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-   -   Official Insurance Premium Discussion Thread (http://www.the370z.com/nissan-370z-pricing-ordering-discussions/767-official-insurance-premium-discussion-thread.html)

spearfish25 12-28-2009 10:33 PM

Quote:

Originally Posted by PapoZalsa (Post 346472)
Just the Z?

I will be paying with USAA around $790 for 3 cars, 2 full cover and the truck with liability and my deductible are low.

Nice. How old are you? I'm 29, wife is 26. Both my Z and her Altima are covered for $950/6mo.

AMack 12-29-2009 02:30 AM

Quote:

Originally Posted by PapoZalsa (Post 346287)
You will probabbly pay more for the monthly insurance then the car payment. Anyway you can get a quote online. GL


Yea I did some checks on the Statefarm Website and it seems like a 370 would cost about $205/month in Chicago but About $160 at my parents house in PA. I'm guessing theres no way to keep the insurance at my parents house for more than the first year?

Also, seems like a lot of you guys have USAA...are all of you in the Armed forces? or is there another way to get that coverage?

spearfish25 12-29-2009 05:07 AM

Quote:

Originally Posted by AMack (Post 346594)
Yea I did some checks on the Statefarm Website and it seems like a 370 would cost about $205/month in Chicago but About $160 at my parents house in PA. I'm guessing theres no way to keep the insurance at my parents house for more than the first year?

Also, seems like a lot of you guys have USAA...are all of you in the Armed forces? or is there another way to get that coverage?

Didn't think of the premium difference based on location. That definitely is a factor.

The only way to have USAA is to be in the services or have a family member who is/was.

OldGuy 12-29-2009 08:00 AM

Nationwide-Full tort coverage with all extras for $69/month. Clean record, semi-rural PA, 61 years old, top credit rating, no kids, and all my coverages through same company. I figure this price, for the coverage I'm getting, is about as good as you can get, give or take a couple of bucks either way.

kannibul 12-29-2009 08:07 AM

That above info is kind of interesting...

Insurance score - therefore, if you buy a car and have to finance it, you're alreayd a notch or two towards paying more for insurance than the guy that pays cash.

Zeto 12-29-2009 09:07 AM

I pay $135 a month through geico :D

emaddox84 12-29-2009 10:17 AM

About $130/mo with USAA for full coverage.

themann1984 12-29-2009 10:45 AM

Quote:

Originally Posted by kannibul (Post 346724)
That above info is kind of interesting...

Insurance score - therefore, if you buy a car and have to finance it, you're alreayd a notch or two towards paying more for insurance than the guy that pays cash.

This is not necessarily true. Insurance companies usually only order credit at new business or after 3 to 5 years. Thus, if you already have insurance with your carrier and you purchase a new car, they will likely rate the car using the insurance score from your initial insurance purchase.

Check with your state department of insurance for laws about credit rating. Rating based on credit is heavily regulated and each state is different when it comes to what information is used and how often credit can and can not be reordered.

Liquid_G 12-29-2009 11:04 AM

Paying roughly 90/mo for my Z with Country Financial. Although now that there is snow in Chicago, and I'm not driving the Z, I've had the coverage dropped to basically storage coverage (comprehensive only) and paying 90 bux for 6 months.
Your homeowners insurance will not cover your car if your garage burns down etc...

AMack 12-29-2009 01:48 PM

Does anyone know the rules/laws regarding moving and updating your insurance? I'll be buying my car in PA and within a month or two I'll be moving to Illinois (Chi-town). As it'll be registered and insured initially in PA, can it stay like that for the first year until I have to get reinspected/registered in Illinois or do I have to change those things over immediately upon moving into a place in Chicago?

GZ3 12-29-2009 03:48 PM

92/month full coverage 250 deduct, thru nationwide:tup:

OldGuy 12-29-2009 04:05 PM

I've always done just that (for 13 winters now) with my Miata. Great way to save some bucks, though the agents lose commissions and have tried to make it a little difficult for me to arrange.

OldGuy 12-29-2009 04:07 PM

Quote:

Originally Posted by OldGuy (Post 347414)
I've always done just that (for 13 winters now) with my Miata. Great way to save some bucks, though the agents lose commissions and have tried to make it a little difficult for me to arrange.

Sorry. Above message refers to suspending coverage (except for very inexpensive comprehensive and theft) through the winter months.

PapoZalsa 12-29-2009 09:28 PM

Quote:

Originally Posted by spearfish25 (Post 346483)
Nice. How old are you? I'm 29, wife is 26. Both my Z and her Altima are covered for $950/6mo.

Mid 40s, no tickets.

gleonard 12-29-2009 10:22 PM

I pay $950 for 6 months for 4 cars (two full coverage including Z)

I'm 33 with no (convicted) traffic violations in over 12 years.


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