How I have scored invoice pricing with 3.99% APR on my 370Z?

GT-R man · 03-07-2009, 03:00 PM

so when you go to a dealer and you have an idea of what your trade is worth lets say $15000 and he offers you $13500? Do you just look at it and leave? and go to another dealer? bc thats when negotiating comes in... reguardless of how automated car buying gets negotiation is never gonna go away..

kustomZ · 03-08-2009, 01:26 AM

Quote:

Originally Posted by GT-R man

so when you go to a dealer and you have an idea of what your trade is worth lets say $15000 and he offers you $13500? Do you just look at it and leave? and go to another dealer? bc thats when negotiating comes in... reguardless of how automated car buying gets negotiation is never gonna go away..

Well by your rules, you've just wasted a lot of money writing your posts on this forum. Those are a lot of opportunity costs, and you could have used that time to sell at least 8 cars at 13.99 percent for 72 months, for at least 4k over MSRP. Or are you "investing" these posts for the sake of your career, hoping it will pay off with mobs of people coming to buy a car on your terms?

The OP spent his time wisely, and came out on top because of it. It's what a well-educated person does before making a large purchase....

If you read my entire post, you've just lost more time that could have been devoted to selling cars, so I suggest that you

kdo2milger · 03-08-2009, 03:26 AM

Quote:

Originally Posted by kustomZ

The OP spent his time wisely, and came out on top because of it. It's what a well-educated person does before making a large purchase:

point made!

myself on the other hand, I will never buy from a dealer as long as im in the military. I just wait till the tail end of a deployment and go online to omsc and build my dream car, and wait as i am currently....oh and no trade ins required

shumby · 03-08-2009, 05:45 AM

GT-R man come on really you sell used ford tempos out of your moms front yard don't you? It is alright you can tell us. Because if not you are the worst sales man I have ever "met". Again you are the reason sales men get a bad name. My sales man is polite and gives me a level of service that I will take into consideration when i settle on the price I want. But I go into the showroom with a price and I walk out with the price everytime. He tries to get it higher but no I alway reasearch and make a far offer. Your attidude makes it sound like you think you are better then every customer that comes into your showroom and you know everything. Let me tell you you don't. I don't no one knoews everything. You are just coming off as a dink and i hope you are only this way on a form where you cowardly hide who you are. Other formes have meny sales men as members and they actually participate in education learning what we the customer want and also sharing helpfuul insite into the sales process. You my friend have done neither. Hope the economy dose not let the door hit oyu on the way out cuz if you treat your customers like you are saying here your not going to last too much longer.

GeneFlo · 03-08-2009, 08:14 PM

This is probably a stupid question. What is the necessary information that I should put on the word document? Car package, asking price, monthly payment, down payment, fico score. Anything else?

g35300mm · 03-08-2009, 10:20 PM

Quote:

Originally Posted by MightyBobo

Because your math is completely flawed. That's why nobody "understands" it.

You throw out a random hourly wage, random "time spent" doing random tasks to purchase a vehicle. And then made it seem like he took 2 full weeks of work off to BUY A CAR (80 hours worth) and "lost" that money, so in the end the money he saved was offset by the "$1600" he wasted in time.

Read: your odd tale of wasting money to buy a car with fudged wages and fudged time-spent is all a fabrication in your mind, exacerbated by the fact that you're frustrated you cant sell a car at MSRP to someone who's educated enough to know how a dealerships financial system works.

I dont know what you're complaining about anyway, its not like there wont be some Joe Dumbass waltzing in willing to pay sticker or more because he thinks it'll be SO exclusive.

This thread is very interesting.

I am a salesman also, working for Toyota. There has been many times, actually i would say about 3-6 times a day when i want to tell a customer to F**** off! but i dont. i give every customer i speak to the red carpet treatment and within the week they usually make a purchase with me and many times at full list or MSRP. There are customers who dont give a f**** who you are, how much training you have or how long you been selling cars for they just want the lowest absolute price possible, take delivery of the car, and never wanna see you again. And then there are customers who just want to be treated with respect and want to feel like they've been taken care of and when they see that.. they'll let you stick your hand in their pocket.

MightyBobo · 03-09-2009, 12:46 AM

And on the flip side of that coin, when I was younger my mom had a salesmen she ALWAYS went to. Trusted him with everything she bought, and always went back to him.

As I grew older and realized how buying a car works, it was then I realized he was royally screwing her over every single time she went to buy a car. We got 6 cars through him before I told her this, too.

trema · 03-09-2009, 05:12 PM

Just got my check in the mail. 2 weeks 4 days till the car arrives! Thanks to the OP for bringing this opportunity to our attention.

