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Another vote for paying out of pocket. No point raising your premium trying to get insurance to pay. Also you mentioned the bumper was basically fine, but exhaust and clutch,

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Old 10-20-2013, 10:18 PM   #1 (permalink)
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Another vote for paying out of pocket.

No point raising your premium trying to get insurance to pay. Also you mentioned the bumper was basically fine, but exhaust and clutch, might not be. Pay a reputable mechanic to inspect any damage if you don't feel comfortable doing it yourself.

Also people have already chimed about the hazard of being on the phone. Please take note.
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