Insurance?

codpet · 07-16-2009, 12:07 AM

I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc.

I have no points on my license, safe driver for over four years.

Shouldn't my rate be a bit lower?

Zof9i6 · 07-16-2009, 01:18 AM

im 27. 2 speed tix within 3 yrs. 135a month but i pay for 6mo $810 . wit mercury. 500deductible. 50k/100k on the other stuff. so try mercury

g96818 · 07-16-2009, 03:31 AM

i got $500 something from geico for 6 mo w/ 1 speeding tix 4 yrs back

m4a1mustang · 07-16-2009, 06:21 AM

Yeah, you are paying out the ***. I am 24 on my own policy and pay a tick over $100/mo. Max coverage.

I also have a speeding ticket from last year.

Cjanik · 07-16-2009, 08:07 AM

at 25 years old, no tickets, multiple vehicles, house insurance, life insurance all on the same policy,

im paying around 125 for the 370z alone. 50/100/50.

fuct · 07-16-2009, 08:54 AM

my ins company said one major factor in determining a cars policy price was the number of them on the road... fewer numbers mean fixing and replacing parts is more expensive. and with the low number of 370's on the road.......

Mike · 07-16-2009, 09:10 AM

Quote:

Originally Posted by codpet

I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc.

I have no points on my license, safe driver for over four years.

Shouldn't my rate be a bit lower?

I think you can save 20% with them if you pay the entire 6 months at one time. Put it on a credit card and pay it off over the same 6 month period and you still come out way ahead.

I pay about 75 per month, but I also have a C6, Z4 and Tahoe on the policy for my wife (41) and I (43). The Z is the most expensive to insure of them, the Vette is only 60 per month.

tbonesteak · 07-16-2009, 09:24 AM

What matters a LOT that nobody is mentioning is the area that you will be insured under. If you're in Idaho, it will be cheaper than Los Angeles. FYI, i was quoted 120/month when i quoted with my mom's address which is in San Jose, CA. However, I was quoted 289/month at my current residence, downtown LA.

MightyBobo · 07-16-2009, 09:46 AM

Quote:

Originally Posted by tbonesteak

What matters a LOT that nobody is mentioning is the area that you will be insured under. If you're in Idaho, it will be cheaper than Los Angeles. FYI, i was quoted 120/month when i quoted with my mom's address which is in San Jose, CA. However, I was quoted 289/month at my current residence, downtown LA.

I was surprised it took so long for someone to mention the whole area factor.

On that note, if I didnt live on base here near Baltimore/DC, I'd be getting raped. Right now I'm paying a shade over $750 every 6 months for full coverage on my 08 Silverado and the 370.

Oh, Im 25, btw.

m4a1mustang · 07-16-2009, 10:09 AM

This is madness!

I don't know why your rates are so high. I am in DC pretty much and my rates are the same as they were on my Civic.

cajunz · 07-16-2009, 10:16 AM

Paying about $95/mth for full coverage but also have 5 other vehicles and two houses with them (State Farm). No tickets or accidents.

Zof9i6 · 07-16-2009, 12:09 PM

it help most of u got better rates cuz u got other cars and houses with it

GingaBreadMan · 07-16-2009, 01:10 PM

Ur insurance rates has a lot 2 do with ur age and where u live. I am paying the same amount as my 93 Mercedes CL500. I was a little surprised my rate was so low, but I am 35.

INSURANCE101 · 07-16-2009, 01:20 PM

anybody who resides in florida needs a quote ill be more than happy to help. i can't tell you guys how much i pay since im wating on my DL to be reinstated to get my hands on a z. but im assuming i can get a deal around $170 a month for a 10/20/10 $500 deductible policy.

m4a1mustang · 07-16-2009, 01:31 PM

Quote:

Originally Posted by insurance101

anybody who resides in florida needs a quote ill be more than happy to help. I can't tell you guys how much i pay since im wating on my dl to be reinstated to get my hands on a z. But im assuming i can get a deal around $170 a month for a 10/20/10 $500 deductible policy.

spam

07-16-2009, 12:07 AM	#1 (permalink)
codpet Base Member Join Date: Jul 2009 Location: Jacksonville, FL Posts: 32 Drives: Eclipse 2007 GT Rep Power: 16	Insurance? I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc. I have no points on my license, safe driver for over four years. Shouldn't my rate be a bit lower?