MD370Z · 03-10-2009, 03:41 PM

What information about the car, if any, do you need to enter when applying online? I haven't found the car I want yet. Thanks.

AK370Z · 03-10-2009, 04:28 PM

Quote:

Originally Posted by MD370Z

What information about the car, if any, do you need to enter when applying online? I haven't found the car I want yet. Thanks.

One of the first question on the loan app. "Do you know know the exact car you want"? When you say NO (that's what I did since I didn't have the VIN), it omits all the car info. You can proceed through the whole application process and have the check FEDEXed the next day. When you receive the check, you'll see empty boxes for Dealer to fill out (VIN no, amount etc). Just take the check to the dealer and they'll fill it out for you. They are aware of this kind of check. PenFed also includes a very easy to follow instructions.

BTW, I just paid my 1st payment. From the next payment, the amount will be deducted straight from my checking account so I don't have to worry about paying the bill on time. I also saw this on my bill:

PrePayments: If you pay off early, you will not have to pay a penalty.

There are many financial institution that charges extra fee if you want to pay off your loan early

. But NOT PenFed! I will try to pay off as soon as possible without worrying about any penalty fee.

MD370Z · 03-10-2009, 04:34 PM

Quote:

Originally Posted by AK370Z

One of the first question on the loan app. "Do you know know the exact car you want"? When you say NO (that's what I did since I didn't have the VIN), it omits all the car info. You can proceed through the whole application process and have the check FEDEXed the next day. When you receive the check, you'll see empty boxes for Dealer to fill out (VIN no, amount etc). Just take the check to the dealer and they'll fill it out for you. They are aware of this kind of check. PenFed also includes a very easy to follow instructions.

BTW, I just paid my 1st payment. From the next payment, the amount will be deducted straight from my checking account so I don't have to worry about paying the bill on time. I also saw this on my bill:

PrePayments: If you pay off early, you will not have to pay a penalty.

There are many financial institution that charges extra fee if you want to pay off your loan early

. But NOT PenFed! I will try to pay off as soon as possible without worrying about any penalty fee.

Great, thanks for the info (again)! I assume you do not have to use a Pen Fed checking/savings account to use the auto-debit feature?

AK370Z · 03-10-2009, 04:53 PM

Quote:

Originally Posted by MD370Z

Great, thanks for the info (again)! I assume you do not have to use a Pen Fed checking/savings account to use the auto-debit feature?

Yup, you do not. But you can if you want. I just set the payment up with my own bank checking account.

subterfuge242 · 03-10-2009, 11:00 PM

Quote:

Originally Posted by g35300mm

This thread is very interesting.

I am a salesman also, working for Toyota. There has been many times, actually i would say about 3-6 times a day when i want to tell a customer to F**** off! but i dont. i give every customer i speak to the red carpet treatment and within the week they usually make a purchase with me and many times at full list or MSRP. There are customers who dont give a f**** who you are, how much training you have or how long you been selling cars for they just want the lowest absolute price possible, take delivery of the car, and never wanna see you again. And then there are customers who just want to be treated with respect and want to feel like they've been taken care of and when they see that.. they'll let you stick your hand in their pocket.

Seriously, where is the flaw in wanting or expecting "the lowest absolute price possible, take(ing) delivery of the car, and never wanna(ting) see you again." You dealers simply provide a service, which thanks to the internet, is now simply a more transparent transaction to the customer.

Although I appreciate good customer service, and will usually pay a little extra for the privilege, I am not going to bend over and take it up the a** because I failed to do a minimal amount of due diligence and research when making a major purchase and leave it up to your kind to give me a "fair" price.

Bottom line is, none of us are here to make friends with the car dealers. I couldn't give a sh*t who you are. Your selling f***ing cars champ. That's it. All we require is professional and competent service, and a good product at a fair price. Considering the current economic reality, some of the sh*t you guys are trying to pull with the dealer mark-ups and an expectation of making MSRP on every deal is seriously numbering your days.

Good thing I have a buying service to do all this sh*t for me, and yes, I do enjoy the "research" tremendously, as do many of the guys and gals on this forum. Its all part of being a true enthusiast.

subterfuge242 · 03-10-2009, 11:01 PM

Quote:

Originally Posted by GT-R man

so when you go to a dealer and you have an idea of what your trade is worth lets say $15000 and he offers you $13500? Do you just look at it and leave? and go to another dealer? bc thats when negotiating comes in... reguardless of how automated car buying gets negotiation is never gonna go away..

and you, your just off your meds.

