Nissan 370Z Forum  

Need help!!! With this 370z purchase...PLEASE!!!

Originally Posted by shawnski chuck33079 i read your comments and it looks like you know everything out there, maybe because you have many posts out here, but you are totally

Go Back   Nissan 370Z Forum > Nissan 370Z General Area > Nissan 370Z General Discussions


Like Tree54Likes

Closed Thread
 
LinkBack Thread Tools Display Modes
Old 01-31-2014, 09:44 AM   #31 (permalink)
A True Z Fanatic
 
Chuck33079's Avatar
 
Join Date: Nov 2011
Location: Houston
Posts: 12,265
Drives: 2011 370ztt
Rep Power: 29538
Chuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond repute
Default

Quote:
Originally Posted by shawnski View Post
chuck33079 i read your comments and it looks like you know everything out there, maybe because you have many posts out here, but you are totally wrong on lease vs. finance, when i get a chance ( which i have better things in life to do than be here make thousands of comments) i be glad to show you that A GOOD LEASE PROGRAM could be as good or sometimes better than financing,not everyone wants to modified cars and not everyone wants to pay 600 a month payment and not everyone has 10k+ to put down, and some people work hard and want to drive a nice luxury car, there is nothing wrong with that.
since you live in houston, maybe one day we can discuss leasing and financing over a coffee!
So at the end of the GOOD LEASE PROGRAM do you own the car? Point out what I said that was inaccurate. Your argument is "not everyone wants to pay 600 a month payment and not everyone has 10k+ to put down, and some people work hard and want to drive a nice luxury car"?

Exactly what I would expect from a guy who works at a car dealership.
lt_370z, FPenvy and Ghostvette like this.
__________________
2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent
Chuck33079 is offline  
Old 01-31-2014, 09:46 AM   #32 (permalink)
A True Z Fanatic
 
synolimit's Avatar
 
Join Date: May 2013
Location: Columbus, OH
Posts: 5,051
Drives: 2013 Silver 370z
Rep Power: 3389
synolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond repute
Default

Quote:
Originally Posted by FPenvy View Post
in the end you still lose. just saying.

and i highly doubt you've owned over 20 cars unless you either do go through them like hookers or flip cars.
New car about every year (plus 9 bikes). At most was 3. I sold for 3 years and did finance so I know what I'm doing. The OP in the other thread looking to buy a 370 and a GTR can relate.
__________________
13 370z-
synolimit is offline  
Old 01-31-2014, 09:47 AM   #33 (permalink)
Base Member
 
shawnski's Avatar
 
Join Date: Oct 2013
Location: houston,tx
Age: 67
Posts: 71
Drives: 12 zx14r, 12 370z
Rep Power: 12
shawnski is on a distinguished road
Default

Quote:
Originally Posted by FPenvy View Post
you're on the wrong forum if you want to discuss not modding a car.....just saying.

also if a $600/month payment is a issue then you're obviously looking for something out of your price range and need to move on.

leases are for house wifes who dont care what they drive and you just keep them happy with a new car every 24 months or so.


lmfao..
shawnski is offline  
Old 01-31-2014, 09:49 AM   #34 (permalink)
A True Z Fanatic
 
FPenvy's Avatar
 
Join Date: Jul 2011
Location: Pittsburgh PA
Posts: 38,517
Drives: 15 GT-R BE/09 370Z
Rep Power: 1402085
FPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond repute
Default

Quote:
Originally Posted by synolimit View Post
New car about every year (plus 9 bikes). At most was 3. I sold for 3 years and did finance so I know what I'm doing. The OP in the other thread looking to buy a 370 and a GTR can relate.
sounds like you get $1000 cars and just need new ones every year orrrrrrr you just have poor taste and hate them quickly.

but going on what you've said about all these cars and bikes you've owned/own the $200 a month different between a lease or owning shouldnt even be relevant.

that or you're just lying.
__________________
324whp/258wtq AAM Tuned |F.I. NonRes CF CBE/NonRes TestPipes #373|UpRev Tuner|Akuma Motorsports Intakes|Z1 34 Row Oil Cooler
Quote:
Originally Posted by F.I. Inc. View Post
Yes, they are Tony approved! Frank, when I get around to it, I may put your pipes into production. We will call them, "The FP" option.
-Tony
FPenvy is offline  
Old 01-31-2014, 09:50 AM   #35 (permalink)
A True Z Fanatic
 
synolimit's Avatar
 
Join Date: May 2013
Location: Columbus, OH
Posts: 5,051
Drives: 2013 Silver 370z
Rep Power: 3389
synolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond repute
Default

Quote:
Originally Posted by Chuck33079 View Post
I didn't address that because saying credit card debt is bad is kinda like saying water is wet.

