Got rear ended
 

Sad sad night. I was making a right turn into a Chipotle driveway when all of a sudden a (2003 Honda Accord) lady struck me from behind. She thought I was going straight and fail to notice that I was slowing down to make my turn.

Attachment 81665
The impact wasn't exactly a straight on collision. Because I was turning, the hit was angled which is why there is a major scrape.

After exchanging our papers, she called her brother and they both begged me not to go through the insurance. They said they'll cut me a check after I get a quote. The way they were begging seemed a bit suspicious for some reason.

My question is:Should I go through the insurance or have them pay out of their own pocket?

Am I in any risk?

This is my first encounter of an accident so any help/tips are appreciated.

Always go through insurance and file POLICE REPORT

F that. Go through the insurance, you never know how shady they are. they could disappear and you will be screwed. always cover your arse that way you win. Your insurance company wont raise your rates if it is not your fault. Call them up please.

Definitely go through insurance.

I might trust them if they gave me a decent cash deposit but still take license insurance and plate info.

I had a teenager rear end my SUV once and give me a false name (always demand license and insurance card). Luckily I had a cop friend help me out and contacted the Dad who then paid me in full.

Best of Luck

Same exact thing happened to my sister. Teenage girl rear-ended her and gave false information, but luckily we had enough information and a pretty badass cop to track her down.

I don't trust anyone enough to let them pay out of pocket. Even if it's a small scuff... unless you're going to give me more than sufficient cash on the spot we are going through insurance!

go through insurance for sure. It's also best to get the cops on the scene anytime you are in an accident so that they can have a record of everything/everyones info. I got hit by someone about a year ago and it was 100% their fault, went through insurance of course and everything was taken care of. Only thing I didn't do which I should of was called the police right then and there..It kinda held things up for me for a while but everything was taken care of in the end.

I was in the same situation they wanted to pay out of pocket, but as soon as they received the quote for repairs they tried saying it was my my fault! Go through insurance, people are shady and it's not worth your time.

Don't see any mention of a police report? Establishing facts is important after an accident, and there will be no reason for them to admit guilt without an impartial third party holding them accountable. This alone puts you at risk. The way your damage looks, they can even come back and say you cut into her lane and caused the accident.

Go through insurance. Period.

IF IF IF you must accept funds privately, make sure the repair quote is final, and that you are with a reputable shop, and that it's certified funds (cashier check). Do not accept personal check. If cash, well, make sure they aren't fake bills. At the money exchange, tie up loose end with signed documents detailing the accident and what the money is for.

Thanks guys. I really do think insurance is the way to go. I already called my insurance company. Hopefully everything gets sorted without any hiccups.

You should have filed a report, insurance might really question what happend and not want to pay...

Your insurance will require you to file a report. For that damage, get your insurance involved.

Always go through the insurance company. I don't care how much they beg, there are way to many scammers out in the world. Good luck with your Z, It could have been a lot worst.

:iagree:

Did you have your turn signal on?

This + ------
Were u braking or slowing via engine braking w no brake lights or turn signal engaged? Cops gonna ask all about that.

When I got into my accident (Guy decided to throw his truck into reverse at a stop light and drive up on my hood), I called the police right then and there.

The guy gave me his info and left, but I waited there for the police to arrive.

It's always best to get a police report in as soon as possible (Preferably at the scene of the accident) so stories can't get tossed and turned.

Best of luck, and sorry to see it happen to you :(

Also oddly enough, when my father got into an accident a few years ago .. some kid thinking he was cool in his Maxima in the snow T-boned him .. they went through insurance and (of course) it was the kids fault. However, it is on my dads driving report that he was involved in an accident so when he was searching for motorcycle insurance last year, some places were quoting him ridiculous high prices just because he was in an accident, even though he was at no fault. Insurance companies are sketchy. I never had that issue.

