Insurance

dmhenderson · 09-17-2012, 11:23 PM

In case anyone was really wondering whether this guy was legit or not, I just ran the numbers on a 2012 GT-R vs. my 2012 nismo 370z. I have a flawless driving record and this is what came up:

New Monthly Premium
$ 204.95

Current Monthly Premium
$ 129.35

Total Monthly Premium Increase
$ 75.60

Premium Increase for Remainder of Policy Term
$ 451.10

tl;dr he's full of crap.

monkeyfist8 · 09-17-2012, 11:40 PM

Umm. I wasn't joking/lying. Our age categories I bet are completely different. Dip ****. So please learn facts first. Thanks. Btw... I bet you are like 30 years old but you act like a 14 year old kid.

LakeShow · 09-17-2012, 11:43 PM

20 and have a GTR and 370z, nice.

GSXR1K · 09-18-2012, 12:04 AM

Lol, and im sure he has a lambo and Ferrari as a daily driver too

BrianSoCal · 09-18-2012, 12:55 AM

Kids of Instagram?

monkeyfist8 · 09-18-2012, 01:02 AM

pssh I wish I had a ferrari as a daily driver. I'd drive the **** out of that.

2011 Nismo#91 · 09-18-2012, 08:41 AM

Quote:

Originally Posted by dmhenderson

In case anyone was really wondering whether this guy was legit or not, I just ran the numbers on a 2012 GT-R vs. my 2012 nismo 370z. I have a flawless driving record and this is what came up:

New Monthly Premium
$ 204.95

Current Monthly Premium
$ 129.35

Total Monthly Premium Increase
$ 75.60

Premium Increase for Remainder of Policy Term
$ 451.10

tl;dr he's full of crap.

Shouldn't you have blocked and stop responding to this guy like 10 posts ago? Sounds like someone else is full of crap too. If he is trolling he is doing a superb job of trolling you. And FYI insurance for 1 person does not mean anything about insurance for the next person, different factors change rates alot.

TypeOne · 09-18-2012, 10:46 AM

Pics of said GTR and Z?

dmhenderson · 09-18-2012, 10:50 AM

Quote:

Originally Posted by 2011 Nismo#91

Shouldn't you have blocked and stop responding to this guy like 10 posts ago? Sounds like someone else is full of crap too. If he is trolling he is doing a superb job of trolling you. And FYI insurance for 1 person does not mean anything about insurance for the next person, different factors change rates alot.

Yup he's blocked but I figured I'd look up rates just for the hell of it. My point is/was that insurance on a GT-R will be more money than insurance on a Z any day of the week no matter WHO you are. I can't really see a scenario where you can insure a $110k car for less than a 30-40k car (both being in the same high performance sports car insurance class)

FlawlessZ · 09-18-2012, 12:31 PM

Shoulda got an r8 man...

Haboob · 09-18-2012, 01:59 PM

Quote:

Originally Posted by FlawlessZ

Shoulda got an r8 man...

Pfft, should have bought my car, so I can use that money towards a Z.

Cmike2780 · 09-18-2012, 02:12 PM

I love Nissans too, but owning both and complaining about the insurance is kind of silly. Less people own GTR's so less people wreck them. Not a whole lot of people use the GTR as a daily driver or only car either which is the main reason you get a lower rate with multiple cars. After looking at your rate, they actually seem kind of low. My first car was a 15 year old Jeep... basic insurance was over $2k a year. I highly doubt the GTR has a lower premium than the Z by itself, but there are a lot of factors to consider. The age thing or bracket doesn't really matter if you're comparing which car is more expensive to insure. Both are going to either go up..or go down respectively. OP, you do stock trading, you should already know how this works.

EndyKwon · 09-18-2012, 02:30 PM

Quote:

Originally Posted by Cmike2780

Not a whole lot of people use the GTR as a daily driver

I'm pretty curious about this. Considering the GT-R is a supercar, is that stuff DD-able in the first place? I'd think that later on (after racking up miles) it'd be as reliable as a 50K+ mileage BMW. As for OP, I don't think you should really worry about insurance prices considering that you have enough money anyways.

nmjaxx9 · 09-18-2012, 03:02 PM

Quote:

Originally Posted by EndyKwon

I'm pretty curious about this. Considering the GT-R is a supercar, is that stuff DD-able in the first place? I'd think that later on (after racking up miles) it'd be as reliable as a 50K+ mileage BMW. As for OP, I don't think you should really worry about insurance prices considering that you have enough money anyways.

Sure why not? Now the question would be would u WANT to daily drive it, you know keep the miles down on it.

ZKraken22 · 09-18-2012, 03:05 PM

Quote:

Originally Posted by EndyKwon

I'm pretty curious about this. Considering the GT-R is a supercar, is that stuff DD-able in the first place? I'd think that later on (after racking up miles) it'd be as reliable as a 50K+ mileage BMW. As for OP, I don't think you should really worry about insurance prices considering that you have enough money anyways.

