Insurance?

INSURANCE101 · 07-16-2009, 02:36 PM

Quote:

Originally Posted by m4a1mustang

spam

no, not realy. just trying to help.

BVROSA · 07-16-2009, 05:30 PM

$660 per year with Allstate with one ticket over 3 years ago. Have 2 vehicles on the policy

tbonesteak · 07-16-2009, 06:02 PM

Damn some of you guys are doing VERY well. Those rates would be a joke where i live. I'm 25, live in downtown, Los Angeles, am single, do not own a property just yet, have one speeding ticket = PWNAGE.

Zof9i6 · 07-16-2009, 06:29 PM

Quote:

Originally Posted by INSURANCE101

anybody who resides in florida needs a quote ill be more than happy to help. i can't tell you guys how much i pay since im wating on my DL to be reinstated to get my hands on a z. but im assuming i can get a deal around $170 a month for a 10/20/10 $500 deductible policy.

that is way too expensive. if it was for 50/100/50 then ok but not for 10/20/10.
i suggest do ur own quote comparison. dont believe progressive

whoady4shoady · 07-16-2009, 07:02 PM

Quote:

Originally Posted by codpet

I'm paying 218/mo with Progressive. I'm 24, and I'm on my own policy, not parents, etc.

I have no points on my license, safe driver for over four years.

Shouldn't my rate be a bit lower?

No. That is actually a great deal for your age. It will drop big time in the next couple of years. I am 26 and this will be my first full covered sports car for this exact reason. I wasnt paying anyone that kind of insurance money for any car. Just think how much bigger your down payment would have been if you waited one more year and saved that insurance cash.

molamann · 07-16-2009, 09:31 PM

22, Los Angeles CA, USAA
$815 for 6 months.

One ticket in my life(speeding) but I believe USAA renewed my policy before the ticket was registered into their system.

Santent · 07-16-2009, 09:49 PM

I am 22, and i got quoted 192 a month for 100k.. 300k.. coverage and 100,000 uninsured motorist... also included is 50,000 renters insurance, i have one wreck from 3 years ago that totaled 6000 in repairs, it is with Nationwide.

codpet · 07-16-2009, 11:15 PM

That's for my current car.. I am getting quotes for the 370Z..

Everyone is quoting me 449/mo, or in that range. Geico, and Progressive so far, I haven't checked others but will.

That's nice.. four years, clean driving record, and my rate is 200% higher than people younger than me.

My area must suck - Jacksonville, FL.

m4a1mustang · 07-16-2009, 11:35 PM

Quote:

Originally Posted by whoady4shoady

No. That is actually a great deal for your age. It will drop big time in the next couple of years. I am 26 and this will be my first full covered sports car for this exact reason. I wasnt paying anyone that kind of insurance money for any car. Just think how much bigger your down payment would have been if you waited one more year and saved that insurance cash.

A great deal? Are you kidding me! $200+ a month is insane when you're 24 with a clean record!!!

I just checked my policy and it works out to $100/month even. This is with maximum coverage, a $500 deductible, and one speeding ticket. It's my own policy, I'm 24, and I live in D.C. and the car isn't garaged.

I can't believe some of the numbers I'm seeing in this thread!!!

Edit: sorry, I'm 23.

codpet · 07-17-2009, 12:16 AM

Quote:

Originally Posted by m4a1mustang

A great deal? Are you kidding me! $200+ a month is insane when you're 24 with a clean record!!!

I just checked my policy and it works out to $100/month even. This is with maximum coverage, a $500 deductible, and one speeding ticket. It's my own policy, I'm 24, and I live in D.C. and the car isn't garaged.

I can't believe some of the numbers I'm seeing in this thread!!!

Edit: sorry, I'm 23.

I'm paying 218/mo for my Eclipse.. I'm getting ready to buy a 370Z. The insurance on the 370Z is in the 400-500/mo range for me. I've checked Progressive, Geico, and Travelers. They are all the same.

When I bought my Eclipse new, the insurance was 332/mo, before it started dropping over time.

I'll just deal with it for a year, until I turn 25.

It has to be the area.. Jacksonville does have a high crime rate.

Edit:

It's Jacksonville - my friends in the area are paying more than most as well. I did a check, using an address in Tampa just to see, and it was 40% cheaper there than in Jax.

kdoske · 07-17-2009, 11:32 AM

These quotes help no one unless you say who you are insured by, where you live, your age, your credit score, and any points on driving record.

USAA
Louisiana
age:27
Credit Score: 786
Driving Record: Clean
$150.00 a month

Yes i know its high, Louisiana has some of the highest insurance rates in the country after hurricane Katrina. For kicks I had the same car quoted for Chesapeake, VA through my insurance company and I would have only been paying $90.00

whoady4shoady · 07-17-2009, 12:10 PM

Quote:

Originally Posted by m4a1mustang

A great deal? Are you kidding me! $200+ a month is insane when you're 24 with a clean record!!!

I just checked my policy and it works out to $100/month even. This is with maximum coverage, a $500 deductible, and one speeding ticket. It's my own policy, I'm 24, and I live in D.C. and the car isn't garaged.

I can't believe some of the numbers I'm seeing in this thread!!!

Edit: sorry, I'm 23.

Here in New orleans, I was looking at a minimum of 400 a month for insurance on an RX7 at 22. Clean record too. I guess it is becasue we have so many uninsured motorist here.

whoady4shoady · 07-17-2009, 12:12 PM

Quote:

Originally Posted by kdoske

These quotes help no one unless you say who you are insured by, where you live, your age, your credit score, and any points on driving record.