This is always a gut call to me and since it is a nice sports car, OP made the right call.
I rear ended a firebird in a pontiac about 10 yrs ago. I asked them not to involve police because I was throwing up and didn't want to wait. I had a fever and blah blah. Anyway I told insurance the truth when they called to verify and I never heard another word. Rates never went up either. Not a lot of damage though.

I too had a vehicle back over my hood. This was my 280, never called the cops never got insurance involved, until he realized i was not allowing my hood to be drilled and bondo crammed in it. I demanded a new hood and bumper and he was like ok, insurance will take it. He fessed up honestly and his insurance covered it.

I barely bumped a lady at a yield and she had to have the cops involved. Being a young kid I did not have insurance because I was unemployed and well those were the times for a poor mexican kid. Wasted my day and cost me a couple hundred(no insurance ticket) over a light bump, she threatened to sue for whiplash and take my car away. The cop laughed because there was no damage and laid into the lady. What a stupid woman.

I can understand why people don't want police involved, insurance though, I don't understand that at all.

Yes I did :tup:

:tiphat: Excellent, and I am sorry for your damages. Do everything through insurance, BTW.

Always go through insurance. On the other hand, I did take somebody's cash offer once though (they forked over 3k in cash on the spot).


Did you still eat at chipotle? What did you order?

If the damage is over $500 you are required to inform the DMV. Many moons ago I was rear ended and the driver pleaded with me to just pay it off. There was a shop nearby and I got a quote for repairs and I was paid in cash a half hour later. I GOT LUCKY that there were no other issues. If you accept cash and something goes wrong later, you cannot go back as you have settled the claim.

I've been clipped before on the freeway (thankfully not in my Z) and when I called the police, they told me that they wouldn't roll a car out to take a report unless there was significant damage and/or injuries. This was in MA near Boston. Fortunately my insurance company is on the up and up and took care of everything for me, even when the other driver tried pulling some BS after the fact. Wouldn't have even been an issue if the staties bothered taking a report at the scene.

Thanks for all the advice guys. I really do appreciate all your kind words and tips:tiphat: I did make a mistake by not calling the police for a report :shakes head: However, I did get her to write her own statement/report on what exactly happened. She signed the paper and I have it safely in my hands. I also snapped pictures of my car at the exact location the accident. As soon as I got hit, I slammed my brakes, got out, took few photos and pulled in safely. She didn't.

The damage seems all cosmetic. It's hard to tell but I don't think there are any indent on my rear bumper. But the paint stood no chance. Some parts are down to the plastic. I believe she struck my rear with both license plate and front bumper. Part of her front bumper also came loose. Her car definitely took more damage than mine.
Attachment 81695

Got rear ended
 

But did you still eat at chipotle?

That's what you get for going to Chipotle. :ugh2:

I was making a left turn one time and the person behind me somehow thought I was pulling over to the right :eekdance: (with my left turn signal on). She hit me on my left rear wheel and all was fine so we all went on our merry way after she begged to not call police which would have been difficult anyway b/c we didn't have cell phones then. That is until SCHP called my Mom (I was probably 16) saying I left the scene of an accident…LOL. We all went to the DMV and one of the head honchos out there got pretty irritated with the lady and said you pay for your own damage…no report. I figure she got home and her husband was like what happened? Oh, hell no.

YES I DID! After the accident, I felt like crap and my urge for Chipotle died. HOWEVER!!!!! If I just went home without getting my Chipotle, that means that I just drove to Chipotle only to get rear ended and come home with nothing. SO! to have some sort of purpose to all this, I bought myself a burrito and went home. My mood made the burrito taste like crap but I forced at least 3/4 of it and gave the rest to my dog Teri

Sounds like the night turned out pretty sweet for Teri.

I had similar damage on my Z before when I got rear ended. The thing about taking it to a body shop is that the paint they will use will most likely not match the rest of the car. It really sucked for my white Z and I just decided to buy a whole bumper from a member here who replaced his for a aftermarket. Luckily for me, i only paid like 350. Just a heads up about getting ur bumper repaired.

