Need some help for the future

enkei2k

1700 a month = 20,400 a year. The car is worth more than you make in a year, I don't think that you can afford this car just yet with your current job. Why not save a little, find a higher paying job down the line and then get the Z?

Start small and work your way up. Looks like you already have a Mazda according to your profile, I say drive that around for a few more years, enjoy it some more, then start looking at the Z.

NFSZ86

As a assistant manager at a used car lot I get a lot of young people trying to buy a car, now don't know where you stayed by ? But here in Chicago if your 20 and no credit 1 the APR is no less then 17% and some finance co will specifically tell the manager don't sell them sports cars just for the simple reason that we as males and sports cars are trouble. Again some not all. Now in my point of view I agree with most of this guys I mean your 20 I don't know if school is a priority for you or not ? Or you have that cover? Or you just don't like school don't know ? Now a car and specially one of these is high maintenance just like a real pretty girl lol

Now my situation I'm 25 like the 350z since it came out when I was 18 or 19 don't really remember but I knew I couldn't afford it then and I was making 2500 a month so I had little beaters here and there nothing really special I finish school a yr ago had all my debts paid and making 65 a yr now so I seen the car since 09 but decided to wait until last yr that I had 25000 to put down on a 35000 car so that whatever happen in the future I had it cover my car payment is 300 a month and why did I give so much down bc I knew INS was going to be the second issue my INS a month me 25 and some tickets farmers 250 a month so now I'm at 550 plus gas plus going out and all other stuff so really think about it bc is a big decision.

As a financial advice don't get it unless you have a yr of payments in ur savings account for whatever happens bc jobs are not secured in the states unless ur family owns the co then it's another story.

Oh and almost forgot let's say you end up getting it and once you go to the meets you are decently going to want to mod it and do all this stuff to it and you won't have enough just an exhaust system that's really nice will run u what you make in a month so think about it.

And good luck

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2010 Nissan 370Z Touring, Sport Pkg 6MT Navi,

dpirch531

You definetely did not go to school for English and grammar. At least put a little more effort into writing a response. That took me a second to process.

NFSZ86

Your totally right, excuse my grammar and my English was not my first language.

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2010 Nissan 370Z Touring, Sport Pkg 6MT Navi,

Slrlal

Hmm im in almost the same situation as the OP. Im 21, no expenses other then gas, make about 1700~2000 a month, no gf, dont go out a lot, but i believe i have built some credits since ive been using my credit card since 08(used about 4~500 a month and have never missed my payments). Well i have saved up about 15grand and looking forward to buy it hopefully in december or so with about 10g down payment. Like OP, i did all my math and i think i could afford it while still saving money. Im going to try to finance new z first and if it doesnt work, im going to go with used z. I had few chance of my parents buy me a car but my brother wouldnt let me get my car(had like 4 cars which 2 of them was totaled). Anyways, thx for reading my post and i apologize for the long post and messy write up. English is my second language hehe

nmjaxx9

Shiit if ur living with ur mom still, dont have to pay rent and only paying for gas and a phone bill (lets do the math 25,800/60 months (lets just say you take a 60 month loan aka finance the whole amount= around $430 a month. 1700-(gas)(phone bill) estimate 1700-(300)(150)=1250-(taking your gf out)=1250-(200)=$1050) then you are still going to have close to a 1000 dollars left so minus the payment around you will have 600 left. Then maintenance and other miscellaneous fees will come up, so with that you are pretty much at the end of your monthly income. Its a close one, mathematically you can afford it, however, realistically I would wait.

Slrlal

I dont understand whats so shame about living with parents lol. Well im not an american so i guess its cultural thing for me. Anyways, for me, im currently paying 400 for my dads car which i use right now Plus 250 for my laptop (but its paid off right now) and 80 bucks for gym. I also pay all the maintenance myself. So i make 1700~2000 a month - 400 - 80 - 400(allowence for myself) - 300(gas, i usually fill up once in a week) = about 500~700 left to save up. well if im able to finance and my monthly payment came out to be 600, id have 300~500 to save up. Well atleast ive been saving up for my car and would have about 20k in december and im thinking about putting down 10k~15k so i have some money just in case i need them

Cmike2780

Too much for you OP. Get a more secure higher paying job first and stuff like this will come later. Five years is a long time. Don't put your finance in jeopardy for a car you can barely afford. Stuff get's expensive and you will no doubt want to buy mods along the way.

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