It's $400 a month and you don't own the car at the end of the lease, or $600 and you get the title in the mail after the last payment clears. How is that even a comparison?
You own the car the whole time!! It's yours to buy whenever and sell whenever. You seem like you're in finance. How do you not know this? A lease on this is 38 months, then I'll buy it for a new buy loan. Vs most that buy for 5-6 years. I'm not that far off to get my title on the last payment.
__________________
13 370z-
synolimit is offline  
Old 01-31-2014, 09:51 AM   #36 (permalink)
Premium Member
 
exsanity's Avatar
 
Join Date: Oct 2013
Location: Middle Tennessee
Posts: 10,499
Drives: you mad..
Rep Power: 3700
exsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond reputeexsanity has a reputation beyond repute
Default

Quote:
Originally Posted by synolimit View Post
$400 a month or $600 a month? You tell me? Easy pick for me

Buy it now or be forced to save up over $11,000 for a down payment to match the lease monthly? I don't know about you but I'll buy it now and be happy. If that means $2000 more over the payment period or $250 a year, or $20.8 a month because I didn't save $11,000 cash, then so be it. I don't hear everyone saying credit cards are "really syno?"
I paid cash outright.. :shrug:
FPenvy likes this.
__________________
| F.I. NonRes Carbon CBE | F.I. High Flow Cats | Hotchkis Sway Bars | KW Variant 3 | SPL Suspension Parts |
exsanity is offline  
Old 01-31-2014, 09:53 AM   #37 (permalink)
A True Z Fanatic
 
Chuck33079's Avatar
 
Join Date: Nov 2011
Location: Houston
Posts: 12,265
Drives: 2011 370ztt
Rep Power: 29538
Chuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond repute
Default

Quote:
Originally Posted by synolimit View Post
You own the car the whole time!! It's yours to buy whenever and sell whenever. You seem like you're in finance. How do you not know this? A lease on this is 38 months, then I'll buy it for a new buy loan. Vs most that buy for 5-6 years. I'm not that far off to get my title on the last payment.
You own it? At the end of the lease your name is on the title? Do we have different definitions of ownership? You're correct, you have the ability to sell the vehicle at any point. That doesn't mean you're the owner. You can sell you house at any point, but until you make the last payment the bank is the owner.
__________________
2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent
Chuck33079 is offline  
Old 01-31-2014, 09:54 AM   #38 (permalink)
A True Z Fanatic
 
wheee!'s Avatar
 
Join Date: Sep 2009
Location: Mod Capital of Canada
Age: 57
Posts: 7,354
Drives: cars. lots of cars.
Rep Power: 40182
wheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond repute
Default

soooooo.... on topic.

This sounds to me like a flood damaged car... doesn't have to be local if the dealership brought it in from a flooded area....

STAY AWAY.... there's plenty of fishezz in the Z
__________________

H&R / Stillen / Berk / HKS / Swift / Michelin / UpRev / SPC / Amuse Rep / Seibon / Fringe XVO / TWM / more...
My Journal
wheee! is offline  
Old 01-31-2014, 09:55 AM   #39 (permalink)
A True Z Fanatic
 
Chuck33079's Avatar
 
Join Date: Nov 2011
Location: Houston
Posts: 12,265
Drives: 2011 370ztt
Rep Power: 29538
Chuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond reputeChuck33079 has a reputation beyond repute
Default

Yeah, I'm done debating the myriad benefits of leasing. OP, don't buy the car.
FPenvy and Ghostvette like this.
__________________
2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent
Chuck33079 is offline  
Old 01-31-2014, 09:56 AM   #40 (permalink)
A True Z Fanatic
 
FPenvy's Avatar
 
Join Date: Jul 2011
Location: Pittsburgh PA
Posts: 38,517
Drives: 15 GT-R BE/09 370Z
Rep Power: 1402085
FPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond repute
Default

Quote:
Originally Posted by Chuck33079 View Post
Yeah, I'm done debating the myriad benefits of leasing. OP, don't buy the car.
__________________
324whp/258wtq AAM Tuned |F.I. NonRes CF CBE/NonRes TestPipes #373|UpRev Tuner|Akuma Motorsports Intakes|Z1 34 Row Oil Cooler
Quote:
Originally Posted by F.I. Inc. View Post
Yes, they are Tony approved! Frank, when I get around to it, I may put your pipes into production. We will call them, "The FP" option.
-Tony
FPenvy is offline  
Old 01-31-2014, 09:58 AM   #41 (permalink)
Base Member
 
shawnski's Avatar
 
Join Date: Oct 2013
Location: houston,tx
Age: 67
Posts: 71
Drives: 12 zx14r, 12 370z
Rep Power: 12
shawnski is on a distinguished road
Default

Quote:
Originally Posted by Chuck33079 View Post
So at the end of the GOOD LEASE PROGRAM do you own the car? Point out what I said that was inaccurate. Your argument is "not everyone wants to pay 600 a month payment and not everyone has 10k+ to put down, and some people work hard and want to drive a nice luxury car"?

