Storage insurance

M1K3 · 12-12-2009, 02:15 PM

I called my insurance company (Nationwide) and asked about storage insurance and how to go about getting it. I was told that since the car is financed it cant be changed. For some reason I didnt entirely believe this. I live in Illinois and was wondering if anyone in illinois (or a state with similar laws) has storage insurance and what company it is through. Ive never stored a car before for the winter so ive no clue as to go about it...and with agents that tell me i cant get it its harder than i thought.

kenchan · 12-12-2009, 02:22 PM

lending institutions have some sort of minimum coverage they must have. find out what that is and change it to that minimum coverage unless you have it already.

also change the deductible real high during those months you're sure you're not going to use the car. then put it all back come spring. your insurance should send you a check for the difference.

although my G and Z hibernate during the winter, my cars are under weekend (leisure) car coverage so it's pretty cheap to begin with. i dont do anything.

kdo2milger · 12-12-2009, 02:23 PM

you should be able to get something like a non driven or low mileage status put on it...

not sure exactly what its called but USAA has done it for me in the past.

12-12-2009, 02:15 PM	#1 (permalink)
M1K3 Base Member Join Date: Feb 2009 Location: plainfield illinois Posts: 61 Drives: 11' Touring/MT Black Rep Power: 16	Storage insurance I called my insurance company (Nationwide) and asked about storage insurance and how to go about getting it. I was told that since the car is financed it cant be changed. For some reason I didnt entirely believe this. I live in Illinois and was wondering if anyone in illinois (or a state with similar laws) has storage insurance and what company it is through. Ive never stored a car before for the winter so ive no clue as to go about it...and with agents that tell me i cant get it its harder than i thought. __________________ Red Touring w/ Sport package 6m/t

12-12-2009, 02:23 PM	#3 (permalink)
kdo2milger OG Priesthood Join Date: Feb 2009 Location: Fargo, ND Posts: 17,859 Drives: NISMO T Rep Power: 59	you should be able to get something like a non driven or low mileage status put on it... not sure exactly what its called but USAA has done it for me in the past. __________________ Project *NISMO*

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12-12-2009, 02:22 PM	#2 (permalink)
kenchan A True Z Fanatic Join Date: Aug 2009 Location: N/A Posts: 76,801 Drives: N/A Rep Power: 141521	lending institutions have some sort of minimum coverage they must have. find out what that is and change it to that minimum coverage unless you have it already. also change the deductible real high during those months you're sure you're not going to use the car. then put it all back come spring. your insurance should send you a check for the difference. although my G and Z hibernate during the winter, my cars are under weekend (leisure) car coverage so it's pretty cheap to begin with. i dont do anything.