Official Insurance Premium Discussion Thread

[Drodriguez06]

187 a month
24 years old

[TerribleONE]

64 a month. 2 cars and 20 years old.. Z is my secondary car..

[Zeek]

I'm probably over insured but:
Washington state.
74 years old.
Squeaky clean driving record.

Liability: 50/100/50
Personal injury Protection including income loss 200/wk/1 yr.
Comprehensive: $50 deductible.
Collision: $500 deductible.
Emergency Road Service.
Car Rental and Travel Expense.
Underinsured bodily injury.
Underinsured property damage.

Total premium 6 months $419.29 = $69.88/month.

[gsxr750]

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

[AhadV]

wow...
um..18
Texas
2 speeding tickets on record
1 car accident

$1000 deductible
$354/ month
for first 6 months...
then if no more tickets

$304/ month

[Thechidz]

Originally Posted by gsxr750

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

not necessarily. I had geico when I switched to the z they raised my rates, switched to nationwide and my rates are back down to where they were

[bluezed]

Originally Posted by kenchan

290 6months 100 deductable.

It seems like you're still winning. How the heck can you get that rate?

Originally Posted by AhadV

wow...
um..18
Texas
2 speeding tickets on record
1 car accident

$1000 deductible
$354/ month
for first 6 months...
then if no more tickets

$304/ month

Wow pretty high. I remember paying $300/month for my teg!

[AhadV]

In december one of my tickets comes off my record so the insurance will drop even more but compared to everyone else on this thread I think I'm paying top dollar..
State farm was giving me a great rate on my rx8 but after a series of tickets they dropped me as a client.

[Telephone]

California
32 years old
Clean record, college grad
Deductable: $1000 Coll - $500 Comp
$459 every 6 months

[kenchan]

Originally Posted by bluezed

It seems like you're still winning. How the heck can you get that rate?

since this is my weekend car and dont drive more than 7500miles per year i have it under 'leisure car' insurance. check with your agent if they offer something similar. other than the max milage of 7500miles, the coverage is the same. one must have a primary car (dd) with full coverage to get this though. my G is my primary car and covered 280 for 6months so still very cheap.

i am with a major insurance company covered for house/2 life/3cars/music instruments.

[bluezed]

Originally Posted by kenchan

since this is my weekend car and dont drive more than 7500miles per year i have it under 'leisure car' insurance. check with your agent if they offer something similar. other than the max milage of 7500miles, the coverage is the same. one must have a primary car (dd) with full coverage to get this though. my G is my primary car and covered 280 for 6months so still very cheap.

i am with a major insurance company covered for house/2 life/3cars/music instruments.

I was told that CA does not have that mileage thing. I did put in 5000 miles/6 months and this is a 'leisure car' when I did my insurance. Though, don't really know if it had an effect. I'll call them again. I am looking at some of the rates that people get here, it seems like mine isn't bad at all. I pay $176/month for two cars with full coverage. I should take out the full coverage on my Integra though. Just debating if I should or not.

[Nick911sc]

Originally Posted by gsxr750

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

What coverages do you have though? Any company can give you a dirt cheap policy with the lowest limits and leaving out optional coverages...

[Telephone]

Originally Posted by Telephone

California
32 years old
Clean record, college grad
Deductable: $1000 Coll - $500 Comp
$459 every 6 months

I just found out that it is $459 for both my Z and my Civic.

[gsxr750]

Originally Posted by gsxr750

Try geico they are basically the cheapest hands down for the 370z and beat out all the other top companies, by at least 30% .

My coverages are 4 times the basic legal minimums, in my state, I learned early on that its easy to exceed the minimum state required limits, specially when a personal injuries are sustained. So its better to get the higher coverages.

Prefered driver plan, with no accidents or tickets.

I also have only $200 deductables on collision, 0 deductable on glass, extended waranties on 2 of the cars and full coverage on all 3 cars.

Basically when searching for competitive rates I found all the old established companies to be 30-40% higher than Geico.

Currently it seems Geico is the cheapest for cars and Progressive for all motorcycles.

Factors that can also effect rates are where you live and the laws in that state, some companies can not write policies in certain states or states that have limits on what someone may sue you for.

When I was single and only had a small home and 1 car, Allstate actually beat Geico, by a lot, but in my current criteria, Geico had the cheapest rates.

[UNKNOWN_370]

I'm paying $100.02 a month for both my 2011 370z and my 2012 altima 2.5s. My insurance company raised my rate a month after I signed the contract and then they cancelled my insurance when I didn't pay the difference. When I said I was going to see a lawyer I got my money back and a reduction of payment of 60%. Insurance companies are so FOS. NOW I'M PAYING. $50 bucks a car full coverage.

Stick it to da man!