need some help with loan questions

CrownR426 · 06-16-2009, 04:46 PM

Quote:

Originally Posted by joseZhartford

it sucks that u have to be in the military service to join penfed

Just read ak's thread!
It specifies your problem sir!

joseZhartford · 06-16-2009, 04:48 PM

do u need to have good credit to get that loan?

joseZhartford · 06-16-2009, 04:51 PM

Quote:

Originally Posted by theDreamer

Correct, you can pay 20 dollars I believe and join and get the rate.

ur rite i just calld penfed and they said i have to donate 20 dollars to join

CrownR426 · 06-16-2009, 05:08 PM

Quote:

Originally Posted by joseZhartford

ur rite i just calld penfed and they said i have to donate 20 dollars to join

Wait what the hell?!
So if you pay 20 bucks your garuanteed that 3.99% APR?!
Am i missing something here?

theDreamer · 06-16-2009, 05:09 PM

Quote:

Originally Posted by CrownR426

Wait what the hell?!
So if you pay 20 bucks your garuanteed that 3.99% APR?!
Am i missing something here?

No, they will still run a credit check just like any other institution. I am not sure what the requirements are for that interest since I went through my personal bank for my loan (my bank beat PenFed).

CrownR426 · 06-16-2009, 05:35 PM

Quote:

Originally Posted by theDreamer

No, they will still run a credit check just like any other institution. I am not sure what the requirements are for that interest since I went through my personal bank for my loan (my bank beat PenFed).

icic how long does it take for them to find out how much?
Can you find out the day you pay the 20 bucks?

joseZhartford · 06-16-2009, 05:47 PM

my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down

CrownR426 · 06-16-2009, 06:23 PM

Quote:

Originally Posted by joseZhartford

my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down

Your most likely going to be paying roughly around 500+ a month if you want a fully loaded z with **** credit... Even with that 10,000 down payment. I suggest you either find another bank or really try the penfed!
Let me know how your purchase goes!

joseZhartford · 06-16-2009, 06:29 PM

i was at a local dealership like 10 days ago and aftger they did a credit check they told me that my credit score was too low 500 and i would need a cosigner. cant find nobody yet..thats y im afraid to pay thos 20 dollars to penfed and then they reject the loan

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
Auto Loan Question	Jason	Nissan 370Z Pricing / Ordering Discussions	22	02-15-2012 10:31 AM
Questions about wash & wax	edeeZee	Nissan 370Z General Discussions	26	03-02-2010 07:28 PM
The looks, the stares, the questions!	Alexus	Nissan 370Z General Discussions	63	07-19-2009 09:14 AM
transmission questions	zoltan370z	Engine & Drivetrain	14	05-25-2009 10:52 PM

06-16-2009, 04:48 PM	#17 (permalink)
joseZhartford Base Member Join Date: Jun 2009 Location: E hartford, connecticut Age: 44 Posts: 122 Drives: 2010 370z base coupe Rep Power: 16	do u need to have good credit to get that loan?

06-16-2009, 05:47 PM	#22 (permalink)
joseZhartford Base Member Join Date: Jun 2009 Location: E hartford, connecticut Age: 44 Posts: 122 Drives: 2010 370z base coupe Rep Power: 16	my credit sucks anybody know a way to get a loan for a 370z i have 10grand to put down

06-16-2009, 06:29 PM	#24 (permalink)
joseZhartford Base Member Join Date: Jun 2009 Location: E hartford, connecticut Age: 44 Posts: 122 Drives: 2010 370z base coupe Rep Power: 16	i was at a local dealership like 10 days ago and aftger they did a credit check they told me that my credit score was too low 500 and i would need a cosigner. cant find nobody yet..thats y im afraid to pay thos 20 dollars to penfed and then they reject the loan