Originally Posted by RunNgun The nicer they seem, they harder they are going to try screw you. It's all just an act, and they are NOT your friend. with internet,
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11-04-2011, 10:52 AM | #16 (permalink) |
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with internet, that's not always true. internet guys get paid more off volume usually. i know that i have had volume bonus bigger than floor salesmen at my last three dealerships, because internet guys are expected to make less profit.
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11-09-2011, 01:59 PM | #17 (permalink) |
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Thay are basically charging you 15% APR on your lease. You are basically paying more than $4k of interest in 39 months. I've never leased a car before. Is that normal?
Last edited by GraphiteZ; 11-09-2011 at 02:11 PM. |
11-09-2011, 02:09 PM | #18 (permalink) | |
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the Money factor is .00210, there isnt an APR on leases lol
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11-09-2011, 02:22 PM | #19 (permalink) | |
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Here is how I got my number. Total cost of the car: 31,151+1,967+699+298 = 34,115 Residual of the car after 39 months = 18,984 That means the total depreciation of the car is 15,131 The deal requires him to pay 496 x 39 = 19,344 That means total interest in this deal is 4,213 With an Excel spreadsheet, that is 15.46% APR Did I do it correctly? |
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11-09-2011, 02:40 PM | #20 (permalink) | |
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So MF of .00210 = 5.04% Interest Rate
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11-09-2011, 02:40 PM | #21 (permalink) | |
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11-09-2011, 02:41 PM | #22 (permalink) |
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11-09-2011, 03:16 PM | #24 (permalink) |
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11-09-2011, 03:16 PM | #25 (permalink) |
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I got my Base 09 for around 28k at a dealer. Used. You should be able to work and get the price under 30k. Keep in mind they markup a about 1400 worth of zantek paint, etc.. that price can be dropped to as little as $300 if you negotiate. Also you can get better deals on financing etc...
You just gotta do some research on what other people did and how they got their pricing |
11-09-2011, 03:22 PM | #26 (permalink) |
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Honestly man the Z is just not the car you lease. It's one of those cars you either buy or you don't. Your leasing a base model for nearly 500$ month essentially paying nearly or more than half the car. You might as well finance and pay 2 extra years and you own the car.
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11-09-2011, 03:37 PM | #27 (permalink) | |
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some cars it just doesnt make sense to lease, unless you're trying to get rid of negative equity.
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11-09-2011, 03:38 PM | #28 (permalink) |
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I think the residual value of $18,984 has already accounted for the 36k miles projected miles by the time the lease end. Think about it this way, $18,984 is more like the price for a 3-year-old Z with 36k miles, than a 3-year-old Z with 0 mile.
Money factor is more like a sugar coated number. At the end of the day, he will be paying $4,000 of interest in 39 months. That doesn't look like 5% to me. |
11-09-2011, 04:07 PM | #29 (permalink) | |
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11-09-2011, 04:18 PM | #30 (permalink) | |
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