Hello guys Before I start.. let you guys know that i'm really bad at writing.. Any others in here, i'm trying to buy 370z and got a invoice price but
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03-26-2009, 09:46 PM | #1 (permalink) |
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About the PenFed Financing.......!
Hello guys
Before I start.. let you guys know that i'm really bad at writing.. Any others in here, i'm trying to buy 370z and got a invoice price but after getting the price, interest rate becomes the problem.. since many other did the PenFed i am also going to try the 3.99% financing.. but i am afraid of trying since its relates to army.. If I pay $20 and try the 3.99% financing, then there is no problem in the future right? such as.. 'come to the army, right now' such as like that. lol...... Joining PenFed by paying $20, is there any losses or any influence to me? |
03-27-2009, 12:32 AM | #3 (permalink) |
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An alternative if you can't get this financing is Think Bank. Rates are also on par. I did their 60mo. 4.09% with credit score of 700 and 10% down.
24 Months 3.79% APR 36 Months 3.89% APR 48 Months 3.99% APR 60 Months 4.09% APR https://www.thinkbank.com/rates/loan_rates.html |
03-27-2009, 04:03 AM | #5 (permalink) |
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Clearly states on the website:
National Military Family Association (NMFA) If you do not fall within our regular field of membership, you can join the National Military Family Association (NMFA) in order to become a member with Pentagon Federal Credit Union. * Low, one-time only fee * Membership is open to anyone * NMFA is the leading non-profit advocacy organization for military families * You do not have to retain NMFA membership to stay a member with Pentagon Federal Credit Union Also, please note that, you must have good credit in order to get the 3.99%. My FICO is 800+ and I think I saw couple members with 740+ got the rate as well. Keep that in mind as well.
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The370Z Signature Pictures ll Want to rock our forum decals on your car? Then click here! ll How to Embed YouTube Videos In a Post STOP! (Hammertime) ll Become a Premium Member Click HERE ll F.A.Q. Are You a Nissan Dealer? Click Here to Become A "Supporting Dealer" and Start Listing Your 370Zs In Our Inventory Section My Monterey Blue Z ll My Exhaust --> My Intake --> G3 Nissan's Official Response Regarding Oil Temp Issue: CLICK HERE Need a Set of Cheap Winter wheels /Tires? Then Visit The Banner Link Below and Place Your Order. You'll Help Keep The370Z Alive. |
03-27-2009, 04:30 AM | #6 (permalink) |
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thanks guys
Thanks guys, I worried not that much.. and i am paying the car.. but
not about the credit.. my mother is sign it for me so she wants to make that sure ! thanks guys! |
03-27-2009, 05:56 AM | #7 (permalink) |
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They just showed up at my place in a bus with a half dozen drill instructors! Don't fall for it!
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You've both done the same thing. You have standard road cars dressed with the tinsel of fake high performance. This here isn't just some road car with a bit of scaffolding in the back. |
03-27-2009, 09:10 AM | #9 (permalink) |
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When is the ideal time to sign up?
My Z won't arrive till mid-May, they say. I too am going to try PenFed financing.
Question though, when can I apply? Can I apply for it now, even though the transaction won't be for another 1.5 months? Or do I have to wait till it is pretty close to closing the deal? Or does it even matter? Thanks in advance. |
03-27-2009, 11:11 AM | #10 (permalink) | |
A True Z Fanatic
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Quote:
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I don't own a car anymore. |
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03-27-2009, 03:53 PM | #11 (permalink) | |
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Quote:
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The370Z Signature Pictures ll Want to rock our forum decals on your car? Then click here! ll How to Embed YouTube Videos In a Post STOP! (Hammertime) ll Become a Premium Member Click HERE ll F.A.Q. Are You a Nissan Dealer? Click Here to Become A "Supporting Dealer" and Start Listing Your 370Zs In Our Inventory Section My Monterey Blue Z ll My Exhaust --> My Intake --> G3 Nissan's Official Response Regarding Oil Temp Issue: CLICK HERE Need a Set of Cheap Winter wheels /Tires? Then Visit The Banner Link Below and Place Your Order. You'll Help Keep The370Z Alive. |
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04-05-2009, 03:03 AM | #14 (permalink) |
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He probably used one of the computers in the base and just walked to the credit union (which is usually located inside base)
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The370Z Signature Pictures ll Want to rock our forum decals on your car? Then click here! ll How to Embed YouTube Videos In a Post STOP! (Hammertime) ll Become a Premium Member Click HERE ll F.A.Q. Are You a Nissan Dealer? Click Here to Become A "Supporting Dealer" and Start Listing Your 370Zs In Our Inventory Section My Monterey Blue Z ll My Exhaust --> My Intake --> G3 Nissan's Official Response Regarding Oil Temp Issue: CLICK HERE Need a Set of Cheap Winter wheels /Tires? Then Visit The Banner Link Below and Place Your Order. You'll Help Keep The370Z Alive. |
04-06-2009, 02:28 PM | #15 (permalink) | |
A True Z Fanatic
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Quote:
So, 2 days later, Im at lunch with friends and get a call. Guy asks when Im going to bring the check in. Me: "Uhhh...I guess around...day 40? The finance guy said up to 45 days, so...". Him: "Im the finance guy". Me: "OK, well YOU said 45 days then" Him: "I never tell anyone 45 days...I said 4 TO 5 days" Me: "............damn it" So I go home and apply for the loan online (Ive been a PenFed member for over 5 years now), and Im approved immediately. Drive to the local branch 2 miles from my house, pick up the check (making sure THEY push payments off 2 months since the dealership fudged up there), and drop it off 10 minutes later . 30 minutes from when I applied for the loan, to when I dropped the check off at the dealership.
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