Questions about the Z

LETSGOEERS06 · 10-09-2009, 01:48 PM

I have been reading the forums for a while now. I know I want the Z but am in grad school at WVU at the moment cant afford it. I hope to have a job in DC area in december and looking to get a z. Does anyone that lives in that area have a idea of the insurance costs. I just want to get an idea of how much I should figure on before i buy it. also is their any good dealerships to check them out when i get there?

Thanks in advance you guys are great.

dad · 10-09-2009, 02:12 PM

Send a PM to DooDooBrown, he lives in WV, and works in the DC area.
Don't Think A Z would work, what do you think??

awesomez · 10-09-2009, 02:14 PM

If you are under 25 and average driving record, it will be about 150-200 a month. If you are over 25 but under 30 with average driving record it will be about 100-150 a month.

frost · 10-09-2009, 02:15 PM

I wouldn't rely on other people's numbers. Insurance is so specific to the individual, I don't know if you will get an accurate number.
And please, don't take this as an ******* comment, but if you're in a spot where you have to take insurance into your calculations, you may be stretching yourself pretty thin.
I just don't want to see anyone get into a spot where their car owns them, instead of the other way around.

kannibul · 10-09-2009, 02:17 PM

Quote:

Originally Posted by frost

I wouldn't rely on other people's numbers. Insurance is so specific to the individual, I don't know if you will get an accurate number.
And please, don't take this as an ******* comment, but if you're in a spot where you have to take insurance into your calculations, you may be stretching yourself pretty thin.
I just don't want to see anyone get into a spot where their car owns them, instead of the other way around.

Knowing what you'll pay for insurance is a smart way to budget - I mean, that way you don't have any surprises.

Sometimes I do wonder if insurance companies just pull a number out of thin air.

There's an insurance thread around here somewhere....

frost · 10-09-2009, 02:24 PM

Quote:

Originally Posted by kannibul

Knowing what you'll pay for insurance is a smart way to budget - I mean, that way you don't have any surprises.

Sometimes I do wonder if insurance companies just pull a number out of thin air.

There's an insurance thread around here somewhere....

Spot on kan, I'm not saying don't get your numbers before you buy the car exactly; more like, just making sure he knows that using every bit of free cash toward a car is a bad idea. It was a little presumptuous of me, but when I see threads where people don't even have jobs yet, but are thinking of purchasing cars, I worry for their welfare.

As for insurance companies, I rarely say this about anything, but they need governmental regulation. What they are allowed to base rates on is crazy.

kannibul · 10-09-2009, 02:47 PM

Quote:

Originally Posted by frost

Spot on kan, I'm not saying don't get your numbers before you buy the car exactly; more like, just making sure he knows that using every bit of free cash toward a car is a bad idea. It was a little presumptuous of me, but when I see threads where people don't even have jobs yet, but are thinking of purchasing cars, I worry for their welfare.

As for insurance companies, I rarely say this about anything, but they need governmental regulation. What they are allowed to base rates on is crazy.

I agree, regulation is needed there, and with the oil industry. I loved how the prices dropped a lot when there was more talk of a congressional hearing on why gas prices were so high...lol

"getting a job" and buying a new car is not smart...having a job, and as much knowledge as possible to know the future stability of said job, is a big factor. Buying cash, of course, is best!

Myself, I had a good annual review, that gave me some confidence just before I had a week off - bought the Z before the week was up - lol.

frost · 10-09-2009, 02:50 PM

Quote:

Originally Posted by kannibul

I agree, regulation is needed there, and with the oil industry. I loved how the prices dropped a lot when there was more talk of a congressional hearing on why gas prices were so high...lol

"getting a job" and buying a new car is not smart...having a job, and as much knowledge as possible to know the future stability of said job, is a big factor. Buying cash, of course, is best!

Myself, I had a good annual review, that gave me some confidence just before I had a week off - bought the Z before the week was up - lol.

I would too be a little weary of making such a large purchase with a new job. I'd prolly get the cheapest POS I could until I was in the job AT LEAST 6 months, if not a year. Despite what the Dow says, we are still in hard times where people can lose their jobs at the drop of a hat, especially if you're "the new guy."

370Zsteve · 10-09-2009, 02:50 PM

I just saw this Frostie lmao

Drives: Your Wife Crazy

frost · 10-09-2009, 02:51 PM

Quote:

Originally Posted by 370Zsteve

I just saw this Frostie lmao

Drives: Your Wife Crazy

Singularity · 10-09-2009, 04:17 PM

Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.

kannibul · 10-09-2009, 04:23 PM

Quote:

Originally Posted by Singularity

Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.

And your best bet is to get a VIN off a vehicle that is as close as possible to what you want - either in options or packages. Color doesnt' matter.

You can get VIN numbers off Nissan's site with the dealer inventory deally...

