Question on financing

doink · 12-11-2011, 11:42 AM

I'm new on car financing and have a question. I'm planing on ordering the 2012 Z and my dealership require a deposit. Since I've seen from other threads that it average around 1-2 months to receive the car. The question is that do I pay for the car when ordering or wait until the car arrives then pay for it? And if its the latter part, do i just order the car, then as the car gets closer to delivery, then start shopping around for car loan financing?

I'm kinda new at this since I usually buy my car in cash and never had to order a car that has 1-2 month car delivery window.

370Zsteve · 12-11-2011, 11:43 AM

Quote:

Originally Posted by doink

I'm new on car financing and have a question. I'm planing on ordering the 2012 Z and my dealership require a deposit. Since I've seen from other threads that it average around 1-2 months to receive the car. The question is that do I pay for the car when ordering or wait until the car arrives then pay for it? And if its the latter part, do i just order the car, then as the car gets closer to delivery, then start shopping around for car loan financing?

I'm kinda new at this since I usually buy my car in cash and never had to order a car that has 1-2 month car delivery window.

deposit now. Balance of cash ONLY after you've given the car a full inspection on delivery. once they have your money, you will NEVER get it back.

scottIN · 12-11-2011, 07:17 PM

Mine's been on order since October. Delivery is Jan. 2nd. Haven't even thought about looking for financing yet since it's usually a monthly rate and we'll be into the next month when I need it. Oh-$1000 deposit.

doink · 12-11-2011, 07:24 PM

Thanks man, it definately answers my question. I better start ordering car now lol.

kensnismo · 12-12-2011, 12:43 AM

banks and credit unions will sometime do the loan when you get seriel number and hold check till you release it. don't put $1000.down shoot for $100.00.you are not ordering anything they can't sell.

12-11-2011, 11:42 AM	#1 (permalink)
doink Base Member Join Date: Aug 2011 Location: Texas Posts: 26 Drives: 370z Rep Power: 14	Question on financing I'm new on car financing and have a question. I'm planing on ordering the 2012 Z and my dealership require a deposit. Since I've seen from other threads that it average around 1-2 months to receive the car. The question is that do I pay for the car when ordering or wait until the car arrives then pay for it? And if its the latter part, do i just order the car, then as the car gets closer to delivery, then start shopping around for car loan financing? I'm kinda new at this since I usually buy my car in cash and never had to order a car that has 1-2 month car delivery window.

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12-11-2011, 07:17 PM	#3 (permalink)
scottIN Track Member Join Date: Aug 2011 Location: New Castle, Indiana Posts: 764 Drives: '12 370Z Rep Power: 55	Mine's been on order since October. Delivery is Jan. 2nd. Haven't even thought about looking for financing yet since it's usually a monthly rate and we'll be into the next month when I need it. Oh-$1000 deposit.

12-11-2011, 07:24 PM	#4 (permalink)
doink Base Member Join Date: Aug 2011 Location: Texas Posts: 26 Drives: 370z Rep Power: 14	Thanks man, it definately answers my question. I better start ordering car now lol.

12-12-2011, 12:43 AM	#5 (permalink)
kensnismo Enthusiast Member Join Date: Jan 2011 Location: north tx Posts: 324 Drives: ZL-1 Rep Power: 14	banks and credit unions will sometime do the loan when you get seriel number and hold check till you release it. don't put $1000.down shoot for $100.00.you are not ordering anything they can't sell.