USAA
Louisiana
age:27
Credit Score: 786
Driving Record: Clean
$150.00 a month

Yes i know its high, Louisiana has some of the highest insurance rates in the country after hurricane Katrina. For kicks I had the same car quoted for Chesapeake, VA through my insurance company and I would have only been paying $90.00

Im in New orleans, and in the same boat as you. Im with state farm, and Im slightly higher than you.

codpet · 07-17-2009, 02:04 PM

I just checked out a few more.. I found one in Jacksonville, that gave me a fantastic offer.

All State
199/Month
50/100K
500 Deduct.
GAP Coverage
Accident Forgiveness

I was shocked, everyone else is so high, at least by 50%, and even with a credit check All State came back with a much lower rate.

Has anyone else seen this? I don't understand why everyone else would want double, and yet you find one that offers more for 50% less.

I ran this request based on a new 370Z, as a financed car.

Edit:

All State pulled my driving record - hence the lowest rate. Go figure.. they do something that makes sense.

Edit:

I called All State, the rate was accurate. They wanted more than Progressive for my older current car, and said the Nissan was less to insure through them than the older car because it's a safer vehicle.

Zof9i6 · 07-18-2009, 04:32 AM

codpet. have u tried mercury. its easy online quik quote. i got quoted by geico, progressive, aaa, statefarm, allstate, 21st and none is even close to as good as mercury for me. i feel like i got a ok deal with my 2 speeding tickets recently before i got the z. dont hurt to try.

07-16-2009, 09:49 PM	#22 (permalink)
Santent Base Member Join Date: Jun 2009 Location: Ft. Worth, TX Posts: 79 Drives: 09 Mont Blue 370z Rep Power: 16	I am 22, and i got quoted 192 a month for 100k.. 300k.. coverage and 100,000 uninsured motorist... also included is 50,000 renters insurance, i have one wreck from 3 years ago that totaled 6000 in repairs, it is with Nationwide. __________________ Tickets are on sale for the QQ train, im in first class, where's your a$$?

07-17-2009, 02:04 PM	#29 (permalink)
codpet Base Member Join Date: Jul 2009 Location: Jacksonville, FL Posts: 32 Drives: Eclipse 2007 GT Rep Power: 16	I just checked out a few more.. I found one in Jacksonville, that gave me a fantastic offer. All State 199/Month 50/100K 500 Deduct. GAP Coverage Accident Forgiveness I was shocked, everyone else is so high, at least by 50%, and even with a credit check All State came back with a much lower rate. Has anyone else seen this? I don't understand why everyone else would want double, and yet you find one that offers more for 50% less. I ran this request based on a new 370Z, as a financed car. Edit: All State pulled my driving record - hence the lowest rate. Go figure.. they do something that makes sense. Edit: I called All State, the rate was accurate. They wanted more than Progressive for my older current car, and said the Nissan was less to insure through them than the older car because it's a safer vehicle. Last edited by codpet; 07-17-2009 at 04:51 PM.

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07-16-2009, 05:30 PM	#17 (permalink)
BVROSA Base Member Join Date: Apr 2009 Location: Cordova Tn Posts: 4 Drives: 1998 BMW 540I Brown Rep Power: 16	$660 per year with Allstate with one ticket over 3 years ago. Have 2 vehicles on the policy

07-16-2009, 06:02 PM	#18 (permalink)
tbonesteak Track Member Join Date: Mar 2009 Location: Socal Posts: 914 Drives: MY09 MB 6MT Rep Power: 375	Damn some of you guys are doing VERY well. Those rates would be a joke where i live. I'm 25, live in downtown, Los Angeles, am single, do not own a property just yet, have one speeding ticket = PWNAGE.

07-16-2009, 09:31 PM	#21 (permalink)
molamann A True Z Fanatic Join Date: Jan 2009 Location: Los Angeles Posts: 1,666 Drives: 370Z with NAVVVVV Rep Power: 284	22, Los Angeles CA, USAA $815 for 6 months. One ticket in my life(speeding) but I believe USAA renewed my policy before the ticket was registered into their system.

07-16-2009, 11:15 PM	#23 (permalink)
codpet Base Member Join Date: Jul 2009 Location: Jacksonville, FL Posts: 32 Drives: Eclipse 2007 GT Rep Power: 16	That's for my current car.. I am getting quotes for the 370Z.. Everyone is quoting me 449/mo, or in that range. Geico, and Progressive so far, I haven't checked others but will. That's nice.. four years, clean driving record, and my rate is 200% higher than people younger than me. My area must suck - Jacksonville, FL.

07-17-2009, 11:32 AM	#26 (permalink)
kdoske Track Member Join Date: Jul 2009 Location: Louisiana Posts: 541 Drives: 800whp Unicorn FI Z Rep Power: 17	These quotes help no one unless you say who you are insured by, where you live, your age, your credit score, and any points on driving record. USAA Louisiana age:27 Credit Score: 786 Driving Record: Clean $150.00 a month Yes i know its high, Louisiana has some of the highest insurance rates in the country after hurricane Katrina. For kicks I had the same car quoted for Chesapeake, VA through my insurance company and I would have only been paying $90.00

07-18-2009, 04:32 AM	#30 (permalink)
Zof9i6 Base Member Join Date: Mar 2009 Location: sac Posts: 81 Drives: 370z Rep Power: 16	codpet. have u tried mercury. its easy online quik quote. i got quoted by geico, progressive, aaa, statefarm, allstate, 21st and none is even close to as good as mercury for me. i feel like i got a ok deal with my 2 speeding tickets recently before i got the z. dont hurt to try.