Currently looking at getting a Z within a couple of months and I have a question reguarding Credit. I have 1 auto loan which will be paided off within this
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05-26-2009, 02:26 PM | #1 (permalink) |
Base Member
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Credit Question ??
Currently looking at getting a Z within a couple of months and I have a question reguarding Credit. I have 1 auto loan which will be paided off within this month and another which will be paided off in about 3 months which should clear about 30k in total worth of loan debt off my record my current score is 700. About how much of an increase do you think I can expect to see. Just trying to see it it'll be worth it wait it out and clear it all up to get a big bump up or if its not really going to make a difference I would just buy sooner.
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05-26-2009, 02:32 PM | #2 (permalink) |
Enthusiast Member
Join Date: May 2009
Location: Baltimore, MD
Posts: 455
Drives: 09 yellow 370z
Rep Power: 265 |
You may actually get a decrease since you are closing out 2 accounts that I am assuming you have paid as agreed. The theory of relativity is easier to understand than how your FICO score is derived.
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05-26-2009, 03:59 PM | #5 (permalink) |
Track Member
Join Date: Mar 2009
Location: Kentucky
Posts: 794
Drives: 09 BLK 370Z
Rep Power: 17 |
Everything affect credit score, and every company has a different system for measuring up your score and history for their means. For example, my score is 720 average amongst the 3, but I can't get a card, loan, or finance plan to save my life ATM since I just got the Z on the last day of Feb, and my score actually went UP after getting the car.
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