For the love of god people - Call the cops and get the facts on record.

If you want to be a nice guy, donate some time to a charitable organization.

To consider not involving the cops and insurance just shows immaturity. I lost count of the number of threads like this where the OP ends up whining about getting screwed.

Live your life right and do the right thing. It's not always the easy way out, but there's a reason why matters are handled certain ways.

Cops do not insure facts lol. They can not say what happened and if someone wants to fight the cops will really have no say. Cops are NOT doing there best when they are sorting out accidents, they are doing there best when hunting down bad guys. Calling the po po can be a good thing or a bad thing. What if they cop sees it a different way. The cop can not say 100% for sure that you had a blinker on, he was not there. The cop has no clue what caused the accident. A screaming kid distraction or a hot chick distraction. I have only involved the cops a couple of times during a traffic accidents and the cop had nothing to say or divulge that would have made a difference. All they can do is write down what the individuals tell them. If it is bad enough and people are hurt sure but for a minor scrape which is all this was it is a waste of their time and our tax dollars.

Peace out and I am sure all will be taken care of. Looks like OP did well but Teri came out on top with 1/4 burrito.

Sorry, I'll take a police report and an insurance adjuster over some stranger that just hit my car and is now begging me not to involve the authorities.

He said/she said doesn't hold up very well in court. Without even a police report, you can't even really prove anything.

I hope all works well for the OP, but I will always advise to properly document and report any accident.

:iagree:

get it fixed keep movin. :icon17:

I've handled claims for many many years for both a private company and an insurance company. Always call police and get a police report. Even if the police refuse to respond they will have a record that you called which your insurance company can check out if need be. As important, get a WITNESS name and phone number.
I've seen too many claims where the vehicle that did the "rear ending" contends the other vehicle was backing up and caused the crash believe it or not.
The fact you got a written statement signed by the driver may have saved you from future problems in this claim. Good job!

:iagree:

Why do people put themselves in a bad position to make things easier on the person who hit them? Police report and insurance always.

Talk to Minsu and ask him how it worked out for him when he didn't go for an insurance claim.

http://www.the370z.com/nissan-370z-g...mbleeeeee.html

damn! all bad, but don't worry it will get fixed one way or another. New bumper or a repaint should be good as new. If its really deep, however, repaint might not look as good..so maybe look into just getting a whole new bumper, perhaps from someone here on the forum.

I am always scared when I have a car behind me too close when I am about to slow down and make a turn. I either hit my brakes like 100 times to make it blink and hopefully catch their attention, or I turn as fast as possible in order to be on the safe side. You just can't trust much of the general population out there these days -_-. its annoying

anyways, good luck!

Now I'm craving a burrito..

I kind of have to split the difference on the police. Yes, call, but it might not be a good thing.

Early '12 I was driving my new '11 Z that had just passed break-in miles. A guy rear ended someone very hard in the far left lane of the local interstate bypass. It's essentially a four lane racetrack all the way around Indy. I was in the far right lane. He lost control and swerved over and clipped my left front fender with his right rear.

The police were called. The officer decided that since I was in a Red Z Roadster I must have been racing. (Against a beater Malibu. Yeah, right.) He wasn't interested in listening to anything. The claims eventually went to mediation.

I had been testing out a GoPro mounted on the windshield, which officer not-all-that-friendly wasn't the least bit interested in. I paid the ticket - whatcha gonna do? I sent the video to my insurance company. He was found to be 100% responsible.

I'd have still called the police if someone else hadn't, but it doesn't always work out all that well. Perhaps Mrs. Officer had a headache the previous night?

Anyway, OP, good luck. And as everyone else is saying, involve 'em and hope for the best.

Thanks! The insurance asked me to get a quote from any body shop I want. I'm thinking of Nissan dealer because I know they can match the factor paint. I heard Mag Black is a hard color to match so I wouldn't risk it by having a local shop do it.