Edited and PM'd to the OP

Wow that really rots.
As for just getting a check, if your car is paid off they will just give you a check. When it is paid off you are insuring a "value" so to speak. If it loses value they give you money to cover the loss of value due to accident or theft. If it is not paid off, they may or may not. It all depends on who financed it.

As was said before H-Town is all ghetto gated community or not. I used to live there too.....uggghh.

Again sorry for your loss.
That must have made your heart sink when you 1st saw it.

:eek: :icon14: oh. My. Gawd.

That sux OP. :(

What ever you end up doing, just be careful about what you write on the internet. Insurance companies search and finds ways to f you when you least expect it.

I'm always curious as to what happens from here. Do they install the wheels in the lot or they put the car on some kind of dolly and tow it?

It's not paid off yet...I just bought her in November. They said something about a flatbed and/or putting temporary wheels on it and then towing.

Is it illegal to take the check and buy something else less expensive? I assumed if once they paid out their end is done and whatever I do with the money was my own concern.

You can have the check made out to you. And if it goes on the CarFucks, have them make it out for more for devaluation.

And they should be able to write YOU out a check without any issue (assuming your loan is up to date and such). And you can buy whatever you damn well please. That's not their concern.

:iagree:

there is another member that had his wheels and radio ect stolen. (ill let him share the story if he chooses)

But he did get a check (stock rims are very very pricey) and has ended up with some pretty sweet items from the insurance check.

equalme - Sorry to hear about this man. Hope no damage was done to the car.

I may be in the minority - But I really think you should use the check and throw cheap rims on the car and put the rest into moving to a more secure area. Hell rent a garage even.

I don't lie... At first I feel sorry for you, then I am really jealous!!:icon17:

I hope everything will be sort out smoothly and you will get a nice set of wheels you want with some extra cash!:tup:

True.

Happened to me in september, ugly experience. PM me if you have any questions ill be glad to help!

No it's not. They look at the car and write a check. You take it and do what you want with it.

My fender bender was fixed by me. After new quarter, paint, and some pop rivets I was done with money left over. An accident was an accident with no said dollar amount (maybe if it was over 10k or something higher) so either way for the next three years I'm paying $238 more a half. That's $1428 I'm outta pocket (accident was more so i was better to claim it than pay cash). So take all you can because if its only $238 a half whether they pay you $10 or $10,000, why not get some money back you've paid them since 16?

PS I have some nice RPF1's for you!! Only $1225. Should be able to pocket about $4-5k.

Sorry to hear this man. Hopefully you make out in the long run of things.