I want to DD a GTR mizuno said the GTR is made to DD. and is a 50k+ mileage BMW not reliable or something?

09-17-2012, 11:23 PM	#16 (permalink)
dmhenderson A True Z Fanatic Join Date: Feb 2011 Location: Maryland Posts: 5,930 Drives: AWD TT 370z Rep Power: 26	In case anyone was really wondering whether this guy was legit or not, I just ran the numbers on a 2012 GT-R vs. my 2012 nismo 370z. I have a flawless driving record and this is what came up: New Monthly Premium $ 204.95 Current Monthly Premium $ 129.35 Total Monthly Premium Increase $ 75.60 Premium Increase for Remainder of Policy Term $ 451.10 tl;dr he's full of crap. __________________

09-17-2012, 11:43 PM	#18 (permalink)
LakeShow A True Z Fanatic Join Date: Dec 2010 Location: L.I., NY Posts: 5,307 Drives: Everything Rep Power: 25	20 and have a GTR and 370z, nice. __________________ \|2013 Audi S4\|Ibis White/Black\|S-Tronic P+\| \|2013 370z\|PearlWhite/Persimmon\|Touring/Sport/Nav\|F.I. CBE 18" CF\| \|Sold\|2011 370z\|Gun Metallic\|Touring/Sport/Nav\|

09-18-2012, 12:55 AM	#20 (permalink)
BrianSoCal Base Member Join Date: Aug 2012 Location: Laguna Beach Posts: 30 Drives: 10 370Z Roadster Rep Power: 13	Kids of Instagram? trent1331 likes this.

09-18-2012, 12:31 PM	#25 (permalink)
FlawlessZ Track Member Join Date: Jun 2012 Location: SoCal 818 Posts: 595 Drives: 12 PW 6MT Rep Power: 14	Shoulda got an r8 man... __________________ 2012 PW - 6MT \| Meisterschaft CBE w/ ECV \| EVO-R Front Lip \| Enkei SP3-RS JDM Wheels \| Sticky Hankook RS-3's \| Megan Racing Springs \| Hot Shift Knob \| JDM Brake/Fog Light

09-18-2012, 02:12 PM	#27 (permalink)
Cmike2780 A True Z Fanatic Join Date: Jun 2010 Location: Long Island Posts: 5,059 Drives: slowwww Rep Power: 29	I love Nissans too, but owning both and complaining about the insurance is kind of silly. Less people own GTR's so less people wreck them. Not a whole lot of people use the GTR as a daily driver or only car either which is the main reason you get a lower rate with multiple cars. After looking at your rate, they actually seem kind of low. My first car was a 15 year old Jeep... basic insurance was over $2k a year. I highly doubt the GTR has a lower premium than the Z by itself, but there are a lot of factors to consider. The age thing or bracket doesn't really matter if you're comparing which car is more expensive to insure. Both are going to either go up..or go down respectively. OP, you do stock trading, you should already know how this works. __________________ [09][MB][6-Spd MT][Touring][Stillen Gen III][K&N][Borla CBE][Evo-R] [ArchitTEK Photography] Last edited by Cmike2780; 09-18-2012 at 02:21 PM.

09-17-2012, 11:40 PM	#17 (permalink)
monkeyfist8 Base Member Join Date: Aug 2012 Location: Mountain House, CA Posts: 33 Drives: 14 370z, 12 SRT8 Cha Rep Power: 13	Umm. I wasn't joking/lying. Our age categories I bet are completely different. Dip ****. So please learn facts first. Thanks. Btw... I bet you are like 30 years old but you act like a 14 year old kid.

09-18-2012, 12:04 AM	#19 (permalink)
GSXR1K Base Member Join Date: May 2012 Location: Southern California Posts: 29 Drives: 12 NISMO 370z Silver Rep Power: 13	Lol, and im sure he has a lambo and Ferrari as a daily driver too

09-18-2012, 01:02 AM	#21 (permalink)
monkeyfist8 Base Member Join Date: Aug 2012 Location: Mountain House, CA Posts: 33 Drives: 14 370z, 12 SRT8 Cha Rep Power: 13	pssh I wish I had a ferrari as a daily driver. I'd drive the **** out of that.

09-18-2012, 10:46 AM	#23 (permalink)
TypeOne A True Z Fanatic Join Date: Jul 2010 Location: Baton Rouge, LA Posts: 2,682 Drives: BSM 370 Rep Power: 1851	Pics of said GTR and Z?

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Insurance	supercwf	Southern California Region	30	12-01-2010 06:32 PM
How much is your Insurance	gumpy	Australia/New Zealand	40	07-01-2010 07:57 AM
Insurance what do you think?	sonic370	Nissan 370Z General Discussions	8	06-25-2010 02:02 AM
NY Insurance	kielbasa16	North East Region	3	03-06-2010 08:05 PM
Insurance?	codpet	Nissan 370Z Pricing / Ordering Discussions	79	12-02-2009 10:26 PM