Exactly what I would expect from a guy who works at a car dealership.
no i don't own the car at the end of 36 month lease and if you finance the car for 60 months you don't own it till end of 60 months!!
figure it out
36 monthsX 400 a month lease
36 monthsX 600 a month finance
see what you have saved
then 24 more months of 600 a month left
then you own the car
not counting extra maintenance you need to do for extra 24 months!
do the calculation, i don't have time!
shawnski is offline  
Old 01-31-2014, 09:59 AM   #42 (permalink)
A True Z Fanatic
 
synolimit's Avatar
 
Join Date: May 2013
Location: Columbus, OH
Posts: 5,051
Drives: 2013 Silver 370z
Rep Power: 3389
synolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond reputesynolimit has a reputation beyond repute
Default

Quote:
Originally Posted by FPenvy View Post
ummmmm yea in the end you give your stuff back. i own mine.........and for less money than you WASTED on yours.

i'll put it in these terms. you pay for the hooker, get the sex, and in the end she leaves. it's nice but you just end up having to do it again.

me.....i just own that bitch.


Ummmmm no you don't. I can buy the car tomorrow. I can sell it tomorrow. I can buy at lease end. Or I can give nissan the keys and walk. (I'll buy it at some point in time but I could also just trade in it for the brand new 2016 Z in 30 months and owe nothing). PS I haven't wasted anything yet!! Not till AFTER I buy the car and pay interest on the buy loan after its fully paid off. Then I'll have spent $20.80 a month more than you. Big deal.

But you owning that bitch can have issues if you want a divorce early. My divorce is written in stone in 38 months total and I have a prenup letting me pay ZERO . And if the car gods smile upon me and it holds its value, that bitch owes me money

but that's not gonna happen because nissan screwed us all with the 14 price drop. So instead of eating $3600 in 38 months like 13 buyers will, I walk I zero.
__________________
13 370z-
synolimit is offline  
Old 01-31-2014, 10:01 AM   #43 (permalink)
A True Z Fanatic
 
wheee!'s Avatar
 
Join Date: Sep 2009
Location: Mod Capital of Canada
Age: 57
Posts: 7,354
Drives: cars. lots of cars.
Rep Power: 40182
wheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond reputewheee! has a reputation beyond repute
Default

and we were soooo close....
6MT-Z34 likes this.
__________________

H&R / Stillen / Berk / HKS / Swift / Michelin / UpRev / SPC / Amuse Rep / Seibon / Fringe XVO / TWM / more...
My Journal
wheee! is offline  
Old 01-31-2014, 10:03 AM   #44 (permalink)
A True Z Fanatic
 
FPenvy's Avatar
 
Join Date: Jul 2011
Location: Pittsburgh PA
Posts: 38,517
Drives: 15 GT-R BE/09 370Z
Rep Power: 1402085
FPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond reputeFPenvy has a reputation beyond repute
Default

Quote:
Originally Posted by synolimit View Post
Ummmmm no you don't. I can buy the car tomorrow. I can sell it tomorrow. I can buy at lease end. Or I can give nissan the keys and walk. (I'll buy it at some point in time but I could also just trade in it for the brand new 2016 Z in 30 months and owe nothing). PS I haven't wasted anything yet!! Not till AFTER I buy the car and pay interest on the buy loan after its fully paid off. Then I'll have spent $20.80 a month more than you. Big deal.

But you owning that bitch can have issues if you want a divorce early. My divorce is written in stone in 38 months total and I have a prenup letting me pay ZERO . And if the car gods smile upon me and it holds its value, that bitch owes me money

but that's not gonna happen because nissan screwed us all with the 14 price drop. So instead of eating $3600 in 38 months like 13 buyers will, I walk I zero.
wait wait wait........

why would i marry a hooker i'm pimping out.

c'mon bro.....you cant make a ho a house wife.

with all this finance talk you'd think you'd at least get the hooker part of the story right. geez.



now you for sure lost.
__________________
324whp/258wtq AAM Tuned |F.I. NonRes CF CBE/NonRes TestPipes #373|UpRev Tuner|Akuma Motorsports Intakes|Z1 34 Row Oil Cooler
Quote:
Originally Posted by F.I. Inc. View Post
Yes, they are Tony approved! Frank, when I get around to it, I may put your pipes into production. We will call them, "The FP" option.
-Tony
FPenvy is offline  
Old 01-31-2014, 10:04 AM   #45 (permalink)
Base Member
 
lt_370z's Avatar
 
Join Date: Feb 2011
Location: HTOWN
Posts: 233
Drives: Nismo 370Z
Rep Power: 14
lt_370z is on a distinguished road
Default

Syno, why do you own a house? Why not rent an apartment for the rest of your life? Save money on property tax and you can spend that on track days...
FPenvy and Ghostvette like this.
lt_370z is offline  
Closed Thread

Bookmarks


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Little brother looking to purchase a 370z. Pistons132 Nissan 370Z General Discussions 34 01-07-2014 07:08 PM
New member, might purchase a 370z. AzSpeng New Forum Member 17 11-28-2013 02:10 PM
WTB 370z ( future purchase ) DRFTSLT Cars for sale (Private Classifieds) 3 08-08-2012 07:55 PM
Purchase 370Z captain1 Nissan 370Z General Discussions 25 06-20-2012 08:19 PM
370z purchase procratinators: CHECK THIS need4speed Nissan 370Z General Discussions 15 09-26-2009 05:50 AM


All times are GMT -5. The time now is 10:41 PM.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO 3.6.0 PL2