LETSGOEERS06 · 10-09-2009, 05:39 PM

I called the inssurance people in bethesda md that i will deal with they are going to call me with a quote but who knows. Also I am paying about half in cash that I have saved but also keeping my grand cherokee I have family in DC area so rent is not a worry to start which is a good thing but other than that when I start this job I will wait a while to see if all will be good then getting the Z
Been thinking about this and planning for a bout 3 years when I wanted a 350z

Steven · 10-09-2009, 10:19 PM

Z insurance is high. much higher than most cars.

sports car, 2 seater, low numbers, etc..

im 29, clean record, and pay about 100 a month full coverage with rental insurance too.. i think that is pretty high.

make sure you shop around because prices vary greatly. gluck!

chris410 · 10-09-2009, 10:23 PM

Quote:

Originally Posted by Singularity

Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.

Good advice, get the quote from your agent

smart move on your part as far as figuring out the costs.

10-09-2009, 01:48 PM	#1 (permalink)
LETSGOEERS06 Base Member Join Date: Jul 2009 Location: Morgantown,WV Age: 40 Posts: 116 Drives: 06 Jeep GC Overland Rep Power: 16	Questions about the Z I have been reading the forums for a while now. I know I want the Z but am in grad school at WVU at the moment cant afford it. I hope to have a job in DC area in december and looking to get a z. Does anyone that lives in that area have a idea of the insurance costs. I just want to get an idea of how much I should figure on before i buy it. also is their any good dealerships to check them out when i get there? Thanks in advance you guys are great. __________________ 2006 Grand Cherokee Overland Whats the worst thing about loosing to a 5000lb SUV Having to tell your friends what just handed you your a$$ - SRT8

10-09-2009, 02:12 PM	#2 (permalink)
dad Grand Prix of Endurance Join Date: Nov 2008 Location: Tennessee Posts: 3,476 Drives: Mulsanne Straight Rep Power: 26	Send a PM to DooDooBrown, he lives in WV, and works in the DC area. Don't Think A Z would work, what do you think?? __________________ We can do without any article of luxury we have never had; but once obtained, it is not in human nature to surrender it voluntary.

10-09-2009, 05:39 PM	#13 (permalink)
LETSGOEERS06 Base Member Join Date: Jul 2009 Location: Morgantown,WV Age: 40 Posts: 116 Drives: 06 Jeep GC Overland Rep Power: 16	I called the inssurance people in bethesda md that i will deal with they are going to call me with a quote but who knows. Also I am paying about half in cash that I have saved but also keeping my grand cherokee I have family in DC area so rent is not a worry to start which is a good thing but other than that when I start this job I will wait a while to see if all will be good then getting the Z Been thinking about this and planning for a bout 3 years when I wanted a 350z __________________ 2006 Grand Cherokee Overland Whats the worst thing about loosing to a 5000lb SUV Having to tell your friends what just handed you your a$$ - SRT8 Last edited by LETSGOEERS06; 10-09-2009 at 05:42 PM.

10-09-2009, 10:19 PM	#14 (permalink)
Steven Base Member Join Date: Sep 2009 Location: Clear Lake, TX Posts: 130 Drives: 09 370Z M6 Rep Power: 16	Z insurance is high. much higher than most cars. sports car, 2 seater, low numbers, etc.. im 29, clean record, and pay about 100 a month full coverage with rental insurance too.. i think that is pretty high. make sure you shop around because prices vary greatly. gluck! Last edited by Steven; 10-10-2009 at 10:05 AM.

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10-09-2009, 02:14 PM	#3 (permalink)
awesomez Base Member Join Date: May 2009 Location: VA Posts: 199 Drives: 09 370Z Touring 7AT Rep Power: 16	If you are under 25 and average driving record, it will be about 150-200 a month. If you are over 25 but under 30 with average driving record it will be about 100-150 a month.

10-09-2009, 02:15 PM	#4 (permalink)
frost Retired admin Join Date: Dec 2008 Location: Winterfell Posts: 106,613 Drives: Your Wife Crazy Rep Power: 0	I wouldn't rely on other people's numbers. Insurance is so specific to the individual, I don't know if you will get an accurate number. And please, don't take this as an ******* comment, but if you're in a spot where you have to take insurance into your calculations, you may be stretching yourself pretty thin. I just don't want to see anyone get into a spot where their car owns them, instead of the other way around.

10-09-2009, 02:50 PM	#9 (permalink)
370Zsteve A True Z Fanatic Join Date: Sep 2009 Location: Gold Coast CT Posts: 10,599 Drives: 2019 Corvette G.S. Rep Power: 43	I just saw this Frostie lmao Drives: Your Wife Crazy

10-09-2009, 04:17 PM	#11 (permalink)
Singularity Base Member Join Date: Sep 2009 Location: NY Posts: 60 Drives: '07 Si coupe. 6mt Rep Power: 16	Just talk to your current insurance agent and tell him all the specifics. His number will be a lot more accurate than any of our guesses.