:iagree:

At best, they'll try and sell you a new Z. The idea that this in any way results in a GTR is laughable.

...A new Z with "just a little higher payment" that "you can afford now."

Of course he'll be back to 5-7 more years of financing to keep the payments close as well.

Yep. It's all a game and the only person who can win is the dealer. And a free oil change by the most inexperienced tech at the dealer is hardly a freebie. Save the gas, DIY the oil change, go on with life.

The dealership is just across the street from my work so it's not an issue at all going there for a half hour to bust some sales guys balls. If they don't give me what I want, too bad.

And they're promising equal or lesser payments, so there's no way I'll agree to pay a penny more.

I can get close to $30k for the Z (this is canada) and with the cash incentives I can have about $40-45k to argue towards the GTR. If they offer me a used one for $60-70k, I wouldn't have a problem adding the $20-25k to my finance. If it works out, I'll be walking out with my dream car. And I'm not taking a new Z, f that.


Edit: also, if I re-do the finance now, I can afford a shorter term with a lower rate as well.

Live the dream my friend, just make sure the salesperson does not dupe you too hard, they always dupe but some to a lesser degree.

No, I'm gonna stand my ground, no compromises. The Z is my first car, it means a lot to me. It's gonna have to be one hell of a deal for me to actually trade it in.

99% chance is that all I'll get out of it is a free oil change

I think you might be starting to get it but I still see a shimmer of hope:

1. No dealer hands you $15k cash "incentives"
2. I don't know what you paid for your car but you still owe 36 payments on your current car. Even if they gave you $30k on your car as trade, you/they still need to pay off 42.8% of your original loan.
3. You won't get $30k for your car, sorry. I just searched autotrader for all of Canada. There are twenty eight (28) 2009 370Zs for sale and only 1 is over $30k (a private seller even). The dealer would have trouble selling your car at $30k retail. He'll give you $22-24K if you are lucky realizing they want about $4k out of a used car.

When it's all done and said my original estimate of what you'll need to finance a GTR stands.

Keep your current loan and car. Make any extra payments to a savings account. When that savings account amount matches the loan payoff, pay it off. Others will tell you to refinance a shorter term and decreased interest which is also fine as long as your budget can take it and you are pretty sure of your employment for at least the life of the loan.

Jut look at it as killing time while they change your oil if you're set on going in there. There is no outcome that results in you driving home in a GTR unless you're adding a whole lot of cash to the deal.

Yes, go for the oil change and free coffee

I ate 4 of their donuts when I was getting my car serviced lol also took a few cans of soda

That's some good advice. Didn't think of it that way. Thanks.

+1 :driving:

I get a mailer from every major dealer (doesn't matter what brand) around me about once a month. They are gags, nothing more. Some of the little devices and glitter they attach to them is kind of funny, but laughable in and of itself.

As for the trade-in idea, if you really have to time and energy to go bust a salesman's balls, by all means go for it. I wouldn't personally because it seems like the mental equivalent to clubbing a cripple (if you can forgive the analogy). I would think doing it to a sales manager would be a lot more satisfying though, as they tend to be the true scumbags.

Oh well, it's all for entertainment.

If those are the two choices, I agree that the latter is what they're going to tell you. OTOH, nothing ventured nothing gained. Dealers in a lot of places are really hot for good used cars.

I wouldn't even go in. This is just a way to get you in the door and either a) impulse buy something new, or b) trick you into getting a new car at nearly the same monthly payment, but with a crappy financing deal or high sticker.

Only the financing will have it stretched out so you're still on the hook for a new, $40k car. And instead of x more years that you're paying on your current, you'll be paying for x+5 more or something.

They've made a new car sale, and have new blood to put on the old car sales lot.

Don't even go unless you actually want a new car.