07-16-2009, 03:31 AM	#3 (permalink)
g96818 Track Member Join Date: May 2009 Location: A rock in a big pond Posts: 681 Drives: 2009 370Z, 2012 M56 Rep Power: 3394	i got $500 something from geico for 6 mo w/ 1 speeding tix 4 yrs back __________________ CZP are lying thieves!

07-16-2009, 06:21 AM	#4 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6963	Yeah, you are paying out the *. I am 24 on my own policy and pay a tick over $100/mo. Max coverage. I also have a speeding ticket from last year. __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!** Last edited by m4a1mustang; 07-16-2009 at 06:28 AM.

07-16-2009, 10:09 AM	#10 (permalink)
m4a1mustang A True Z Fanatic Join Date: Feb 2009 Location: Northern VA Posts: 55,385 Drives: on two wheels Rep Power: 6963	This is madness! I don't know why your rates are so high. I am in DC pretty much and my rates are the same as they were on my Civic. __________________ - Steve Zs & Coffee - Saturdays at 10AM in Fairfax, VA and Columbia, MD (Click the banner!) LIKE us on Facebook!

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07-16-2009, 01:18 AM	#2 (permalink)
Zof9i6 Base Member Join Date: Mar 2009 Location: sac Posts: 81 Drives: 370z Rep Power: 17	im 27. 2 speed tix within 3 yrs. 135a month but i pay for 6mo $810 . wit mercury. 500deductible. 50k/100k on the other stuff. so try mercury

07-16-2009, 08:07 AM	#5 (permalink)
Cjanik Track Member Join Date: May 2009 Location: Las Vegas Posts: 578 Drives: N/A Rep Power: 17	at 25 years old, no tickets, multiple vehicles, house insurance, life insurance all on the same policy, im paying around 125 for the 370z alone. 50/100/50.

07-16-2009, 08:54 AM	#6 (permalink)
fuct A True Z Fanatic Join Date: May 2009 Location: Sugar Land Posts: 3,692 Drives: 97' Ranger :) Rep Power: 24	my ins company said one major factor in determining a cars policy price was the number of them on the road... fewer numbers mean fixing and replacing parts is more expensive. and with the low number of 370's on the road.......

07-16-2009, 09:24 AM	#8 (permalink)
tbonesteak Track Member Join Date: Mar 2009 Location: Socal Posts: 914 Drives: MY09 MB 6MT Rep Power: 376	What matters a LOT that nobody is mentioning is the area that you will be insured under. If you're in Idaho, it will be cheaper than Los Angeles. FYI, i was quoted 120/month when i quoted with my mom's address which is in San Jose, CA. However, I was quoted 289/month at my current residence, downtown LA.

07-16-2009, 10:16 AM	#11 (permalink)
cajunz Base Member Join Date: Apr 2009 Location: Vernal, Ut Posts: 92 Drives: '09 370Z MB 6MT Rep Power: 16	Paying about $95/mth for full coverage but also have 5 other vehicles and two houses with them (State Farm). No tickets or accidents.

07-16-2009, 12:09 PM	#12 (permalink)
Zof9i6 Base Member Join Date: Mar 2009 Location: sac Posts: 81 Drives: 370z Rep Power: 17	it help most of u got better rates cuz u got other cars and houses with it

07-16-2009, 01:10 PM	#13 (permalink)
GingaBreadMan Enthusiast Member Join Date: Jun 2009 Location: New York Posts: 313 Drives: 09 370z Sport 6spd Rep Power: 16	Ur insurance rates has a lot 2 do with ur age and where u live. I am paying the same amount as my 93 Mercedes CL500. I was a little surprised my rate was so low, but I am 35.

07-16-2009, 01:20 PM	#14 (permalink)
INSURANCE101 Base Member Join Date: Jun 2009 Location: palm beach, FL Posts: 182 Drives: susp. dl untill sept Rep Power: 16	anybody who resides in florida needs a quote ill be more than happy to help. i can't tell you guys how much i pay since im wating on my DL to be reinstated to get my hands on a z. but im assuming i can get a deal around $170 a month for a 10/20/10 $500 deductible policy.