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Originally Posted by w0rM Buying a house is easy these days. I wish I had looked into it more seriously sooner. FHA has loans where don't even need any money

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Old 07-04-2013, 02:31 PM   #1 (permalink)
b15
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Buying a house is easy these days. I wish I had looked into it more seriously sooner. FHA has loans where don't even need any money down. I would have bought a house 10 years ago if had known how easy it was going to be.
Totally. Not a huge fan of FHA loans but it does help those who want to own. I'm more of a conventional guy, 20% down to avoid mortgage insurance and to opt out of tax escrow.

That sucks OP. My Z is garaged but I'm still paranoid sometimes leaving it in busy lots when I take it out
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Old 07-04-2013, 06:00 PM   #2 (permalink)
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Totally. Not a huge fan of FHA loans but it does help those who want to own. I'm more of a conventional guy, 20% down to avoid mortgage insurance and to opt out of tax escrow.
Yep, that's always a better way to go if you can afford it.

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Old 07-05-2013, 11:24 PM   #3 (permalink)
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Totally. Not a huge fan of FHA loans but it does help those who want to own. I'm more of a conventional guy, 20% down to avoid mortgage insurance and to opt out of tax escrow.

That sucks OP. My Z is garaged but I'm still paranoid sometimes leaving it in busy lots when I take it out
I just purchased a second home and went conventional. I payed the PMI/MIP off up front and did not have put down 20%. Maybe that is a new option? I dont know. It saved me having to put down 20% though.
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