.S.
State = New York
Age = 25
Discounts = Multi Car, New Car, Defensive driver.
Deductable = $500


$212 per month for my 2010 Z and a Leased 2010 Versa, full coverage on both.

[kenchan]

Originally Posted by bluezed

I was told that CA does not have that mileage thing. I did put in 5000 miles/6 months and this is a 'leisure car' when I did my insurance. Though, don't really know if it had an effect. I'll call them again. I am looking at some of the rates that people get here, it seems like mine isn't bad at all. I pay $176/month for two cars with full coverage. I should take out the full coverage on my Integra though. Just debating if I should or not.

hummmm... that could be. insurance is kinda tricky since you dont know if you will really use it or not. hahahaha.

i could completely remove my Z from insurance over the hibernating months but it would only save me like $120+ for the near 3months and the hassle of turning the coverage on/off is asking for clerical error to happen along the way.

even if your agent got it right, their headquarters might not... ive had instances like this a few times so i check the policy very carefully when i make any adjustments.

[Niche79]

For full coverage 25/50/50 250deductable is 155 a month for 3 cars is 167, no accidents/tickets (knocks on wood). Granted my 2 other cars are at least 10 years old and all paid for so im sure that helps. OH and im 32 single male. Progressive insurance in Florida.

[Nick911sc]

Originally Posted by Niche79

For full coverage 25/50/50 250deductable is 155 a month for 3 cars is 167, no accidents/tickets (knocks on wood). Granted my 2 other cars are at least 10 years old and all paid for so im sure that helps. OH and im 32 single male. Progressive insurance in Florida.

25/50/50? Do you own a house? If so I'd hope you'd increase your limits...

[Notsud 13]

Originally Posted by Nick911sc

25/50/50? Do you own a house? If so I'd hope you'd increase your limits...

:thumbup:

Sent from my DROID Pro using Tapatalk

[Niche79]

nope, no house yet....rent only.

[iona.head]

That is really cheap Bonzo. I pay twice as much. But I’m looking into AARP home and auto insurance quotes and they look quite attractive. Lucky to be over 50 I guess!

[ImportConvert]

Originally Posted by Niche79

nope, no house yet....rent only.

Yep, so I carry lower limits as well. No real assets to seize currently.

[Gauge]

$4XX.XX every 6 months (not hiding just don't know exact numbers) on the Nismo(this is just the nismo price for both cars it's $6XX.XX). Through state farm.

Multicar discount, married, well over 25 years of age(discount age), have renters insurance through them as well, 500 dollar deductable.

I could probably get lower insurance, but I will pay for piece of mind. State farm is an excellent company and they almost always dish out checks no questions asked.

[buweet]

Just got a qoute on a 2012 370z base model from USAA. Full coverage, 300/500 limits due to work requirements. Annual premium $2,270 for a 54 year old in New Orleans with a great driving record. We get drilled for car insurance in New Orleans!

[intrigue]

State = PA
Age = 25
Discounts = Safe Driver, Multi-Line
Deductable = $500
6 Month Rate = $564

I have full coverage with good terms/limits. I go through State Farm.

[BeemaaZ]

Originally Posted by kenchan

hummmm... that could be. insurance is kinda tricky since you dont know if you will really use it or not. hahahaha.

i could completely remove my Z from insurance over the hibernating months but it would only save me like $120+ for the near 3months and the hassle of turning the coverage on/off is asking for clerical error to happen along the way.

even if your agent got it right, their headquarters might not... ive had instances like this a few times so i check the policy very carefully when i make any adjustments.

Better safe and sorry! Good call Mr. Kenchan

Originally Posted by kenchan

i am with a major insurance company covered for house/2 life/3cars/music instruments.

Sounds like you are perfectly "covered"

Originally Posted by bluezed

I was told that CA does not have that mileage thing. I did put in 5000 miles/6 months and this is a 'leisure car' when I did my insurance. Though, don't really know if it had an effect. I'll call them again. I am looking at some of the rates that people get here, it seems like mine isn't bad at all. I pay $176/month for two cars with full coverage. I should take out the full coverage on my Integra though. Just debating if I should or not.

Actually some "Major" CA insurance companies do offer discount for "leisure car" or "pleasure use" but they will monitor your odometer readings from time to time usually at policy renewal.
I am paying $80 per month with "full coverage" deductible $100 for my Z after multicar & multiline discounts, loyalty discount, clean record more than 6 years and the so called "monitored" mileage program.

[Nismo89]

22,Male, no tickets, no violations what so ever. 785 a year for full coverage

[OnceSolemn]

30, Male
No Tickets/Violations
Multi-Car Discount
Home Owners Discount

2012 370z Roadster - $444 per 6 months
2004 Mazda3 5-Door - $352 per 6 months

That's in San Jose/Campbell California

[Titan1080]

I'm a longtime Geico customer, I just paid $980 for 6 months, covers both my Titan ($372) and Z ($608), no speeding tickets, 31 and single, $100 deductible on both.