NMAC Finance Rate

Originally Posted by sig11 Piece of cake if you're willing to change banks and can do direct deposit. At 4.99% with 30,000 principal you are looking at ~$820 more interest

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NMAC Finance Rate

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06-25-2009, 11:59 AM

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Caravanshaka

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Quote:

Originally Posted by sig11

Piece of cake if you're willing to change banks and can do direct deposit.

At 4.99% with 30,000 principal you are looking at ~$820 more interest than doing the 3.99 loan. It's all about how much value you place on the bank and if the interest difference is worth that.

Umm, I didn't change banks at all. I donated the $20 to become a member, and deposited $5 into an account (minimum balance). Filled out an application and had my check in hand the next morning. No direct deposit, no bank switching. Not only that, but I ended up switching my wife's loan from a 7% chase loan to 3.99% at penfed for free.

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