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Who Do You Insure Through

Just Curious, going to see the car maybe this week or next week, last thing on my agenda for the car is insurance. im probably looking at 400+ monthly with

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Old 05-07-2013, 02:12 PM   #1 (permalink)
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Default Who Do You Insure Through

Just Curious, going to see the car maybe this week or next week, last thing on my agenda for the car is insurance. im probably looking at 400+ monthly with the addition of the Z. 22 years of age will be insured under my parents. Any insurers you would recommend? Any known to give a cheap monthly payment for two door coupes? last things i need to work out before i sign papers.
Thanks for the help
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Old 05-07-2013, 02:16 PM   #2 (permalink)
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I have State Farm, 23, no accidents (kinda), totaled a car last year, speeding ticket on my record and I pay $140/month ;-)
Yes, a LOT of people hate me for that
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Old 05-07-2013, 02:17 PM   #3 (permalink)
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i insure through bearded guy with glasses. he's good.
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Old 05-07-2013, 02:21 PM   #4 (permalink)
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Quote:
Originally Posted by DEpointfive0 View Post
I have State Farm, 23, no accidents (kinda), totaled a car last year, speeding ticket on my record and I pay $140/month ;-)
Yes, a LOT of people hate me for that
How is that even possible!? Are you single insurer? or are you under your parents!? If I can do the same with insurance i wouldnt have to sweat over it!?
tell me your ways
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Old 05-07-2013, 02:21 PM   #5 (permalink)
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i insure through bearded guy with glasses. he's good.
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Old 05-07-2013, 02:22 PM   #6 (permalink)
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generally when I call the person says this is peggy...

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Old 05-07-2013, 02:24 PM   #7 (permalink)
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i got Erie insurance. 26 no accidents and mine is like $90-100 a month and only $100 deductible

edit: i have full coverage. everything you can think of is covered.
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Old 05-07-2013, 02:26 PM   #8 (permalink)
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i got Erie insurance. 26 no accidents and mine is like $90-100 a month and only $100 deductible
are you under your parents or are you single insurer.

the only numbers im seeing when i do online quotes is over 500...
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Old 05-07-2013, 02:26 PM   #9 (permalink)
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Quote:
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How is that even possible!? Are you single insurer? or are you under your parents!? If I can do the same with insurance i wouldnt have to sweat over it!?
tell me your ways
LOL, yes, single insurer. No parents. I really don't know what or how, all I know is that when I looked for insurance about two and half years ago I called 30+ places including some State Farms, and I was getting quotes of $300+ across the board (21, 2009 Maxima) until I called this random State Farm and they quoted me $140~/month and I asked them if their system was broken.

But I have full coverage, no sneaky crap, and now I have my deductible at $250, and rental coverage at $35/day and something else that I upgraded...
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Old 05-07-2013, 02:27 PM   #10 (permalink)
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so the idea here is to call individual offices and see what i can get?
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Old 05-07-2013, 02:28 PM   #11 (permalink)
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I have Geico. Used to have Progressive.

Shop around the major insurance companies' websites.

Check this link out:

Official Insurance Premium Discussion Thread
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Old 05-07-2013, 02:29 PM   #12 (permalink)
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Quote:
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are you under your parents or are you single insurer.

the only numbers im seeing when i do online quotes is over 500...
i got the same agent as my parents but i'm on my own. i do put my Z on "lay up" for dec-march since i dont drive it in winter and put my tahoe on instead. Z is still fully insured for that period as long as it's on my property.
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Old 05-07-2013, 02:32 PM   #13 (permalink)
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forgot to post price.... my insurance is under leisure car coverage and paying no more than 285-290 for 6months.
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Old 05-07-2013, 02:42 PM   #14 (permalink)
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You know what... I lied... Just recently...they upped my insurance to $170 a month due to a second ticket. So what I did was lie and I told them that my car is a weekend driver, and god bless them, they don't ask about mileage
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Old 05-07-2013, 02:49 PM   #15 (permalink)
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insurance premiums vary depending on a number of factors including location (state), deductible, coverage, yearly mileage, age, driving history, etc.

just stating your insurance co. and monthly premium doesn't give enough to compare by.
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