Need some help for the future

vividracing · 08-15-2011, 01:16 PM

Yeah, $1700/mo is not going to get you a Z unless you have no other expenses OR never go out. I was recently in a similar position (Crashed my S13, needed a car, and thought about financing something decently nice), but I thought of it like this...

Why finance a car that you want to show off and enjoy driving... If you can't afford to take it for a cruise or go to the bar to show it off to your friends?

Maybe the cost of living in FL is really low, but here in AZ... No way would $1700 be enough to have a $400 car payment and still live somewhat comfortably. Also, if you're young with no credit and no co-signer, I'm assuming you'll be on your own insurance? Most finance companies want full coverage insurance. A young male with a sports car and no credit... Have fun with $200+ month insurance rates. In AZ, it'd be probably $300+

I'm not trying to crush your dreams of owning a Z, but the idea of another young person getting buried in debt makes me sad, honestly. I'm proud to say that the ONLY debt I have is a personal loan that will be paid off on September 1st

After that, it's time to start building my credit.

08-15-2011, 01:16 PM	#4 (permalink)
vividracing The370Z.com Sponsor Join Date: Jun 2009 Location: Gilbert, AZ Age: 38 Posts: 7,306 Drives: 350Z,370Z,GTR Rep Power: 39	Yeah, $1700/mo is not going to get you a Z unless you have no other expenses OR never go out. I was recently in a similar position (Crashed my S13, needed a car, and thought about financing something decently nice), but I thought of it like this... Why finance a car that you want to show off and enjoy driving... If you can't afford to take it for a cruise or go to the bar to show it off to your friends? Maybe the cost of living in FL is really low, but here in AZ... No way would $1700 be enough to have a $400 car payment and still live somewhat comfortably. Also, if you're young with no credit and no co-signer, I'm assuming you'll be on your own insurance? Most finance companies want full coverage insurance. A young male with a sports car and no credit... Have fun with $200+ month insurance rates. In AZ, it'd be probably $300+ I'm not trying to crush your dreams of owning a Z, but the idea of another young person getting buried in debt makes me sad, honestly. I'm proud to say that the ONLY debt I have is a personal loan that will be paid off on September 1st After that, it's time to start building my credit. __________________ Rocky @ Vivid ♦ 480.966.3040 x236 ♦ Rocky@vividracing.com Email, PM, or call me directly for aggressive The370Z.com member pricing!!! Last edited by vividracing; 08-15-2011 at 01:20 PM.

Similar Threads
Thread	Thread Starter	Forum	Replies	Last Post
The Future of the Z Car?	toxik	Nissan 370Z General Discussions	43	02-09-2011 06:57 PM
Future Value	mengel	Nissan 370Z General Discussions	25	12-04-2010 11:29 AM
370 in my future?	blueVQ	New Forum Member	3	10-02-2009 02:27 PM
the future look....	tru_Asiatik	Southern California Region	10	05-05-2009 08:33 AM
Will future Z be like this?	zero	Nissan 370Z General Discussions	31	03-17-2009 07:58 PM