GT-R man · 03-11-2009, 10:12 AM

Quote:

Originally Posted by subterfuge242

Bottom line is, none of us are here to make friends with the car dealers. I couldn't give a sh*t who you are. Your selling f***ing cars champ. That's it. All we require is professional and competent service, and a good product at a fair price. Considering the current economic reality, some of the sh*t you guys are trying to pull with the dealer mark-ups and an expectation of making MSRP on every deal is seriously numbering your days.

I have noticed that on this forum unless you hear something that you agree with people dont seem to take it as a learning experience, and SUBTURD is right dealers are numbering their days... and same to buyers.... because once the little dealers go broke and only the large ones are left... they will reign over their region, either new cars will become automated where you put in a price like on ebay and hope they accept the offer "best case scenario for all buyers" or they will have rediculous prices and make is so hard for customers to buy cars at reasonable prices that customer will buy mostly used cars.

but regardless of what happens the way it is now is going to change either completly eliminating my job or giving me a raise... either way customers will still not like to buy cars because customers hate to negotiate...

03-08-2009, 05:45 AM	#64 (permalink)
shumby Captin Canuck Join Date: Dec 2008 Location: with your mom Age: 44 Posts: 6,288 Drives: your sister Rep Power: 237	GT-R man come on really you sell used ford tempos out of your moms front yard don't you? It is alright you can tell us. Because if not you are the worst sales man I have ever "met". Again you are the reason sales men get a bad name. My sales man is polite and gives me a level of service that I will take into consideration when i settle on the price I want. But I go into the showroom with a price and I walk out with the price everytime. He tries to get it higher but no I alway reasearch and make a far offer. Your attidude makes it sound like you think you are better then every customer that comes into your showroom and you know everything. Let me tell you you don't. I don't no one knoews everything. You are just coming off as a dink and i hope you are only this way on a form where you cowardly hide who you are. Other formes have meny sales men as members and they actually participate in education learning what we the customer want and also sharing helpfuul insite into the sales process. You my friend have done neither. Hope the economy dose not let the door hit oyu on the way out cuz if you treat your customers like you are saying here your not going to last too much longer. __________________ Originally Posted by SAM@GTM Engine detonation is not normal and it should never never happen, and whoever told that need to do something else for living . Sam

03-09-2009, 05:12 PM	#68 (permalink)
trema Base Member Join Date: Jan 2009 Location: Portland, OR Posts: 91 Drives: 09 370z K51 R Rep Power: 596	Just got my check in the mail. 2 weeks 4 days till the car arrives! Thanks to the OP for bringing this opportunity to our attention. __________________ 'Lesca'-2009 370z Touring 6MT w/Sports & Nav- Platinum Graphite/Persimmon. FLO,IKP,SCG,TMA

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03-07-2009, 03:00 PM	#61 (permalink)
GT-R man Base Member Join Date: Jan 2009 Location: la Posts: 38 Drives: 08 camry Rep Power: 0	so when you go to a dealer and you have an idea of what your trade is worth lets say $15000 and he offers you $13500? Do you just look at it and leave? and go to another dealer? bc thats when negotiating comes in... reguardless of how automated car buying gets negotiation is never gonna go away..

03-08-2009, 08:14 PM	#65 (permalink)
GeneFlo Base Member Join Date: Mar 2009 Location: Torrance, CA Posts: 1 Drives: 07 Accord Rep Power: 16	This is probably a stupid question. What is the necessary information that I should put on the word document? Car package, asking price, monthly payment, down payment, fico score. Anything else?

03-09-2009, 12:46 AM	#67 (permalink)
MightyBobo A True Z Fanatic Join Date: Feb 2009 Location: Las Vegas, NV Posts: 8,465 Drives: No cars; only bikes Rep Power: 52	And on the flip side of that coin, when I was younger my mom had a salesmen she ALWAYS went to. Trusted him with everything she bought, and always went back to him. As I grew older and realized how buying a car works, it was then I realized he was royally screwing her over every single time she went to buy a car. We got 6 cars through him before I told her this, too.

03-10-2009, 03:41 PM	#69 (permalink)
MD370Z Base Member Join Date: Feb 2009 Location: Maryland Posts: 8 Drives: Considering 370Z Rep Power: 16	What information about the car, if any, do you need to enter when applying online? I haven't found the car I want yet. Thanks.