Nissan 370Z Forum

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-   -   Official Insurance Premium Discussion Thread (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/767-official-insurance-premium-discussion-thread.html)

vipor 04-15-2010 03:29 PM

When you say "low deductible" do you mean $250 or what?

Seems high to me... is that for both cars?

Austin 04-15-2010 04:14 PM

Quote:

Originally Posted by vipor (Post 498008)
When you say "low deductible" do you mean $250 or what?

Seems high to me... is that for both cars?


$500 deductible. For the Jeep and the 370z (quoted as a roadster), both with the same coverage, would put me at $116/mo combined.

Marco_xyz 04-15-2010 04:28 PM

Quote:

Originally Posted by Austin (Post 498004)
I just received a qoute today. Full coverage, low deductible, no rental car, multi car and house discount, 1 speeding ticket ever, 3 slow-rolling through stop signs/lights, 32yo came back $97/mo.

This sounded a bit high to me at first, but from what I have researched, it appears to be not too bad.

where did you get this quote?

Austin 04-15-2010 04:36 PM

It is from an American Family Insurance, Kansas City area.

zmyride 04-15-2010 04:53 PM

AAA insurance.
Two cars.
Two policy holders.
California
Zero points on DMV. Clean records.
over 30s.
500/1000 deductibles/collision.

I paid $95 / month.

kannibul 04-15-2010 04:56 PM

Funny, and true thing.

My 370z costs less to insure than my Frontier, and our Civic costs the most.

Why? Z gets no mileage. Frontier also gets no mileage, but it's a 5000lb brick I guess, that and it has 4WD and can tow things. Civic is the daily driver/work transporter.

wishihadnav 04-15-2010 05:20 PM

^^reason why your Z may cost less to insure than the other vehicles is probably because the way they are rating the drivers on each vehicle...the Z is more than likely rated as pleasure use with minimal mileage/usage while your other vehicles are the commuters..the rated commuters have more exposure to accidents therfore tend to cost more to insure.

JACKPAC 04-15-2010 05:49 PM

31 y/o.
2 cars and a house
full coverage with 500 deduct.
$63.33/ month (shopped hard on previous vehicle)
Shelter Insurance

marcussoori 04-15-2010 06:09 PM

Midwest ("Great Plains" to you easterners) state, 27 yo, $750 / 6 mos.

$500 ded. collision
$0 ded. comp.

Single, no other cars or house, and no other ins. with same company.

No tickets in past 5 years, but two ins. claims in past few years.

Smallywood 04-15-2010 06:37 PM

$118 a month for 4 vehicles:

2009 370z
2009 Murano
2010 Sentra
2010 Versa

State Farm

LinPark 04-15-2010 07:38 PM

I use AAA and have these rates:

'06 Honda Odyssey Touring - $45/month
'10 Nissan 370Z - $50/month
'78 Datsun 280Z - $20/month

Full coverage with $500 dedect on the new cars - minimum on the 280Z - when I got the 370Z I tried to put some kind of classic car insurance on the 280Z since I'll only be putting a few hundred miles a year on it but the cheapest they had was $250 a year - seems high to me. Anyone have experience with keeping really low cost minimal insurance on a classic car?

PrObLy 04-15-2010 07:46 PM

I'm 25 and live in the Chicagoland area.

Through Geico I pay $66 per month total to insure my Z and my '94 Regal GS.

The trick is having the Z as a secondary "leisure" car (still full coverage and $500 deductible) whereas I only have to have liability on the Regal since it isn't worth much.

d02808045 04-15-2010 08:50 PM

Everyone seems to have low monthly on their car insurance. I pay $183/m for both 2010 vehicles (Z and RX350). Full coverage on both and have rental/roadside assistance/toll and labor, D$500. I used USAA, I think it's high...i have couple points on my DL but that was like more than 4 yrs ago...wonder if they still count that....

tonybui 04-15-2010 09:52 PM

Quote:

Originally Posted by Modshack (Post 497842)
It's the freakin car and the demographics that buy it........Just read this forum and you'll know why rates on it are sky high. Thank your street racing buddies with more testosterone than sense... Twice what it was on my '08 Vette and I'm in the lowest risk Age group you can imagine (60 +)...

I see a lot of men your age around my area driving sport cars and even cars like TL and they drive recklessly. You are still a man

PapoZalsa 04-15-2010 09:56 PM

Quote:

Originally Posted by Modshack (Post 497842)
It's the freakin car and the demographics that buy it........Just read this forum and you'll know why rates on it are sky high. Thank your street racing buddies with more testosterone than sense... Twice what it was on my '08 Vette and I'm in the lowest risk Age group you can imagine (60 +)...

WOW, tiwice of that of a 08 Vette? With the same deductibles?

Mine when up but not so much from my 350Z and the number 1 stolen car in America the Acura Integra GSR.


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