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Insurance?

I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc. I have no points on my license, safe driver for over four years. Shouldn't

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Old 07-16-2009, 01:07 AM   #1 (permalink)
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I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc.

I have no points on my license, safe driver for over four years.

Shouldn't my rate be a bit lower?
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Old 07-16-2009, 02:18 AM   #2 (permalink)
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im 27. 2 speed tix within 3 yrs. 135a month but i pay for 6mo $810 . wit mercury. 500deductible. 50k/100k on the other stuff. so try mercury
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Old 07-16-2009, 04:31 AM   #3 (permalink)
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i got $500 something from geico for 6 mo w/ 1 speeding tix 4 yrs back
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Old 07-16-2009, 07:21 AM   #4 (permalink)
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Yeah, you are paying out the ***. I am 24 on my own policy and pay a tick over $100/mo. Max coverage.

I also have a speeding ticket from last year.
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Old 07-16-2009, 09:07 AM   #5 (permalink)
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at 25 years old, no tickets, multiple vehicles, house insurance, life insurance all on the same policy,

im paying around 125 for the 370z alone. 50/100/50.
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Old 07-16-2009, 09:54 AM   #6 (permalink)
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my ins company said one major factor in determining a cars policy price was the number of them on the road... fewer numbers mean fixing and replacing parts is more expensive. and with the low number of 370's on the road.......
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Old 07-16-2009, 10:10 AM   #7 (permalink)
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Quote:
Originally Posted by codpet View Post
I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc.

I have no points on my license, safe driver for over four years.

Shouldn't my rate be a bit lower?
I think you can save 20% with them if you pay the entire 6 months at one time. Put it on a credit card and pay it off over the same 6 month period and you still come out way ahead.


I pay about 75 per month, but I also have a C6, Z4 and Tahoe on the policy for my wife (41) and I (43). The Z is the most expensive to insure of them, the Vette is only 60 per month.
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Old 07-16-2009, 10:24 AM   #8 (permalink)
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What matters a LOT that nobody is mentioning is the area that you will be insured under. If you're in Idaho, it will be cheaper than Los Angeles. FYI, i was quoted 120/month when i quoted with my mom's address which is in San Jose, CA. However, I was quoted 289/month at my current residence, downtown LA.
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Old 07-16-2009, 10:46 AM   #9 (permalink)
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Originally Posted by tbonesteak View Post
What matters a LOT that nobody is mentioning is the area that you will be insured under. If you're in Idaho, it will be cheaper than Los Angeles. FYI, i was quoted 120/month when i quoted with my mom's address which is in San Jose, CA. However, I was quoted 289/month at my current residence, downtown LA.
I was surprised it took so long for someone to mention the whole area factor.

On that note, if I didnt live on base here near Baltimore/DC, I'd be getting raped. Right now I'm paying a shade over $750 every 6 months for full coverage on my 08 Silverado and the 370.

Oh, Im 25, btw.
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Old 07-16-2009, 11:09 AM   #10 (permalink)
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This is madness!

I don't know why your rates are so high. I am in DC pretty much and my rates are the same as they were on my Civic.
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Old 07-16-2009, 11:16 AM   #11 (permalink)
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Paying about $95/mth for full coverage but also have 5 other vehicles and two houses with them (State Farm). No tickets or accidents.
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Old 07-16-2009, 01:09 PM   #12 (permalink)
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it help most of u got better rates cuz u got other cars and houses with it
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Old 07-16-2009, 02:10 PM   #13 (permalink)
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Ur insurance rates has a lot 2 do with ur age and where u live. I am paying the same amount as my 93 Mercedes CL500. I was a little surprised my rate was so low, but I am 35.
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Old 07-16-2009, 02:20 PM   #14 (permalink)
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anybody who resides in florida needs a quote ill be more than happy to help. i can't tell you guys how much i pay since im wating on my DL to be reinstated to get my hands on a z. but im assuming i can get a deal around $170 a month for a 10/20/10 $500 deductible policy.
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Old 07-16-2009, 02:31 PM   #15 (permalink)
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anybody who resides in florida needs a quote ill be more than happy to help. I can't tell you guys how much i pay since im wating on my dl to be reinstated to get my hands on a z. But im assuming i can get a deal around $170 a month for a 10/20/10 $500 deductible policy.
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