Hi. I am about to purchase an 09 monterey blue z, auto with nav. Dealer is paying off my murano and i am getting a fair price on the z
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09-19-2011, 11:57 PM | #1 (permalink) |
A True Z Fanatic
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Buying a z. Sky high insurance???
Hi.
I am about to purchase an 09 monterey blue z, auto with nav. Dealer is paying off my murano and i am getting a fair price on the z so i'm nearly in business. I hav owned an older slk in the past and that car wasnt bad as far as insurance cost went (much less expensive sports car) so i was a little shocked to find my insurance quote go up well over $100 per month coming from an 07 murano to the z??? Not sure what to make of this. I have a speeding ticket from over a year ago but nothing major other than a fendr bender. |
09-20-2011, 12:02 AM | #2 (permalink) |
A True Z Fanatic
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lots of expensive shiz to replace on the Z...take a look at headlight cost.
Then look at the demographic and the number of cars totaled. It's a brutal car to insure. My insurance got cut in half moving to a car with nearly 100 hp more |
09-20-2011, 12:21 AM | #3 (permalink) |
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My insurance is dirt cheap! Only $200/yr more than my POS 2005 Pontiac G6 GT. I was shocked at how reasonable the price was when I called for the quote.
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09-20-2011, 09:07 AM | #5 (permalink) |
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23 years old when I insured the Z. One speeding ticket no accidents and I was paying about 180/month. I have now switched to Geico and pay $212/month for full coverage on my Z and a brand new leased Versa. So the Z is not expensive to insure no matter how many are wrecked and how expensive they cost to fix... Oh and if you did not notice I live in NY
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2010 Base+Sport 6spd: Stillen G3, FI Non-Resonated CBE, FI Non-Resonated Test Pipes, UpRev Tuned, Custom 24R Oil Cooler, JDM Rear Fog-OEM Harness. ???Whp ???WTQ (Will find out come spring time) |
09-20-2011, 09:19 AM | #6 (permalink) | |
A True Z Fanatic
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Quote:
Moving the Z to Alabama forced me to separate them, pay $105 a month with geico on the z. With anyone else, it was $200+ per month. There have been three risk-based rate adjustments since last november, and another planned for q4. It will be interesting to see if the risk rates stabilize. Last edited by Red__Zed; 09-20-2011 at 09:24 AM. |
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09-20-2011, 09:23 AM | #8 (permalink) |
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When I first bought my Z in 2009 I paid $95/mo for full coverage, $1m policy. Then they started wrecking them and I kept getting vehicle risk adjustments all the way up to $130/mo.
With the 5.0 I'm back below $100/mo for the same policy. So yes, the Z is going to be a little more expensive to insure.
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09-20-2011, 09:26 AM | #9 (permalink) |
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I'm not going to bust out my policy and give you exact amounts but when you lease a car you need to raise all your coverage amounts for both cars. So I'm covered pretty well.
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2010 Base+Sport 6spd: Stillen G3, FI Non-Resonated CBE, FI Non-Resonated Test Pipes, UpRev Tuned, Custom 24R Oil Cooler, JDM Rear Fog-OEM Harness. ???Whp ???WTQ (Will find out come spring time) |
09-20-2011, 09:07 PM | #11 (permalink) |
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My '10 ZR was about $60 less per year than my '03 WRX.
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09-20-2011, 09:13 PM | #12 (permalink) | |
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Quote:
There's something about you that looks high risk to them, at least that is what it sounds like. |
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09-21-2011, 12:55 AM | #13 (permalink) |
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my 08 135i that I have now was $700 less to insure for the year.... I couldnt believe that.. One is a 2 door sports car one is a coupe... I guess thats why but it was a significant drop...
I have allstate, have homeowners with them as well..
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09-21-2011, 02:57 AM | #14 (permalink) |
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I'm paying $150 a month after an accident. My Z had been totalled in may. I was paying $120 a month. I renew in 2 months. Let's see what happens then?
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09-21-2011, 08:26 PM | #15 (permalink) |
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I'm way over everyone on here. $300/month hy state and thats after raising my collision deductible to 1000. I will be finding a new insurance company tomorrow
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