Nissan 370Z Forum

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-   Nissan 370Z Pricing / Ordering Discussions (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/)
-   -   Official Insurance Premium Discussion Thread (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/767-official-insurance-premium-discussion-thread.html)

homeryansta 08-06-2012 10:26 PM

hey OP,

I was in the same boat as you when I purchased my Z 3 months back. Don't listen to the OG on here who forgot what it's like to buy a car and wonder about these things.

I'm 25, no prior accidents or tickets. I've had a couple claims though.

I'm paying 123.00 a month from state farm with 500 deductible.

Zenki370 08-06-2012 10:33 PM

Quote:

Originally Posted by homeryansta (Post 1856927)
hey OP,

I was in the same boat as you when I purchased my Z 3 months back. Don't listen to the OG on here who forgot what it's like to buy a car and wonder about these things.

I'm 25, no prior accidents or tickets. I've had a couple claims though.

I'm paying 123.00 a month from state farm with 500 deductible.

Same here but 24. Just 1 following too close ticket on the record and an at fault accident that didnt pay a claim (i hit a brand new car, they fixed it at their expense in house to keep the car fax clean). Everything else dropped off. 120.xx

Jasonle 08-06-2012 10:44 PM

Quote:

Originally Posted by kenchan (Post 1856788)
Ibtfkingl


Lol:icon17:

Minsu 08-06-2012 11:25 PM

Quote:

Originally Posted by homeryansta (Post 1856927)
hey OP,

I was in the same boat as you when I purchased my Z 3 months back. Don't listen to the OG on here who forgot what it's like to buy a car and wonder about these things.

I'm 25, no prior accidents or tickets. I've had a couple claims though.

I'm paying 123.00 a month from state farm with 500 deductible.

Thanks man, 123.00 sadness i think i pay close to 1k a month for 3 diff cars right now, if i get a Z its gonna be ridiculous....
sigh

Thechidz 08-07-2012 05:15 AM

Quote:

Originally Posted by Minsu (Post 1856785)
Not sure if its in this area of the forum but here i go.

so im 21 2 accidents neither my fault.

I was wondering what kind of money you paid and which company you went with.

And would it be a good idea to just put the car under my fathers name or mothers? I heard that this will lower the cost.

Any advice, random rants, and info is appreciated, Insurance might make my parents woah on the purchase cause im paying the car they pay insurance.

it would def be cheaper on their insurance

BeksNice 08-07-2012 06:14 AM

I checked my insurance rate for 2013 370z at geico and progressive
and it turns out the price is going to be 560$ a month (!) w00t?!?!
I'm 18.
Is it how it is supposed to be? :P

enkei2k 08-07-2012 08:33 AM

I don't understand why people ask others on a PUBLIC WORLDWIDE forum what their insurance rates are? If you want to know how much insurance costs, GOOGLE different insurance companies and put down your information. It's FREE and it only takes a few minutes of your time to get a quote.

To save you trouble: The major ones off the top of my head: Geico, Progressive, State Farm, All State, eSurance, etc.

Your insurance rates in NJ will be vastly different from someone in MN or FL or CA or wherever. It also depends on your driving history (tickets + accidents = high premium), discounts (defensive driver, good student), and other factors.

DR_ 08-07-2012 08:33 AM

Quote:

Originally Posted by BeksNice (Post 1857189)
I checked my insurance rate for 2013 370z at geico and progressive
and it turns out the price is going to be 560$ a month (!) w00t?!?!
I'm 18.
Is it how it is supposed to be? :P

I'm surprised it isn't higher then that. Insurance companies just don't want 18 year old boys, especially in sports cars, and even more especially in Los Angeles. It is just a huge claim waiting to happen.

Mine is <$50 a month but I'm twice your age.

BeksNice 08-07-2012 08:45 AM

Quote:

Originally Posted by DR_ (Post 1857286)
I'm surprised it isn't higher then that. Insurance companies just don't want 18 year old boys, especially in sports cars, and even more especially in Los Angeles. It is just a huge claim waiting to happen.

Mine is <$50 a month but I'm twice your age.

=[
I don't have much choice though.

LinPark 08-07-2012 10:17 AM

Quote:

Originally Posted by Minsu (Post 1857035)
Thanks man, 123.00 sadness i think i pay close to 1k a month for 3 diff cars right now, if i get a Z its gonna be ridiculous....
sigh

My recommendation would be to sell the 3 cars and use the proceeds to pay for a new Z and insurance. :tiphat:

I have 3 cars (married with kids) the car payments AND insurance don't total $1k a month. :bowrofl:

dmhenderson 08-07-2012 12:59 PM

Yeah I would have straight up wrecked and killed myself in something like a Z when I was 18.

I think I pay like $110 a month for insurance with a clean record but my deductible is low.

BeksNice 08-07-2012 01:26 PM

Quote:

Originally Posted by dmhenderson (Post 1857847)
Yeah I would have straight up wrecked and killed myself in something like a Z when I was 18.

I think I pay like $110 a month for insurance with a clean record but my deductible is low.

Well, I am a very responsible 18 y/o driver. I drive defensively and do not show off on roads. So, I am not worried about wrecking it and getting myself killed. It is just funny that insurance on Z is 560$ and on let's say GTR (which is more than twice expensive and has more power) is only 750$. makes no sense to me.

Thechidz 08-07-2012 01:56 PM

Quote:

Originally Posted by BeksNice (Post 1857189)
I checked my insurance rate for 2013 370z at geico and progressive
and it turns out the price is going to be 560$ a month (!) w00t?!?!
I'm 18.
Is it how it is supposed to be? :P

that's pretty high. try nationwide

BeksNice 08-07-2012 02:28 PM

Quote:

Originally Posted by Thechidz (Post 1857930)
that's pretty high. try nationwide

http://i45.tinypic.com/1zlsnme.png
Premium is even higher lol

ERZperformance 08-07-2012 03:00 PM

I think some time it can be true because they may think newer car may have warranty and less chance of breaking down??!! I dunno! Did you ask the insurance agent why would it be?


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