I have 1,000,000 in liability and pretty much tops in most others areas.. the price difference was not that significant at all and I know that anything that happens, (god
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10-02-2011, 11:34 PM | #31 (permalink) |
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I have 1,000,000 in liability and pretty much tops in most others areas.. the price difference was not that significant at all and I know that anything that happens, (god for bid) I will have insurance to cover it... I don't recommend skimping in areas that could save your *** 10 fold later down the line...
if its a weekend cruiser and you drive very responsibly than MAYBE think about a bare bones policy but any other way I would get at least the middle of the road policy.
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10-03-2011, 07:07 AM | #33 (permalink) | |
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10-03-2011, 03:48 PM | #34 (permalink) |
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ok, so I have 2 claims and 2 tickets over the last 3 years, so I expect to pay more. But over $300 per month with geico seems excessive to me. And geico is the cheapest in ny state. I just don't understand how my insurance premium can more than double going from a $24k '07 Murano to a $30k '09 z?
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10-03-2011, 03:53 PM | #35 (permalink) | ||
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High risk vehicle with expensive parts. All the reasoning that is needed. |
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10-03-2011, 09:38 PM | #37 (permalink) |
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so thats about spot on with what mine dropped to jeff .... about 700 a year less to insure the bmw
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10-03-2011, 10:32 PM | #38 (permalink) |
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yea its nice. I'm 23 btw. How on earth does red6spd insure his versa and Z for 200 more than i pay per 6 months for my 335. That doesn't make any sense. I'm 23 as well, have geico as well, have no tickets or accidents, live on long island, and i paid that much just to insure my Z.
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10-03-2011, 11:06 PM | #39 (permalink) | |
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10-03-2011, 11:25 PM | #40 (permalink) |
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well according to the premium listed on esurances website for me it totals out to 747.59 for middle of the road full coverage, but thanks to this thread i noticed that i am actually paying more per month to them then what my total premium devides up into. They are billing me at $150.40 a month when my premium comes out to $124.60 per month so i sent them a nice e-mail tonight to let them know that i am on to their little game there lol.
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10-04-2011, 02:23 AM | #41 (permalink) | |
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10-05-2011, 11:07 AM | #43 (permalink) |
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one million dollars in coverage is pretty lol-worthy. Yeah yeah I know it was like 5 bucks more, but I bet that was the same rationale you used for all your other coverages, netting you an additional $80/month when it's all said and done.
I had been a Geico customer for 8 years until recently. For some reason they seemed to have disproportionately high premiums compared to every single other provider I looked at. Allstate, Progressive, State Farm, Metlife, & finally Nationwide. Each of these competitors had premiums within $10-$20 of each other. Geico was out of the park at near double anything they charge. There arent enough positive reviews out there to state that Geico's claims handling is this good so I dumped them for Nationwide, which impressed me with their near 0 wait times and American phone service personnel. They also never once tried to slip in higher coverages or addon's for things I didnt ask for. Clean webpage to boot. |
10-05-2011, 05:22 PM | #44 (permalink) | |
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I was paying 133/mo for just my vehicles... I added my wife and my wifes vehicle and it went down to 130/mo with the 300/300/100
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10-05-2011, 06:06 PM | #45 (permalink) | |
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