Originally Posted by Sid Hi to all the Z-lovers!! If you all don't mind, I'll wax nostalgic for a bit. Reading these forums takes me back to 1970-71, as a
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01-15-2009, 07:43 PM | #31 (permalink) | |
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01-15-2009, 09:23 PM | #32 (permalink) |
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Not to be mean, but this is exactly why we're the financial mess we're in today. If you have to pay $869 a month for a car, you're way over your head. Wait a year, and pick one up used for a lot less $$.
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01-15-2009, 10:42 PM | #33 (permalink) |
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You should buy 2 370's...heck, maybe 3. You only live once!
NO ONE SHOULD HAVE A CAR PAYMENT THAT IS MORE THAN 10% OF THEIR GROSS MONTHLY INCOME. So, unless you gross $8690, which is entirely possible, than dont do it, its just not worth it! |
01-16-2009, 12:48 AM | #35 (permalink) |
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Great advice, and I agree with everybody else. Buying a new car, right after you bought a new car is financial suicide. I have always been a bit impulsive myself, so I know where you're coming from. That said, I'm at a point in my life where I can afford it, and aside from my house I have no other debt. If you're still renting I recommend buying a house first, especially now that the market is in the crapper and interest rates are at all time lows. Then (in theory) your home will appreciate and you can write off the interest every year. That's how you can get ahead and buy the car you want. The Z is a great car, but not worth $860 a month.
Good luck, and stick around the forums regardless, this is a great group of people. |
01-16-2009, 05:45 AM | #39 (permalink) | |
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My general rule, though, is after paying for ALL living expenses, if you have 4 times the monthly payment, you're good.
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01-16-2009, 09:01 PM | #42 (permalink) |
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Never go beyond 60 months!
$869.00 a month no way, that's way to much debt!
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01-16-2009, 09:23 PM | #44 (permalink) |
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You were thinking good, because you came here for advice and opinions!!
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